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. 2� 17� 1 ��5
<br /> whxch riaht sha�l n�t be exercised unreasonably. Lender may require Barrotiver�a pay,in cannec�ion�v��h�his Loan,
<br /> either: �a�a ane-tzme char�e for f�ood 2ane determina�ion, certif cat�an and �rac��n� services; flr �b}a �ne-��m.e
<br /> charbe for flood �one de�erm�nat�on and certif cation services and subs�quent charges each ��me remapp�ngs or �
<br /> s�mi�ar changes occur v�h�ch reasonab�y mxgh� affec� such de�erm�natxon ar cer��f catzon. Bo�rower_shall also be
<br /> respons�b�e for�he payment of any fees xmposed by�he Federa�Emergency Managem�n�Agency�n connection with
<br /> the review of any fload 2one determ�na��on resu�t�nb from an obj ect�on by Borraurer.
<br /> If Borrnwer fails�o main�ain any af the coverages descrzbed above,Lend�r may ob�a�n�nsurance coverabe,
<br /> at Lender's op��on and�3orrower's expense. Lender is under no obligation�a purchase any part�cular type ar amoun�
<br /> of coverage. Therefore, such coverabe shall �ov�r Lender, bu� migh� ar might not protec� Barrotiver, Borr��ver's
<br /> equ��y in the Property,or the con�en�s of�he Prop�rty,aba�ns�any risk,hazard or��ab�Ii�y and migh�pro�ide breat�r
<br /> or lesser coveraae than was prevx�us�y�n effec�. Borr�tiver acknovv�ed�es that�he cast af�he znsurance coveraae so
<br /> obtained xnight sx�nxf cantly exceed the cost of insurance that Borrow�r cou�d have obtazned. .Any amounts
<br /> disburs�d by Lender under �his Sec�ion S shall becom� addi��onal d�b� of Borrower secured by �his Security
<br /> Instrument. '�hese amounts shal�bear�nteres�at�he No�e ra�e from�he da�e of d�sbursement and shall be payable,
<br /> wzth such�nt�r�st,upan notzce from Lender to Lorrotiver requestinb payment.
<br /> AlI�nsurance polic�es requir�d by Lend�r and r�newa�s of such po�zc�e�shai�be subj ect�o Lender's ribh��o
<br /> disapprove such polic�es,sha�i�nc�ude a s�andard mort�age clause,and shall name Lender as m�rtgabee ancllor as an
<br /> additionaX �oss payee. Lender shali ha�e�he righ��o hold the polic�es and reneura� certifzcates. If Lender requ��res,
<br /> Borrower sha�i p�-ompt�y gzve to Lender a�l rece�pts of paid prem�ums and renewal no���es. If Barrower ob�a�ns any
<br /> form of�nsurance coverage, not otherw�se requzred by Lender, for damage�o, or d�structi�n of,the Property, such
<br /> poli�y shaii include a s�andard mortba�e clause and �hail name Lender as mor�gaaee andJor as an add��ionaX ��oss
<br /> P�Y�e-
<br /> In the event of 1oss, Borrflwer sha�1 give prompt no��ce to th� �nsurance carrier and L�nder. Lender may
<br /> make proof of loss if not made pr�mp�Iy by Barro�uer. Unless Lender and Borrower otherwzse a�ree in writing,any
<br /> insurance proceeds,u�hether or not the underlying�nsurance was requzr�d by Lender, shall be applied�o res�ora��on
<br /> or repazr of�he Pr�perty, if th�restora�ion or repa�r�s economica�Iy feaszb�e and Lender's security �s not lessened.
<br /> Durinb such repa�r and restoratzon period, Lender sha��have the right to hold such insurance proceeds until Lender
<br /> has had an opportunity �o inspec� such Property �o ensure the wark has been completed �o Lender's satisfa��ion,
<br /> pro�ided that such �nspect�a� shai� be under�aken promptly. Lender may disburse proceeds for the repairs and
<br /> res�oratzon xn a sinale paym�nt or in a senes of pr��ress paymen�s as�he work xs comp�eted. Unless an a�reement zs
<br /> made �n wrzting or Appl�cable Law requires interest to be pazd �n such insurance pro�eeds, Lender shali not be
<br /> r�quzred�o pay Borrouj�r an�interest or earn�nbs on such proceeds. Fees far public adjusters,or o�her�hird part�es,
<br /> retain�d by�orrower shal�not be paid out of the insurance proceeds and sha��be the so��oblx�ation of Barrower. If
<br /> the res�oration or repaa.r�s not ecanomically feas�b�e�r Lender's security wou�d be Xessened,�he insurance proceeds
<br /> sha�I be applied to �he sums secured by�h�s Security Instrument, whether ar not then due, with the excess, zf any,
<br /> paid tn Borro�ver. Such insurance procee�.s shai�be applied�n�he order pro�ided for in Sect�on�.
<br /> If Borrotiver abandons the]Proper�y,Lender may f Ie,negotzate and sett�e any available�nsurance cla�m and
<br /> re�ated matters. Zf Borrovver does not respond wi�hin 3� days�o a no�zce fr�m Lender�hat the insuran�e carrm.er has
<br /> offered to set�Ie a�Iaim, then Lender may n�got�ate and set��e the c�aim. The 3�-day period w�i� begin tivhen the
<br /> na�ice zs given. �n either even�,or�f Lender acquxres the Proper�y under Sect�on�? or otherwise,Borrovver hereby
<br /> asszans�o Lender�a}Borrower's righ�s to any insurance proceeds �n an amount n�t to exc�ed�he amounts unpaid
<br /> under�he N��e or�his 5ecurz�y InS�rum�nt,and�b}any ather of Borrou�er's righ�s�other than the righ��o any refund
<br /> of unearn�d premxums paid by Borrower} under all �nsurance po��cies covering�he Property, insofar as such ri�hts�
<br /> are app�icable�o the co�eraae of the Prap�rty. Lender may use the insurance proceeds either to repair or restore�he
<br /> Property or to pay amaun�s unpaid under the No�e or this Securi�y Instrument,tivhether or not then due.
<br /> �. �ccupancy. Borrower sha��occupy, es�abl�sh,and use the Property as Borrawer's pnncxpal residence
<br /> � u�ithzn �4 days after the execu��on of thxs Security Instrument and shal� con��nue to occupy the Proper�y as
<br /> Borrower's principal res�dence for at Ieast o�e year after�he date of occupancy, unless Lender a�herwise agrees in
<br /> Nebraska.I�eed of Tr�ast S��e F�mi�y—Fannie M�el�'reddie Mac Uniforrn Ins�rument Foryn 3425�.10�
<br /> M[ERS Moc�.ifed
<br /> The�omp�iance Source,inc. Page 6 of�4 Mvc�iferd by�Complian�e Saur�e I�3D�NE USIU�R��11I��
<br /> �200D-�0��,7�he Cnmpliance Svurce,�nc.
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