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2� 17��839 requ�red�y RESPA, axzd Barrower shall pay ta Lend�r�h�amaunt necessar�to maI{e up the defic��ncy�n accordance w�th RESPA, �u� �n no mor�than �.2 m�nth�y�ay�m.en�s. Up�n payment in full of a�� sums secured by t�.zs Security �nstru�nent, L�nder sha�1 pr�mp��y refund�o Bflrrovver an.y Funds he�d by L�nd�r. 4. Charges; Liens. B�rrower shal�pay a11�a�es, assessments, charges, fines, and imposi�ians at�r�bu�a�I�to �he Property which�an attain pr�or��y over this Security�nstrument, �easehold paym�nts or ground ren�s on the Pr�per�y, if any, and �ommun�ty Association Dues, ��s, and Assessments, zf any. To�he ext�nt tha� th�se�tems are EscrQw �ten��, Barrower sha�l pay�hem in�he mann�r prav�ded �n Sect��n 3. Borrovver sha�l prom.pt�y discharge any l�en�vh�ch has pr�ar��y ov�r�hi� S��uri�y�nstrumen�un�ess Borr�vver: �a} agr��s �n wri�ing t�the paym�en�of the�biiga��on secur�d by�he lien in a nlanner acc�ptahl� t� L�nder, bu�only sa�ong as Borrower is perf�rm�ng suc�. agreement; �b}con��s�s�he�i�n�n gaad fa�th by, or defends aga�nst enforcen-�.en�of the li�n�n, lega�prflc�edings which �n Lender's opini�n�perate�o prevent the enfnrcement�f th��ien wh��e those praceedings are pending, bu��nly un�il such proceedings are conc�uded; ar�c} s�cur�s fram�the ha�der of the�ien an agreement sat�sfactory�o Lender subord�nating the �i�n�o this Secur�ty�nstrumen�. �f Lender determine��.at any par�of the Proper�y zs sub�ec�to a lien which can a��a�n priority�v��th�s Se�ur�ty Znstrument, Lender 7may g�ve Borrawer a no�xce �den�ifying�he Iien. Within �4 days af the da�e on whic�tha�notice is giv�n, Ba�rrow�r sha�l satisfy the l�en Qr�al�e�ne or more af the a�t�ons se�for�h above�n�hi� Sectzon 4. �.ender may requ�re Borrovcrer ta pay a ane-�im.e ch��ge for a rea�. �sta�e tax veri�cation andlar rep�rt�ng serv�c�us�d by. Lender in connec�i�n v�ith thi� Loan. a. Property lnsurance. Borro��r sha�l k�ep th�impro�rem.ents naw e�isting or hereaft�r�rect�d�n the Pr�per�y irisured aga�ns�loss by f�re, hazards in��u�ed�vzthin the term "ex�ended caverage," and any o�h�r hazards�nclud�ng, but no��mzted to, ear�hqua.�es ar�d flaads, for which Lender r�quire� �nsuran�e. T`h�s insurance shail be�nain�ained�n�he amounts�includ�ng deduc�zb�e�evels} a�d for the periads�hat Lender ��qu��es. �hat Lender requires pursuan�ta the preced�ng sent�n�es�an change during the�erm of the L�an. The insurance carrier prov�ding th�znsurance sha�l be chose�.by B�rrov�er subjec��fl Lender's righ��o di�appro��Borr�vver°s cho�ce, v�hi�h right shal�not be exere�sed unr�a�anably. L�nder may require Borrower�o pay, �n cvnne��ion w�th this L�an, e�ther: �a} a�ne-t�me charge far flo�d zone determina��an, cert�f�cat��and�racking�erv�c�s; or�b} a one-t�me charge for f�ofld zone de�erm�inatxan and�er��cati�n serv�ces and subsequent charges each t�me remappin�s or similar changes occur wh�ch reasanab��xn�gh� affect such d�t�rminat�on�r cer�i�catian. B�rrower sha�� also be responsible far the payment�f ar�y fee� imposed b��he Fe�eraJ. Emergency IV�anagement A��ncy �n connec�ian wit��h�review of any f�o�d z�ne d��errn�na�ian resul�ing from an ob�ec�ion by Barr�wer. �f Borrower fa��s t�maintain any�f the coverages describ�d abo�e, Lend�r may obtain��suranc�co�erage, at Lender's apt�on and Borro�ver t s exp�ns�. L�nder xs under no�biiga�zon to purc�Zase ar�y parti�u�ar fype or amoun�of caverage. Therefare, such coverage sha�� ver Lender, but m�gh�or might not prate�t Borrower, Barrower's equity in�he Proper��, �r�he Con�ents of the Proper�y, against any risk, hazar�.or liab�lity ar�d might prav�de greater or lesser c�verage than was p�e��ously in�ffect. Borrower acknowledg�s tha�the cos� of the�n�uranc��rage so�btained might s�gnifi�ant�y exceed�he c�st of in�urance that B�rr�wer�ouid have o��ained. .A►ny amoun�s disbursed by L�nder under�h�s Secti�n 5 shail become add��ana� debt�f Borrower secured by th�s Security�nstrument, Th�se amaun�s shall bear interest at the No�e ra�e from the da�e of disbursemer�t and sha��be payab�e, v�r��h such znter�s�, up�n notice from Lender to B�rr�w�r reques�ing paym�r��. NEBRASICA-Single Family-Fanni�MaelFr�ddi�Mac IJNiFaRM INSTRUMENT �orm 3028 11�1 VMP� VMPfi�NEj�13D2] Walters iCiuwer�inancial Ser�ices Page 5 af�7