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2� 17��839 <br /> B�RR��'�V�R C�VENANTS�hat Barrow�r is lawfully �eised af�he estate hereby canveyed an�has�h�right�a <br /> grant and con�ey the Praper�y and�hat�he Prap�r�� is unen�umber�d, e�cept for encumbrances of r�cord. <br /> Borrow�r warran�s and w���d�fend g�nera�ly�he ti��e ta �he Pr�p�rty agai�.st a�l claims an�demands, �ub�ec��o <br /> any encumbrances of record. <br /> THIS�ECUR�TY INSTRUMENT c�mb��es ur�ifarxn c�v�nan�s for nationa�use ar�d non-uniform c���nants�v��h <br /> limi��d variatiflns by jurisdxc�ion�o c�nstitu�e a uniform secur��y �nstrument cover�ng r�a�prvp�rty. <br /> Uniform Cvvenants. B�rr�vver and Lender c�venant and agree as fn����vs: <br /> �. Payment �f Principa�, �nterest, �scr�w ftems, Prepayment Charges, and Late Gharges. B�rrower <br /> s�.al.�pay when du��he pr�ncipal af, and intere�t on, th�debt���denced b�the No�e and any prepaym�nt <br /> char�es and la��charges due und�r�he No�e. Borrow�r shal� a�so pay funds for Escro�v Ite�ns pursuant�a <br /> Sec�ion 3. Payrn�nts�.ue under th� Note and th�s Se�ur�ty�n�trun�e�.t shall be made in U.S, currency. <br /> �owever, if any che�k flr oth�r xnstrumen�r�ceived by Lender as payment under th�Nate or�h�s Securi�y <br /> Instrument�s returned t� L�nder unpaid, Lender nlay requ�r�tha�ar�y ar a�l subsequent payments du�under <br /> �he�o�e and this Se�ur�ty�nstrumen�be mad�in one ar mar�of the fo��awing f�rms, as se�eCt�d by Lender: <br /> �a�ca�h; �b}mane�ard�r; �c} cert��ed check, bank check, treasurer's check or cash�er's che�l�, pravide�any <br /> such ch�ck�s drawn upon an inst�tution whase d�p�sits are insured by a federa� agenc�, �nstrumentali��, �r <br /> en�it�r; ar�d} E�ectranic Funds Transfer. <br /> Paymen�s are deemed r�c�i�ed b�L�n�.er�rhen rece�ved at th��acat��n design.a�ed in��e Note or at su�h <br /> other lo�ati�n as ma�r be designated by Lender in ac��rdan��with th�n��ice provis�ons in Section �5. <br /> ��n��r ma�re�urn any paym�nt ar partia�paymen�if t��pay�men�ar partia�payments are insuff�ci�nt to <br /> br��g�he Loan curr�n�. L��d�r rr�ay accept ar��payment ar part�al payment�nsuff�c�ent to br�ng the Loan <br /> �urren�, �i�hou�wai�er of any r�ghts her�under ar pr�judi�e�o�ts righ�s�o refuse such pa�rment or partial <br /> paymen�s in th�future, but Lend�r is not ob��gated to appiy such payn�en��at th��in1e such pa�rments are <br /> ac�epted. If�ach Per��dic Pa��nent�s app�ied as of xts s�heduled due date, th�n L�nder need no�pay znterest <br /> on unapp��ed funds. Lender may hold su�h unappli�d funds until Borro�r�r mak�s payments���ring the <br /> Loan current. �f B�rrower dn�s no�da sa wi�hin a reasQnal��e period of�ime, Lend�r sha11 e��h�r app��su�h <br /> funds or return th�m�o Borrower. If nat app��ed earii�r, such funds w�ll be appl�ed to�he auts�anding <br /> prin�ipal balance un�ier�he No�e immediately pr��r ta fa�e��osure. No offset�r claim w�ich Borr��er m.ight <br /> haWe now ar�n�he future aga�nst Lender shall relie�re B�rrower from mal�ing paym�r�ts due under�he Note <br /> and�his Security Instrument ar p�rform�.ng�he covenants ax�d agreements secured by this S�Curi�y <br /> Instrument. <br /> �. App���ation af Payment� or Proceeds. �xcep�as o�herwzse d�scribed in this Sect�on�} al�paynzents <br /> accepte�.and appl�ed by Lend�r shal��e appized�n���fo�lowing order�f priarity: �a} in�erest due und�r the <br /> Na��; �b}principa� due under th�No�e; �c} amaunts due under Sect�on 3. Such payments sha���e applied to <br /> eac�.Period�c Paymen��n the order�n vvh�ch it became due. Any rema�n�ng amaunts shall be applied firs�to <br /> �ate�harges y sec�nd�� any�ther amounts du�under this Secur�ty�nstrument, and�hen�o reduce the <br /> pr�nc�pal balance�f the N���. <br /> �f Lender recei�es a paymen�from Barrower far a d��inqu�nt Per�odi� Payment wh�ch includes a suff�c�en� <br /> amoun��o pay an�r la�e charge due, the paymen�ma�be app��ed�o the del�nquen�payment and th��a�� <br /> charg�. �f mare than on�Per��d�c Payment is outsta�.d�ng, Lend�r may app�y any payment re�eived fram <br /> Borrower t� th�r�payment of the Periodic Payments �f, and�o�he e�.�ent�hat, each paymen�can be paid �n <br /> fui�. To �he extent that any excess exists af�er the paym�n� is app�zed to the ful�payment of one ar mare <br /> Period�c Payments, su��excess ma�r he app��ed to an�late�harges due. �Toluntar�prepa�men�s�hall be <br /> app�ied f�rst�o any prepayment charges and th�n as d�scribed in the No�e. <br /> NESRASKA-Sinc�le�arni�y-Fannie Mael�reddie Mac UNIFORM iNSTRl3MENT ��rm 34�8 11�1 <br /> VMP O VMPStNEf{13p2f <br /> Wa�fers Kluwer Financial Ser�iCes Page 4 af�7 <br />