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<br /> UNIFURMCO�'ENA:�"I5. BOI'fpV�Cl�f��..ad:T.tOkGAatlt3llt�S$IG235f0IIOW5: �����0 `��
<br /> 1. Payairnt ot Prisciyat a�id inttsr.�h,Fce�syeaent.�'�.tie C't�arges. Borrou�:�sha{t.promptlg pay when due
<br /> the principat of and entet�e,st on the deb�.�•icimn�'1�y t8e N'ote and�ny P�+epayme�t an�1�ate ch�rges due under the Note. °
<br /> 2. Fu6�s tor Ta�t�s aad inaae'noSe. Su°a;:e�:�t�3�piacable taw or to a written waiv�z by I.en�er.Borrower shall pay
<br /> to[.endor on the day manthty payrrsents a�e d�:.�:us�:iir t��N�te,until che Note is paid in fuii,a sum("Funds")equal to ,
<br /> �, one•twelRb of_- (a) y�early taxes an� assesstt,:r.*s whi;:h;;tz�;iy:a�tain pTiority aver this Security insRC�xment; (b) year[y
<br />– lessehold gayr.:r,n*s ot graund rents oa th� Pr�,w,n3•,if.�cy;�;f!.*?.ytarly hazard insnrance premiums: and (d) yesriy
<br /> � rnortgage insusccCe prcmiums.if any.The$e ittr:.�a�e caf°e!d',."4'�r�w items."Lendep may estimate the Funds due on,�the
<br /> basis of eumnt dat�e ancf r�able estirr.strs�sf�ct!u:*.r escrsi4t i�rins. -
<br /> . Tlte�'umds shalt be ttetd ia an instituti�n t�il;d2�xssi�ts flr accounts of whach are insured or guarantead by a fe@erai or ,
<br /> � state agency(including Len�xr iff Len�:r is sur.hb aca is�.��;u'ivn). Lender shall applg the F�mds to pay the es+crow items.
<br /> I.ender may not charge for tu�2ding an�ac+��yj:�ttw�`;:u�.s.analyzing the account or cerifying tlie.escrow items,�nless
<br /> Leadcr ps�s Bonawer interesE on the Fu:r�s ar..+�f s�+�`�?eble lavv permits Lcnder to r�ake sach a charge.Bonowes and
<br /> � Lender may agtee in writing that iaterc�t s1��1 br,p�an the Funds. Untess an agreerr,ont is made or applicabte law
<br /> requir�s interest to 6e paid,Lender sh�l�a�i b�req*ixed#o pay Borrower any interest or eamings on tho Funds.Lettdes '
<br /> s�givo to Borrower.withous charge,a�a�,:...a�ur,cr+`�t;.i2g of the Funds shau�ing credits and debits to the Funds and the
<br /> puspase for which each debit to the Fus.�s vv�m..�c'�:."flvz-Fua�s are gledged asadditional securaty far the sums seccerc�6y
<br /> t}►isSecuric��nauu�ent.
<br /> If the arr,.�a:3 af the Funds h.tc1 C�y i.tr;r',rc,together with the futura monthfy payments of Funds payabte prior to
<br /> the due dates of the escsow ittm.s,sha1Y�.�ceed;:F�,�:a�unt required to pay the escrow items whea due,the eacess sfiall b� �
<br /> at Boaower's option,eitficr p*�m�sly-repaid e�B�aarer or credited to Borro�►•ec on manthly payments of Funds_If the ' ' '
<br /> amount of the Funds h�tG by L�n�:r is r�c�t su�icns��pay the escraw items whe�due,8orrower shall pay to Lender any .
