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2� 17��5�3 under this Security Ins�ument unless Lender agrees�a suc�re�ease�n vvr��ing. The covenants and agreements of this Securi� Instrument shall bi.nd�e�cc�p�as prauided i.n Sectian l9}and benefi�the succe�sors and assigns of Lender. 13. Lflan�harges. L�nder rna}� charge Barrower fees for services perf�rmed in connectian with B�rra�ver's defaul�, for the purpose of protec�ing Lender's interest in the Proper�y and r.ights unde.r this Security �nstrument, includ�ng, bu�not �irnit�d to, att�rneys' fees, property i.nspection and�alua.�i�n fees. Lender may cal�ec� fees and charges authorized �y xh� Secretary. Lender may no� charge fees tha� are e�cpressi� prohibited by this Security Instrument, or bY APplica��e Law. If the Loan is subjec��o a lavv which sets maximurn�oan charg�s, and�ha��aw is final�y int.erpreted so�hat t�he in�erest �r �ther �oari cha�•ges coll�cted or t� b� co��ec�ed �t�cot�nection wi�h the Loan exceed the permitted l�mits, the�n: (a}any such loan charge shall be reduced b}��he amoun#necessary to:reduce the charge��the permi�te� limi�; and��} any su.rns a�ready co�l�c�ed from Bor.r�wer wh�ch exceeded permit�ed �imits will be refunded to��rrower. Lender rnay choose to make�his.refund b�.reducing the principal awed under the No�e or by making a direct payment tio B�rrnwer. If a refund.reduces princ�pal, the.reduc�ion will be treated as a part�a�prepayment wi�h na�hanges in the due date 4r�n�he monthly paymen�amount u.n�ess the Note holder agr�es in writing fo those chang�s. B�rrower's aceeptance of an}� such refund made by d�rect pay.ment�a Borr�wer wi�I constitu�� a wai�er�f any r�ght of act�on B�rrower m�ght have arising out of su�h o�e�charge. 14. Not�ces.A�1 no�ices gi�en by Bo.rrawer or Lender_in connect�on w��h�his 5ecuri�y Instru.xnen� mus�b�in wri�irig. Any no�ic��o Bo.rro�ver in connection with this Securi�y Instrument shall �be deeme�to ha�e beer�gi�en to Barravver when mailed by first class mail or when actuali}� delivered�o Borrower's natice address if sen�by other means. No�ice�to any one Borrower shal]c�nsti�ute notice�o a�l Bor.r�wers unless Appl�cab�e Lavv�xpress�y requires �therwise. The no��ce address sha1l be the P.roper�y Addres�unless Barrower�as designa�ed a subsfi�u��na�ice address by notice to Lender. Borro,wer shall pramp��y notify Lender of Borrawe�r's change of address. If L�nd�r specifes a procedure far repartirig Bor.rower's change af address, then Borrower shal�orily report a change�f address thraugh that specified pr�cedure. T�ere may be oniy one designated natice address under�his Securi� Instrumerit at an�ane tim e. Any notice�a Lender shal l be gi�en b�del i�er�ng�t or by m a�t ing�t by firs�class m ai�to Lender's address stated herein unless Lender has designa�ed another address by notYce �o Borrower. An� notice in connection with this . Securi�y Instrument shal�nof he deerned��ha�e beeta g�ven to Lender unti] actually r�c��red h�Lender. If any na�ice required by th�s Securit}� Tnstrument �s also.re�uired under Applicable Law, the Applicab�e Lavv requzrement wi 1� satisfy the car.respond�ng requirement under�his Secur��y �ns�rument. 1S, �overning Law; Se�erabil�ty; Rules of��nstruction. This Security Instrurnerit s�hal� be go�erned by federal �avrr and the Iaw of tihe jurisdiction in which�he properfy is �ocated. Al� rights and obl igati�ns contained�ri thi s S�curi�y�nstrutn en�are subj ec�to any re�uirem ents and 1 irn ita�i ons of App�icahle Lavv. A�plicable Law might expl�c��ly or implicit�y al�ovrr�he parties to agree by contract or ifi mxght be si�ent, but such silen�e sha11 not be construed as a pro�ibition against agreemen��y con�ract. In the e�ent that any provxsian or clause af this Security Instrumen�or t�e Nate conflicts wi�h Applxcable Law,such conflic�.sha�I not affec� other pra�isions of this Securi�y Instrumer�t ar f.he�[�te which can be g��en effec�without the co�flicting pro�ision. As us�d in�his Security ir�st�ument: �a) �words of the masculine gender shalI mean and�nciude corresp�nding . �euter w�rds or words af the fem�nine gender; �b}vwords in the singular shall rnean and include the plural and vice �ersa; and�c�the ward "ma}�" gi�es sa�e discretior�w�thou�any ob�igation�o�ake any ac�ion. 1�. Borrower's�opy. Borrower sha�l b�gi�en one c�py af the Note and of th�s Security Instrurnen�. l7. Transfer of#he Property or a Bene��ial Intere�t in �orrower.A►s used in�his S�cfiian ]7, "Interest in the Property" means any lega� or beneficial interest in the�'.raper�, including, bu�not ��mited �o, those benefic�a� interes�s transferred in a bond far�eed, contrac�for deed, ins�a]lmeri� sa�es�ontrac��r escrow agreement, �h.�1I7��'l� of wh�ch is the transfer of txtle�y Borr�wer at a future da�e to a pur�haser. Zf all or any part af the Praperty or any �n�eres� �n the Property is so�d o.r transferred �ar xf Borrower is no�a natura� persvn and a beneficial interes� in Borrowe�r is so�d ar �ransferred�without Lender's pr.ior w�'i�ten cons�nt, Lender may require immedia�e payrnent�n full�f all sums secured by this Security Instrurnent. Howe�er,fhis ap�ion shall not be exercis�d�y Lender if such ex�rcise is pr�hihited b}�Appl�cable Law. r NEBRASKA FHA DEED �F TRUST - MERS DaclV�agic NED�TZ2.FHA 491'I4115 Page 9 of �3 www.d�cmagic.cam . . . _ �