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2� 17��5 ��. Borrower Not Re�eased; Farhearance By Lentier Nat a ZIVa�ver. Ex��ns�on af�he t�me for payment�r modi�cat�on of amart�za�ion af�h�su�ms secured by this Security �ns�rumen�gran�ed b� Lender�o Borrower or any Successor in�nterest of Borrower shall no�apera��o re�ea�e the liabili��af B�rrflwer or an�r Succ�ssors in Interes�of Borrower, Lend�r shall no�be required�o commence pr�c�edings aga�nst any Successor in �n�erest of B�rrawer or�� refuse ta ext�nd t�me f�r payment Qr otherwise�rnod�fy amor��zation af�h�sums secured b�r th�s Securi�y Ir�strumen�by reason of any demand made by th�or�gina� Borrower or any Successor� xn�n�ere��of Borrower. An�forbearance by L�nder in exercising any right or rem�d� inc�uding, w�thaut��ni.�a�xon, Lender's ac�ep�an�e of paym�nts from th�rd p�r�ons, en�it�es�r Suc�es�ors in �nteres�of Borrov�er or�n amounts less�han�he a�moun�then due, shall na�be a wax�er af ar preclu�ie the exercise of any r�gh�or remedy. �3. Jn�nt and Se�eral L�ab�l�ty; �o-s�gners: Successors and Assigns �ound. Borrov�er�ovenants and agre�s�ha�Borrower's ob��ga�ions and Iiabili�y sha11 be joint and s�vera�. �owever, any Borrawer wha c��signs�h�s Secur��y�nstrument bu�does not e�ecute the Nate�a "co-s�gner"}: �a} is co-�igning this Security �ns�run�.en�only�a mor�gag�, gran�and conv�y�.he co�signer's in�.erest in�he Praper��und�r the �erms of this S�curit�Instru�rnen�; (b}�s no�personai�y ob�iga�ed to pa�the surns se�ured by�his SeCur��y Ins�ru�rn.en�; and�c}agre�s�ha�Lend�r and any ath.er Borrower can agree ta extend, modify, forbear or make any accammadati�ns with regard t�the terms of�his S��urity �nstrument or the Na�e w�thflut�he ca-signer's ca�.sen�. �ub�ect�o th�prav�si�ns af Sec��an �S, any Su�cessar in�nterest of Borrower v�ho assumes B�rrower's obliga�zons under��.is S��urity�nstrumen��n v�rx��n,�, and is approv�d b� Lender, shall ��a�n a1��f Borrower's ri�h�s and benefits under�his Securi�y��s�rumen�. Borrower shall nat be reieased fr�rn Borrower's�b��gat�ans and l�ab�ii�y und�r this Security �ns�rumen�un�ess Lender agrees�a�uch reiease in wr�ting, The ca�enants and agreernents of�h�s Se�uri�y Ins�rumen�shall bin� �ex��pt as pro�r�ded �n Se�tion 2D} and b�ne��he successor� and assigns�f Lender. �4. Loan �harges. Lender ma�charg�B�rrov�er fees for s�rv��es performed�n connec�ion w�th Borrower's defau��, for��.�pur�ose�f pro�ect��.g Lender's in�eres� �n the Pr�per�y and righ�s under�h�s Se�uri�y Ins�rum.en�, �ncluding, bu�na�.lim.i�ed�a, at�orne�s' fees, prop�r�� inspec�ion and va�uation fees. �n regard to any flther f�s, the absence of express authority �n�h�s S�cur�ty Ins�rumen��o�harge a spe�ific fee�o Borrovver sha��not be canstrued as a prn�iib�tion on�he charg�ng af such fee. L.�nder�may not charge f��s that are expr�ssly pro�ibit�d�y�h�s Se�uri�y Instrum�nt vr by App�i�abie Law. If the Loan is su��t�o a�aw which se�.s maximum loan charges, and tha��aw is f�nally in�erpre�ed so that �he interest ar��her�oan char�es co��ected flr�o be co��ected in connec�ion�v��h th�Loan��ceed�he perm��ed�irnits, ��n: �a} any su�h Iaan charge shall be r�duced by the amoun�necessary�o reduc��he �harge��he perznit�ed�imi�; and �b} any sums a�ready co�lected from Bflrrav�er w��ch exceeded permi��ed �im�t� v�i�l��refunded�o Borrower. Lender may choos��o make�his refund by redu�ing��e princ�pa�owed under the N�o�e or by ma�xng a direc��ayment t�Barrower. If a refund reduces principa�., the reduction wii� be trea�ed as a partial prepay�nen��vithaut an�r prepaymen�charge�whe�her�r not a pr�paymen�charge is pra��ded f�r under�he Note�. B�rrower's accep�an�e of any such refund made by direc�payrnen�� Borrovwer�vili cons�itu�e a wa��er of any right of ac�xon Borrower migh�have ar�s�ng au�of such o�rerc�arge. �a. �Vot�ces. ��not�ces given�y Borrovv�r or Lender in c�nnec��on wi�h this Secur��y �ns�rument mus�be�n �vriting. Any not�ce�o Borr�wer in connec��on with this Secur��y �nstru.ment shali be deemed�o have been g�ven�a Borrower when mailed b�r�rs��ass ma�1 ar when actua��del�vered�o Borrower's notx�e addr�ss zf sent by other means. Nfl�ice to ar�.y one Borro�ver shal� constitute notice�o a�� Barrowers un�ess App�icab�e Law�xpr�ss�y requir�s�th�r�ise. The no��ce address sha�l �e�he Proper�y Address unl�ss Barrower has NEBRASKA-Single�amify-Fannie MaelFreddie Mac UNfF�RM iNSTRUM�NT Fvrrn 3a28 11D't VMP� VMP6tN�y t�3�2y Wvlters K�u�ver Financial Ser�ices Page�7 of 17