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2� 17�� 144 <br /> DEED C3F TRUST <br /> �C�ntinued} Page 8 <br /> with Lend�r eoncerning #he mat�e�s co�ered by this Deed a�Trust. To be effecti�e, any change or amendment tv <br /> �his ❑eed af Trust must be in wri#ing and mus� be signed by whoe�er►�vi�l be bound or obligated by�he change o� <br /> amendment. <br /> Caption Headings. Caption headings in this Deed of Trust are for con�enience purposes anly and are no� to be <br /> used to interpret ar define the pro�isions of this a�ed of Trust. � <br /> Merger. There shall be no merger o�the interest or estate crea�ed by�his De�d afi Trust wfth any o�her interest or <br /> estate in the Property a�any�ime hefd by or for the benefit of Lender in any Gapaci�y, without the writ#�n consent <br /> v�Lender. <br /> Governing Law. Th'rs Deed af Trust will be governed by federal law app�icab�e ta Lender and, to the exten� not <br /> preemp�ed hy federal [aw,the laws of the State of Nebraska without r�gard �o its con��icts of law prorrisions= ThEs <br /> Deed �f Trust has been accepted by Lender in the 5tate af Nebraska. <br /> No�1laiver hy Lender. Trus#or understands Lender wiil no�gi�e up any of Lender's rights under this Deed of Trust <br /> unless Lender does so �n writing. The fa�� tha� Lender defays or omits fv exercise any right will nat mean that <br /> Lender has gi�en up that right. lf Lender does agree in wri#ing to gi�e up one �� Lender's rights, �hat does not <br /> mean Trustor wi�l n�t have to comply wi�h the other pro�isions a�'this Deed of Trus�. Trustor also understands <br /> tha� if Lend�r does consent fo a requ�st, �hat does not mean �ha� Trustor will not have to ge� Lender's consent <br /> again if�he si�ua#�on happens again. Trustor fur#her understands thafi just because Lender cansen�s to one or more <br /> of Trustor's reques�s, �hat does not mean Lender will be required tv consent to any o�Trustar's future reques#s. <br /> Trustor Wvaives presentment, demand fnr paymen�, protest, and notice of dishon�r. <br /> S��erability. �f a court f nds tha� any pro�ision of this Deed o�Trus� is not �alid or should �ot be enforced, that <br /> fac�by its��f wi�l not mean that the rest of this Deed ❑f Trust w�Il no� be�al�d or enfo�ced. Therefore, a court will <br /> enforce the res�of the pro�isions of this Deed of Trus�even i�'a proWision af this Deed of Trust may be found t� be <br /> in�alid or unenfor�eable. <br /> Successvrs and As�'rgns. 5ubje�t to any limitations stated in �his Deed of Trust an �ransfe�af Trusto�'s interest, <br /> �his Deed of Trust shafl be binding upon and inure to the benefit of the parties, their successars and assigns. If <br /> awnership o�'the P�operty becflmes �ested in a pe�son a�her than Trustor, Lender, wi#hout no�ice to Trustar, may <br /> d�a�with Trustor's successors with refierence to�his Deed of Trus�and the Indebtedness by way ❑f farbearance or <br /> extension wi�hou�releasing Trus�o�from the obfigations Qf this Deed of Trust or liability under the Indebtedness. <br /> Time is a��he Essence. Time is o�the essence in the perfarmance of th�s C�eed of Trus#. <br /> V1rai�er o�f Homestead Exempfion. Trustor hereby re�eases and wai�es al[ righ�s and benefits o�the homest�ad <br /> exemp�ion �aws of�he 5tate of Nebraska as to a11 �nde�tedness secured by�his D�ed o�Trust. <br /> DEFIN�TtDNS. The following words shall have�he'�ollowing meanings when used in this ❑eed vf Trust: <br /> Beneficiary. The w�rd "Benefic�ary" means BANK�F THE 1NEST, and ��s suceesso�s and assigns. <br /> Borrower. The word "Borrower" means MI�HELE L KASPARE�and includes all cowsigners and co-makers sign�ng <br /> the Credit Agreement and all their successors and assigns. <br /> Credi� A�reemen�. The words "Credi�Agreement" mean the credit agreement da�ed ❑ecember�9, ��'i 6, VU'Ith <br /> . <br /> cr�d�� I�m�� �f 3�7�0�.�❑�rom Trustor to Lende�, together with a�l renewafs o�, extensions of, modifications <br /> of, refinancin�s of, consol�da�ions o�, and substitutions�or the promissary note or agreemen�. Th�ma�urity da�e of <br /> �his [3eed of Trust is January 3, �D42. NOTICE T4 TRUSTOR: THE CRE[]IT AGREEMENT C�NTAINS A VARIABLE <br /> INTEREST RATE. <br /> Deed nf Trus�. The wo�-ds "Deed of Trus�" mean this De�d of Tr�ust among Trustor, Lender, and Trustee, and <br /> incfudes without limitation al1 assignmen� and security interest pro�isions rela�ing tv the P�rsonal Property and <br /> Rents. <br /> En�ironmen�al Laws. The words "En��ronmental Laws" mean any and all state, fsderal and ioca� statutes, <br /> regulations and ordinances re[ating �tv the pro�ec�ion of human h�aCfih or the en�ironment, including w�thout <br /> limita�inn the Compr�hensi�e En�ironmen�al Response, Compensation, and Liability Ac� af �98�, as amended, 42 <br /> U.S.C. Section 960'I, e� seq. �"CERGLA"}, the Superfund Amendments and Reau�horiza��on Act of '!986, Puh. L. <br /> No. 99-499�"SARA"},the Hazardvus Ma�erials Transportat�on A��, 49 U.S.C. Sec#�on '[8��, �t seq., the Resour�e <br /> Conservation and Reco��ry Act, 42 �.S.C. Section 69�'i, e�seq., or other applicable state or federal laws, rules, <br /> or regulations adop�ed pursuant thereto. <br /> E�ent of Defaul�. The vuords"E��n�of D�fauf�"mean any a�'�he e�ents vf default set�or�h in this �eed vf Trust in <br /> the e��nts�f default se��ian ot�his Deed of Trust. <br /> Existing �nd�htedness. The words "Existing Indebtedness" m�an the indebtedness described in th� Exis�ing Liens <br /> prv�is�on of�his Deed of Trust. <br /> Hazardous Suhstan�es. The words "Hazardous 5ubstanc�s" mean ma�erials that, because of their quan�i�y, <br /> cancentration or phys�cal, chemica� or infec�ious characteristi�s, may cause or pos� a present or potentiaf hazard <br /> to human health ar th�en�ironment when imp�operly used, �rea�ed, stored, disposed of, generated, manufactured, <br /> �ranspo�ted vr otherwise handle�. The words "Hazardous Substances" a�-e used in their�ery b�oadest sense and <br />