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2� 17��84 . . forbearance by Lender in exerctsing any right or remedy in�iuding, without limitation, Lender's accep�ance of paym�nts from third persons, entities or Successors in�nterest of Borrower ar in amounts less than the amount then due, shall not be a wai�er of or preclud�the exercise af any righ�or remedy. 12. Joint and Se�era�Liability; Co-signerss Successvrs and Assigns Bound. Borrower c��enants and agrees that Borrawer's obligations and�iab�lity shall be joint and se�eral, HoweWer,any Barrower wh�co-signs this 5ecurity � Instrument but does not execute the Note�a"co-signer"}: �a}is co-signing this Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the terms of this Securi#y Instrument; �b} is not personally obligated to pay the sums secured by this Security Instrument; and�c}agrees�hat Lender and any other Borrawer can agree to extend, modify, forbear or make any accammodations with regard to the terms of this Security Instrument or the Note without the co-si�ner's cansent. Subject ta the pro�is�ons af Section 17, any Successor in Interest of Borr�wer who assumes Borrower's � o igations under this S�curity�nstrumen�in wrifing, and is apprv�ed by Lender, shall obtain all of Borrower's rights ; and henefts under this SeCurity Instrument. Borrower shal�not be released frflm Borrower's obligations and liability under this Security Instrumen�un�ess Lender agrees to such release in writ�ng. The co�enants and agreements of this 5ecurity Instrument shall bind(except as proWided in Sec�ion 19}and benefit the successors and assigns af Lender. ; 13. L�an �harges. Lender ma�charge Borrower fees for ser�ices performed in connection vvith Borrawer's ' defau�t, f�r the purpose of pratecting Lender's interest in the Property and rights under this Security Instrument, inciuding, but not Iimi�ed to, attorneys' fees, property inspection and�aluation fees. In regard t�any other fees, the absence of expr�ss authortty in this Se�urity Instrument to charge a specific fee to Borrower shail not be canstrued as a prahibi#ion an th�charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject ta a law which s�ts maximum loan charges, and that law is finally interpreted so that the interest or other loan charges col�ect�d or to be collected in connectian with the Laan exceed the permitted limits, then: ta}any such loan charge sha�l be reduced by the amaunt ne�essary to reduc�the charge to the permitted limit; and �b} any sums already collected frarn Borrower which exceeded permitt�d limits will be refunded to Barrov►�er. Lender may�hoose t�make�his refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduc�ion will be treated as a partial prepayment with�ut any prepayment charge�wheth�r or not a prepayment charge is pro�ided for under the Note�. Borro�er's acceptance of any such refund made by direct paymen�to Bflrrower will constitute a wai�er af any right of action Bflrrower might ha�e arising out of such o�ercharge. 14. Notices. A�� notices gi�en by Borrower flr Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to ha�e heen gi�en to Sorrower when mailed by first class mail or when actua�ly deliWered to Borrower's notice address if sent by other means. N�tice to any one Borrower shall constitute notice to all Borrowers unle5s Applicable Law express�y re�uires otherwise. The notice address shall be the Property Address unless Borrower has designated a subs��ute notice address by not�ce to Lender. Borrower shai! promptly not i fy Lender of Borrower's chang�of address. If Lender specifies a procedure for reporting Borrower's change of address,th�n Borrower shall only report a change of address thraugh that specified procedure. There may be ❑n�y ane designa�ed notice address under this SeCurity Ins�rument at any flne time. Any notice t�Lender shall be gi�en by deli�er�ng it or by mailing it by first class mai� to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connec#ion vvith this Security Ins�rument shall not be deemed to ha�e been gi�en to Lender until ac�ually recei�ed by Lender. �f any notice required by this S�curity Instrument is also required under Applicabl� Law, #he Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. � 15. Go►�erning Law; Se�erability; Rules of ConstruCtion. This Securi�y Instrument shall be go�erned by federal law and th� law of the jurisdiction in which the Property is located. A�� rights and obligations contained in this S�curi�y Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law migh� expli�itly ar implicitly allow the par�ies to agree by contract or it might be silent, but such stlence shall not be construed as a prohibiti�n agains� agre�ment by contract. �n the e�ent that any proWision or clause of this Security NEBRASKA-5ingie Family-UNIF�RM INSTRUMENT �acA+�aglc MDaIFIED FDR❑EPARTMENT�F VETERANS AFFAIRS - MERS www.doGmagi�.corn �R��. �1�1} Page 9 vf 14