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2� 17��724 r�quired b�RESPA, and Borrower shall pay to L�nder th�am�unt ne�essary to make up the def�cien�y �n accordan�e u�ith RE�PA, bu� �n no more than �2 monthl�payment�. Upnn paymen� in fu�� of a��.sums secured by th�s Security�ns�rumen�, Lend�r shail promptly refund ta B�rr�wer any Funds he�d by Lender. 4. �narges, L�ens. Borrav�rer shal�pay ai� taxes, assessm�ents, charges, f�nes, and impos�tions attri�utab��to the Proper�y wh�ch can atta�n pr�or�ty aver�h�s Securi�y �nstrument, �easehn�d payment�or gr�und rents an the Proper�y, if any, and Commun��y Association Dues, Fees, and Assessments, if any. T� �h�ex�ent�hat th�se�tems are Es�row Items, Borrawer sha��pay�hem in the manner pro�ided in Section 3. Borrower sha��prompt�y discharge any�ien which ha�prz�r��y o��r th�s Se�ur�ty �ns�rumen�uniess Borr�wer: �a} agr�es in wr�t�ng�o the payment of the o�l�gat�on secured�y the�ien�n a nlann�r accep�able to Lender, but only s� l�ng as Borrower is p�rforming such agreemen�; �b}c�ntes�s the l�en�n good fa�th b�, or defends aga�nst enf�rc�m�nt of the�ien�n, lega�proc��dings�rh�ch�n Lender's opinion operate�o pre�ent �h�enforcen�ent of the l�en wh�1e�hose proc��d�ngs are pending, but only until such p��c�edings are �onciud�d; ar�c} secures frQ�m�he holder of the lien an agreement satisfac�flry to Lend�r subordinating the Iien to this �ecurity Instrument. �f Lender determines �hat any part of�he Proper�y zs subjec�to a l�en whi�h can attain priori��ov�r th�s Secur�ty�nstrumen�, Lender may gi�e Borr�w�r a natic�ident�fy�ng the��en. W'ithin ��days of the dat�on wh�ch that natzce �s g��en, Barrower shail satisfy �h�lien or take one or more of the act�ons se�forth a�ove in�his Sect�on 4. Lender may require Borrower to pay a one-time c�arge for a real estate ta��er�fzcat�on andlor repor�ing s�r�ice used by Lender in conne��ion w�th this Loan. 5. Prvperty �nsuran�e. Barro�ver shall keep the�mpro�em�nts now existing ar h�reafter erected�n the Property �nsured a�a�ns�Ioss by fire, hazards inc�uded wzthin th�term "extended coverage," and any o�her hazards �nc�ud�ng, �ut na��xni�ed tn, earthquakes and �7oods, for which Lender requires insurance. This insurance sha��be maintained �n the amnunts �inciud�ng deduc�ible��vels} and for�h�periods that Lender requires. What Lender requires pursuant t� the preceding sent�nc�s can change during th� term af the Loan. Th�insurance carr�er pro�iding�he insurance shal� be chfl�en b� Barraw�r subjec�to Lender's rzght t� d�sapprove Borrow�r's choice, which right sha��not be ex�rcised unr�asonably. Lender may requzre Barrower to pa�r, �n conn�ctian with this Laan, ei�her: �a} a on�-time char�e f�r�1ood z�ne de�ermina��an, c�rti�cation and tracking servi�es; or�b} a onewtime charge far f�oad zane d�terminat�an and cert�f��at��n services and subs�quen�charges each time remappings or simi�ar chax�ges occur�vhich reasanab�y m.�gh� aff�c�such de�erm�nat�on�r certifica�ian. BQrrawer shali also be responsibi� far the paymen�of any fees zmp�sed b�r the Federa� Emergen�y Managemen�Agency in cannection wi�h�h�revieu� af any flood zon� de�erm�na��on resu�t�ng from an nbjecti�n by Borrower. If B�rraw�r fails to maintain any�f the cov�rages described abflve, L�nder may abta�n insurance coverage, at Lender's op�ion and Borro�ver's exp�nse. Lender is under no obliga�ian to purchase any particu�ar�ype or am�un�af co�erag�. Therefore, such c�vera�e sha�.� cover L�nder, hut might ar might not protec�Barrawer, Borro�ver's equ�ty in the Proper�y, nr the conten�s of�he Prflpert�, aga�nst any risk, hazard ar Iiabili�� and m�ght pravide greater ar Iesser c�verage than uras previaus�y zn eff�c�. Borr�w�r acknow�ed�es�ha�the cost of the insurance c��erag�so obtained m.�ght s�gn�f�can�iy exc�ed the cos�of�nsurance that Barrower cnu�d ha�e ab�ained, Any am�unts disbursed by Lender under this Se�tion 5 shal�bec�me additional d�bt of Borro�ver se�ured by th�s Security Instrument. 'I`�aese amounts shall bear zn�er�st a��he Not�rat� from the date of disburs�ment and sha��be payable, w�th such interest, up�n notice fran�Lender�n Bnrrower requesting paym�nt. NEBRASKA-5ingle��mily-�anni�Ma�IFreddi�Mac EJNI��RM IN5TRl1M�NT Farm 3�Z8 lln� VMP� VMPC{N�f{13�2� WoiterS KIuwer Finan�ial Ser�i�es Pat�e fi vf�7