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2� 17� 1244 VA uarant�� Loan And Assum t��n P�I�� Rider � p Y N�TI�E: THIS I1�AN IS N�T ASSUMABLE WITH�UT THE APPR�VAL �F THE I�EPARTMENT �F VETERANS AFFAIRS �R ITS AUTH�RIZED AGENT. TH�S VA GUARANTEED L�AN AND ASSUMPT��N P�LI�Y RII]ER is made an February 2�, ��I 7, and is incorporated into and shall be deemed to amend and supp�ement the Mor�gage,Deed of Trust or Deed to Secure Debt(h�rein "Security�nstrument"�dated of e�en date herewith, given by the undersigned�herein "Bor�ower"�to s�cure Borrower's Note to Wells Fargn Bank,N.A. (here�n "LQrtder"�and cover�ng the Praperty descrihed in the Security Instrument and lncated at 5�7 E 18th ST, Grand Island,NE 658�1-�47� �Property Address� VA �uaranteed Loan Co�enant. In addition to the covenants and agreements made in the Security Instrument,Borr�wer and Lender further covenant and agree as follows: If the ind�btedness secured hereby be guarant�ed or insured under Title 3 S,United States��de, such Title and Regulati�ns issued thereunder and in effect�n the date hereof shall gavern the rights, duties and liabilities of Borrower and Lender. Any provisions of the Security Instrument or other instruments �XeCLIt�(� lIl C4I7rieC�1011 W1��1 Sa.lCi 1riC�e�7teC�rieSS W�11C�1 a.re 1I1C0I1S15te17t Wlt�l SalCi Tlt��1'Re�L11a.�1QI15, includ�rtg,but not limited to,the pro�ision for payment of any sum in connection with prepayment of the secured indebtedness and the pro�isian that the Lender may aGcelerate payment af the secured indebtedness pursuant to�o�enant 1 S of the Security Instrument, are hereby amended or negated ta the ea�tent necessary to conform such instruments ta said Titie�r Reguiations. �ate �harge. At Lender's opti�n,Borrower wil l pay a "�ate�'harge"not exceeding four per centum �4%}�f the o�erdue payment when paid more than fifteen��5}days after the due date thereaf to cover the extra expense in�ol�ed �n hand�ing delinquent payments, but such "Late Cha�ge" shall not be payable out of the proceeds of any sale made to satisfy the indebtedness secured hereby,unless such HCFG-0�782 ��94�83172�I 3 V�terans Affairs Guaranteed Loan and Assumptiv�Policy Rider VMP� 121�1 Walters Kluwer Finan�iaE 5ervices�1999,2��9 2�17Q21 E�5.3.2.35Q9-J201612�DY Page 1 of 3 � �