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2� 17� 1 ��5 <br /> pay Escrow It�ms d�rectly, pursuant to a wai�er, and Borrower fails �o pay �he amoun� due fnr an Escrow I�em, <br /> Lender ma� exercis� zts righ�s under Sec�ion 9 and pay such amount and Bo�rower sha�l then be ab�iga�ed under <br /> Sect�on 9 to repay to Lender any such amount: Lender may revo�Ce�he u�aiv�r as�o any or all Escraw I�ems at any <br /> ��me by a notice gzven xn a�corda.zace with Sectian �5 and, upon su�h revocatzon, Banrflwer shall pay to Lender aII <br /> Funds,and in such amoun�s,that are�hen required under this Section 3. <br /> ]C,ender may, a�any�ime, collect and hald Funds �n an amoun� �a� suff cren��o perm��Lender to appiy�he <br /> Funds at the time specif ed under RESPA, and (b} not to exceed�he maximum amount a lender can requ�re under <br /> RESPA. Lender shall est�mat�the amoun� of Funds due on the bas�s of curren� da�a and reasonable es�imates of <br /> expend��ures af future Escrotiv I�ems flr otherw�se zn acco�dance w��h Applzcable La�. <br /> The Funds shal�be held�n an xnstztutx�n vvhase deposz�s axe xnsured by a federa�agen�y,instrumen�a�z�y,or <br /> en�zt� �zncludinb Lender, �f Lender is an institution whose depasits are so insured} or in any Federa.� Home Loan <br /> Bank. Lender shal�app�y the Funds�o pay�he Escrow Items no�ater than�he time specified under RESPA. Lender <br /> shall not charge Borrour�r for ho�d�ng and appxying�he Funds,annually analyz�nb the escrour account, or�rerify�ng <br /> the Escro�r I�ems, un�ess Lender pays Borr�wer interest on�he Funds�.nd Applxcab�e Law p�rmx�s Lender to make <br /> such a charge. Uniess an agreement is made zn u�ritxng or App�z�able Law requires�nteres��o�ae pa�d on the Funds, <br /> Lender shall not be requ�red�o pay Borrower any�nter�st or earn�ngs on the Funds. Borrower and Lender can aaree <br /> in wri�ing, however, �hat interest sha�Z be pazd on �he Funds. Lend�r shaX� gzve to Borrower, wxthout chaxge, an <br /> annua�a�cauntznb of�he�'unds as requ�red b�RESPA. <br /> If there is a surplus of Funds held�n escrotiv,as def ned under R�ESPA,Lender shall account to�3orrourer for <br /> the excess funds in accordance w�th RESPA. If�h�re is a shortage �f Funds hexd xn e�crow, as def ned under <br /> RESPA, Lender sna�l no��fy Borrotiver as requxred by RESPA, and Sorro��r sha�X pay �o Lender the arnoun� <br /> n�cessary�o m.ak�up the shorta�e in accordance wi�h RESPA,but�n no more than 1.2 month�y payments. If there is <br /> a defzciency of Funds he�d in escro�r,as defined under�2ESPA,Lender shall no�ify Borrower as requ�red by l�ESJPA, <br /> and Barrflvver shall pay to Lender�he amount n�cessary to make up the d�fc�ency in a�cardance wz�h RESPA,bu�in <br /> no more�han 1.2 month�y payments. <br /> IJpfln paymen� in fu�i o�aII �um.s secured l�y th�s Securi�y Instrumen�, Lender shal� promp�ly refund �o <br /> B�rrower any�unds held by Lender. � <br /> �. �harbes; ��e�.s. Borrower shall pay all taxes, assessments, charbes, f n�s, and impositions <br /> a�tributable to the JProperty wh�ch can at�ain przority over�h�s Security Yns�rument, ��aseho�d paymex�ts ar ground <br /> rents on the Property, if any, and Community Associatzon Dues, Fees, and As�essmen�s, if any. 7Co�he extent�hat <br /> �hese items are Escrou�Items,Borrower shall pay them in the mann�r prov�ded�n Section 3. <br /> � Borrotiver shall promptly d�scharge any�lien wh�ch has priority over �his Security Ins�rum.en� un�ess <br /> Barrawer: (a} agrees in writing to the payment of�he obl�ga�ion secured by the Iien �n a manner acceptable to <br /> Lender,bu�only so ionb as Borrower Ys perform�ng such abreement;�b�can�ests�he�ien�n bood faith by,or defends � <br /> aaaznst enforcement af the Xzen in, Iegai proc�edings vvhzch�n Lender's opin�on operate�o pr��ent�he enforcement <br /> of th�izen wh��e thase proceeding�ar�pendir�g,but on�y un��I such proceed�ngs are conciuded;or�c� secures from <br /> the ho�der �f�he lien an abreemen� sa��sfactory �o Lender subordina��ng the Xien �o th�s Security Ins�rument. If <br /> I�ender de�ermines that any part of the Property zs subject �o a I�en wh�ch can at�a.in priori�y aver this Securzty <br /> Instrument,Lender may give Borra�rer a notzce identifying�he lien. Wi�hzn �.�days of�h�da�e on tivhich�hat no�ice <br /> is given,Borrower shall satisfy�he�i�n ar�ake�ne or more of�he a���ons set fo�th above in�h�s Sec��on 4. <br /> Lender rnay requ�r� Barrotiver�o pay a Qne-��me char�e for a real estate �ax verif cati�n andJor repor�ing <br /> se�-�v�ce used by Lend�r in connec�ion with th�s Loan. <br /> S. Pr�p�xty��.s�a�a�e. Borrower sha1�keep�he improvements now e�is�ing or hereafter erec�ed on�he <br /> Proper�y insured agarns��oss by f re, hazards�nc�uded tivithin the�erm"extended coverag�,"and any ather hazards <br /> inc�uding,but not x�m�ted�o, earthqua.�es and floods, far wh�ch Lender requires znsurance. This insurance sha��be <br /> mazntazned in the amounts �including deductib�e Ievels} and for the periads tha� Lendur requir�s. V1�hat Lender <br /> requires pursuant to the precedzng sentences can chang� during �he term of the Loan. The insuran�e carrier <br /> providinb the insurance shal� be chosen by Borrower sub�ect to Lender's righ� �o dzsapprove Borrower's �ho�ce, <br /> NebrasI:a.Deed vf Trust Sin�.e F�.rnily—�a.nnie Mael�'reddie Mac Unifvrm�ns�ru�ent Form 3��8�ID1 <br /> N�ERS l�od�f ed <br /> Th�Comp��a.�ce Svurc�,Inc. Page 5 of I4 Moclif ed by Cvmpliance Saurce J.43�INE�$I�0 Rev x�l�.� <br /> �ZUUQ-2D15,The Cvmpliaace Source,Inc. <br /> � 5 'i 3 -- 2 0 � � t3 � 6 �"c <br />