<br /> au�ount aecessary to make u�the de�ciers�y i�a�:or more payments as reqnired 6y Lettder_
<br /> `•. Upon poyment in full of all su��:.3 secGUOd hy,this Security lnstrumcait,Lendes sI�aII promptly refund to�onower �
<br /> � sny Funds hetd by Leader.If un�er paradr��;�t�l�:Praperty is sotd or acquired by Lendr�r,Lender shal)apply.no later
<br /> than immediately prior to the sale of the Psa�rty:a�.�gs acquisition by Lender,any Funds hetd by Leader at the time af
<br /> , application aa a credit against the su�a secu.:ed b;t.t�$ecunity Instrument. • s
<br /> 3. Apgt�tion oi PaymeaLS. t1�ap�J�uible!aw p*uvides oiherwise,all payments received by Lende�under
<br /> paragraphs 1 aad 2 shall be apFti4d:hr.st;ta late-c�harges due u4�r the Note;sewnd,to prepayment charges due under xbe •
<br /> � Note;third,ta�r.iounts pay�b:e uzdr:r gar���ruph�M fourth,to i�t�est due;and last,to principa!due.
<br /> 4. Charges;Lierts. B��ruwer sha0t�pay all�es,assessments,char�es, fin�s and impasitions attributa6le to the
<br /> Prnperty which may attai�c p�iarity:avcr this Secu�ity Instrucq:ent, and teasehold payments or groand ren:s, i4 any. _ -;
<br /> � H�rrower shatL pay these obligatiann is�che.ananner provide.�in pacagraph 2.or if not paEd in that manner,Borrower sha�l
<br /> -�ry them on tirne directly to thc•pr.rs�n:awr�3.�ayment. Bonower shall promptly fumish to l.endec all notices oPamaunts �
<br /> . tc#z�paid nnder this paragraph !f Bnna��.r inakr�t!-�ese payme�ts directly.Borrower shall promptly fumish ta Lender �
<br /> r�i�ts evidcncing the pa�rmcnt9. . '.
<br /> Borrower shall�romptty discharge any lien wl�ich Is:�s priority over this�ecurity Instrument unl�ss Borrower.(a) . `
<br /> agrees in writi.�a�to the payment nf the abligation secured by th�lira�.in a mann�r acce�table to Lender,(b)eontests in��sad �
<br /> faith the licm by;oe defends againus�;nfarcement of the lien in,le�l.proeeedings which in the i.ender's opinion opu-.�s.�so -
<br /> prevent the enforccment of the lien or forfeiture of any part of'the Yroperty;or(c)secures fram the hoider of'tht�:�:an
<br /> ' agreement satisfactory taLender subordinating the lirn to this Secnrity Instrument.IPLender determints that any part af �����
<br /> the Property is subject to u lien which may attain priority over�his Security lnstnament, Lender may give Borrower a =_—
<br /> notice identifying the lien.Borrower shall satisfy the lien or take one ar mnre of the actions set farih above within 10 days .; ,,,r�
<br /> � of the giving of notice. ��
<br /> S. H�zud Insurance. Borrowec shall keep the improvements now eaisting or hereafter erected on the Property
<br /> ' insured against loss by fire,hazards included within t1��term••extended cove�age"and any othez-hazards for which Lcnder
<br /> ` rcq;rixes insurance. This insurance shall be maintai;�r�c�in the amounts and for the peric�;�t:t:.� �����I�* ret{uires. The •��
<br /> " ir;�.ur,3;nce carrier providing the insurance shall be c��.;�e�by Bor;ower subject to LendPr'��:�prnva} which sha'.l,cs�t be ;
<br /> � i;.si,c�sonabiywithhetd. ', ti`
<br /> ; All insurance policies and renewals shall be accepiable��J�der and shall 'ancl��•s a standard mortgage c'r�•ase.
