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2� 17�� 1 �8 <br /> requ�red by RESPA, an�Borr�wer sha�l pay to L�nder the amount necessary to make up �he defic�en�y in <br /> acc�rdan�e w�th RESPA, but in n�more than 1 Z month�y paymen�s. <br /> Upan paymen�in full of a�l sums secur�d by th�s S�curity �nstrument, L�nd�r shal� promp��y refund to <br /> B�rrower any Funds he�d b� L.�nder. <br /> 4. Char��s; Liens. Borrower sha��pay a�i �axes, as��ssments, charges, f�nes, and�mpos�tians attributab�e t� <br /> the Property whi�h can atta�n pr��rity o�er this Secur�t��nstrument, leasehoid payments ar ground r�nts an <br /> the Proper��, if any, and�ammun��y Ass�cia��on Dues, Fees, and Assessments, �f any. To the extent that <br /> these items are Escrov� ��erns, Borrn�er shall pay them�n the manner prov�ded �n 5ect�an 3. <br /> Barrov�er shal�prnmptly dis�harge any��en which has priarity over this Security Instrument unle�s <br /> Borrower; �a} agre�s �n wri��ng t�th�payment of the ob�iga�ion secured by�he�ien in a mann�r accep�ab�e <br /> �o Lender, but anl�r so�ong as Bflrrower is perform�ng such agreemen�; �b} contests the lien in goad fai�h by, <br /> �r defends against enforcement af the��en in, Iegal proceed�ngs wh�ch xn Lender's opin�oxz aperate to prevent <br /> the enf�rcem�nt af�he lien�hile�hose pr��eedings are pending, �ut oniy un�ii such prac��d�ngs are <br /> concluded; ar�c� secur�s from the holder�f the��en an agr�em�nt satisfactory to �ender subordinat�ng the <br /> lien��this Secur��y �nstrument. If Lender determ���s�hat an�r par��f the Pr�per�y is sub��ct ta a lien whi�h <br /> can a��ain priority over th�s Se�urity Instrument, L�nder may gi�e Barrow�r a no�xc��den��fying�h�lien. <br /> Wzthin 1.�days of�he dat�on wh�ch that no�ice is given, Barr�wer sha�l sat�sfy�he�zen ar take ane or m�re <br /> �f the actznns s�� f�rth abave in this Sec���n 4. <br /> Lender may requ�re Barrower to pay a ane-��me charg�for a r�al es�ate tax v�rification andlor r�por��ng <br /> s�rvice us�d by Lender�n conn�ct�on�v�th this Laan, <br /> 5. Property �nsuranc�. B�rrower sha��keep�h�impro�em.�nts now ex�stzng�r hereaf�er erec�ed on the <br /> Proper�y�nsured against�oss by f�re, hazards inc�uded wzthzn the�erm "extended coverage," and any o�her <br /> hazards �nc�udin�, bu�no�Iimited�o, ear�hquakes and floods, f�r vvhich L�nd�r re�u�res insurance. This <br /> �nsurance sha�� be main�ained in�he amoun�� ��nc�ud�ng deductib�e�evel�} and far the periods that Lender <br /> requires. �hat Lender requires pursuan��o�he preced�ng sent�nces can change during�he�erm of the Lflan. <br /> The insuranc�carri�r prav�d�ng�he insurance sha�l be ch�sen by Borra�ver sub�eGt to Lender's r�gh�t� <br /> dxsapprove Borrow�r's cho�ce, �vh�ch righ� �hal� na�be exercised unreas�nab�y. Lender xnay requ�re <br /> Borrower�o pay, in�onne�ti�n u�ith�his Loan, ei�her; �a} a aneMtime charge for flnod zon�deterrnina�ian, <br /> cer��fica�ion and�racking ser�i�es; ar�b} a fln�-�ime charge for f��ad zone de�ermination and certificat�on <br /> services and subs�quen�charg�s each�im�remappings nr simi�ar chang�s occur which reasonably might <br /> affect such deterrn�na�ion or c�r��ficatian. B�rrower shall a�so be respans�b�e for�he payment of any fees <br /> imposed by the Federal Err�ergency Managemen�Agency �n connection wzth�h�rev��w af any flood 2ane <br /> determ�nation r�sulting from a_ra obj e�t�an by Borrow�r. <br /> If Bflrrawer fa�ls to�maintain any of�he co�erages described above, Lender may�b�ain insurance coverage, <br /> at Lender's option and Borr�vver's expense. Lend�r�s under na obl�ga�ion�o purchase any particu�ar type ar <br /> amount�f�o�erage. TherefQre, such c�verage shal� �aver L�nder, but m�ght or m�gh�not pra�ect Borrower, <br /> Borrovver's�quity in the Proper�y, or�he contents af th� Property, against an� risk, hazard or��a�ility and <br /> migh�pro��de grea�er or lesser co�erage than was previ�usly in effect. Barrawer a��now�edges tha�the cost <br /> flf the insurance coverage s�abt�ined might sign��cant�y ex��ed�he cost�f�nsurance that Borrower cou�d <br /> haWe�btained. An� amflun�s d�sbursed by L�nder under this Sectian 5 shal�beco�ne addit�onal d�bt of <br /> B�rrower���ured by th�s Security �nstrumen�. These amounts shall bear in�eres�a�the Nat�rate fro�n th� <br /> date of disbursen�ent ar�d shali be payab�e, with such �nt�rest, upvn nat�ce fram Lender to Barraw�r <br /> requesting pa�men�. <br /> N�BRASKA-5ingle Fam�1y-�annie MaelFreddie Ma�UNI�DRM INSTRUM�NT Fvrm 3�28�1�1 <br /> VMP Q VMPfi�N�y f�3�2j <br /> Wvlters Kt�€wer�inar�ciat Ser�ices Page 6❑f�7 <br />