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Parc�l ID Num�er: 4��d48�73 �vhich currently has the addre�s of 3�� 15th St �St�eet� �rar�d Is�ar�d (��ty�, �ebraska6$$�3-2427 �z��co��} �"Property Address"�: T�GETHER WITH all the improvements now or hereafter erected o�the property,and all easements, appurtenances,and fix�ures no�v or hereafter a par�of the property.Al�replacements and additions sha��alsv be covered by this Security Instrument, All of the foregoing is referred ta in this Securit�Instrument as the "Property."F3orrower u�nderstands an.d agrees tha�NiERS ho�ds anly�egal title to the interest granted b�Borrower ia this Security Instrument,but, if necessary to camply with law or custom,MERS(as nominee for Lender and i.ender's suc�essors and assigns)has the right:to exercise any or a1l of those in�erests, including,but nat�imited to,the right to foreclose and sell the Property;and to tak�any action requi.red of Lender in.c�udin�,but not limi�ed to,re�easing and canceiing thi�S�curity Instrument. B�R��]�1VER�Q�EI�IAI�iTS�h�at Barra�er is lavvfully se�sed of the�state hereby canveyed and has the right ta grant and can�ey the Property and that the Praperty is unencumbered,�xcept for encumbrances of record. Borrower w��`rants and v►�i11�efend genera�ly the title to�he Property against a�l claims and demands, subj ect to any encum�rances of record. THIS SECURITY INSTRUMENT combin�s uniform covenants for national use and non-uniform cavenants�vith limited variativns by jurisdiction ta constitute a u�niform sccuri�.�instrurn�nt co�ering real property. Uniform Co�enants.Borrower and Lender covenant and agree as follaws: '�. Paymer�t vf Princ�pa�,lnterest, Es�row Items, PrepaymentCharges,and Late Gharges.Barrower shall pay when due the principal of,and interest Qn,the debt evidenced by the Nate and any pr�payment charges and�a�e charges due under�he Note.Barrower shal�also pay funds for Es�row Items pursuant to Section 3.Payments due und�r the Not�and thXs Security Instrument sha11 be rnade in U.S.currency. Ho�ever, if any check or other instrurnent rece��ec�by Lender as payment under the Note or th�s Security Instrument is returned to Lender unpaid,Lender may require that any or al�sub�equent pdyments due under the Note and this Secur�ty Instrum�nt be made�n one or more of the following forms,as selected by Lender: �a}cash;(b)money order;�c)certifi�d check,bank check,treasurer's check or ca�hier`s ch�ck,provided any such check�s drawn upon an instYtutian��vhose dep�sits are insured by a federal agency, instrumentality, or entity;or�d�Electranic Fund�Transfer. Payments are deemed recei�ed by Lender when recei�ed at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notrce provisians in Section 15. Lender may return any payment or partia�payment if the payment or partial payments are insuf�cient to bring the Loan current. Lender may accept aay payment or partial payment insufficient to bring the Loan current,�vithout�vai�er af any rights hereund�r or prejud�ce to its rights to refuse such payment vr partia� payments in the future,but Lender is not obligated to apply such payments at the time such payments are accept�d. If�a�h Period�c Payment is a�plied as of it�scheduled due date,then Lender necd not pay interest on unapplied funds.Lender may ho�d such unapplied funds until�orrower mak�s payment to bring the L�an cur�ent.If Borrov�er does not do so wi#hin a reasonable pe�iod of t�me,Lencler shall either apply such funds or return therrz to Borrower,If not appli�d earlier, such funds wi11 be applied to the�utstanding principal balance under the�ote immediately prior to fareclosure.I�o offse�or claim�vhich Borr4wer might ha�e now or in the future aga�nst Lender shall relieve Borrower from makirag payments due under the Note and this Security Instrurnent or perfarmiag the co�enants and agreements 5ecured by this Security Instrument. NE6RASKA-Single Family-Fan�ie MaelFfeddie Mac L1NlF�RM INSTRUMENT 1NITH MERS Form 3428 11fl9 VA�IP C�] 1JMP6A(NE}(13�2].44 Walters Kluwer�inancial Services Page�vf 17 qU33713��637 �233 358 4417 