<br /> � ����3er shall have the right ra hold the policies and rer..,.wals.If Lender requires, Borrower shaU promptly give to Lender . � `
<br /> �:t r�:eipts of paid premiumg,zrd renewal notices.Ir 1.l-�e event of'loss,Borrowe:shall give prompt notice to the insuranre �
<br /> ' carrier and I.ender.I.tnder rr,ay make proof af lass if r�e.made promptly by Borrowcr. : ��:
<br /> Unless I.ender and$orrower othEr�.+�ise agree:n writing,insurance procecds shaU�e��pJicd to restoration or repair ,
<br /> of the Propeny damaged,if the restorac��r�,ar repair is ecanomicaBy feasible and Lender's security is not lessened. If the ,
<br /> restaration ur repair is not economicalSy�tirasibte cr�r�der's security would be lessened.the insurance proceecfs shall be
<br /> applied to the sams secured by this Secutity Instns���+:�t,whether�r nut it��en due,with any excess paid to Borrower. If
<br /> Bc�rrower nbandons the Yroperty,or dr.es not answer within 30 days a notice frnm Lender that the insu;ance carrier has
<br /> ' offered to settte a claim,ihen Lender rr.ay°��711ect the insuronce prcx:�eds. Lender may use t"1��proceeds to repair or restore
<br /> the Property as to pay sums secured by tltzs Securiry Instrument,.�vi�:ether ar not then�a�.Tne 30-day period will begin
<br /> �i�cn the notice is given.
<br /> - , Unfess i.enderan�!T�,�rower otherwise Agree i.f�tivriting,any applicatio;?r.f�irna�ed5 to princi��t,,1�all not extend or '
<br /> . postpone the due date af the monthly payments rePerrecl to in par:tgraphs 1 ac���or char:�gr,ctie amo��r,r..;E the payments.If
<br /> under parngaph lg the Property is acquired by L.ender.Borrowes's right to any insurance rci�:c,.s�r..`.�:rtxeeds resutting
<br /> � ftom damage tothe Property prior to th�u�quisition shall pass tn Lender to the extent of th�s;:ms seccr.e�by this Security
<br /> lnstrument immediately prior to the acguisition.
<br /> 6. Prescrvition and Maintenance of Yraperty;l.e�scholds. Borrower!,hall n�t destray,dan:�4�:or subs�antially '
<br /> _ change the Property.a11ow the Property to deteriorate or commit waste. If thiti Security Instrument is on a leaschold, ____ _____
<br /> Sorrower shall comply with tlie prnvisinns af the lease,and if gorrower acyuires fee title to the praperty,the tcasehnld and ; �
<br /> fee title shall nc�t merge untrsq Lender agrees to the merger in writ�ng.
<br /> �. Pratection ot Lender's Rights in the Rroptrty; Mortgage Insuvance. If Hnrr�wer f�ild to perfi�rm the ,
<br /> cove.�ants and agreements ccmtained in this 5ec.urity lnsttument,or there is a legal prc►ceeding that may significantly a�'ect
<br /> Lender's rights in the Property (sueh as a proceeding in bankruptcy,prabnte,for randemnatinn c�r to enfnrce laws or
<br /> _ s�guisiions�,iNenD.eiidci'iit3y�EFiniitf�iuyfir�wi►utcvr�iytira.-css�lylvprate�:ffitef�f�trui'IicePre�petiyat►Ji,enurt's�i�;fds
<br /> �
<br /> in the Prupea�iy. Lertder s acti�ns may include paying any sum9 serured b�•a lien which has prinnt� �vtr this Security Y
<br /> � ` Instrument.appcaring�n court.p�ying reasonable attarneys'fees�nd entenng on the Prdperty� ti►make rep:�irc. AlthouFh
<br /> . �.�. Lendcr m3y take action undcr this paragraph 7,Lender does nnt have to c1a su.
<br /> �- Any atnounts��sbursed by Lender under Ehis paragraph 7 shal!hecome add�tianal debt��f aorr��wet secured hy this �h..
<br /> Secunty Instrument llnitcs Bnrr�+wer�rid Lrnder a�ree ta c.thct termvrf'payment.Ihese.imountc�,hall h�ar�nterest from ��
<br /> the date uf d�shursc�nent at the :�oac raic and s}twll he pay�ahte, ev�th �r�tere�t. up��n noticc ftnm Lct��cr tn Elnrr��wer {
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