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INITIALS <br />X (1) Real estate transactions. <br />X� (2) Tangible personal property transactions. <br />X� (3) Stock and bond, commodity, option and other securities transactions. <br />X 4e (4) Banking and other financial institution. transactions. <br />X i (5) Business operating transactions. <br />(6) Insurance and annuity transactions. <br />X� (7) Estate, trust, and other beneficiary transactions. <br />XX____ --- (8) Living trust transactions. <br />)(Ze (9) Legal actions. <br />X (10) Personal and family care. <br />X� (11) Government benefits. <br />X� (12) Retirement plan transactions. <br />X1je,_ (13) Tax matters. <br />X (14) Gift transactions. <br />These powers are defined in Part 12, below, <br />5. Compensation and Reimbursement of Attorney -in -Fact <br />My attorney -in -fact shall be entitled to reimbursement for reasonable expenses and reasonable <br />compensation for services. What constitutes reasonable compensation shall be determined <br />exclusively by my attorney -in -fact. If more than one attorney -in -fact is named in this document, <br />each shall have the exclusive right to determine what constitutes reasonable compensation for <br />his or her own duties. <br />6. Personal Benefit to Attorney - -in -Fact <br />My attorney -in -fact may not benefit personally from any transaction engaged in on my behalf. <br />7. Commingling by Attorney -in -Fact <br />My attorney -in -fact may not commingle any of my funds with any funds of his or hers. <br />/ /// <br />/1 /1 <br />Durable Power of Attorney for Financial Management --- Page 3 of 11 <br />201608854 <br />