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2� 1 ��8745 4. �h2�rges; Liens. B�rrower sha�� pay all tax�s, asses�men�s, charges, fines, and impositions attributab�e�a the Froperty wh ich can attain priority o�er th�s S�e�urity Instrument, leasehold payments or gr�und r�nts on th�P�op��y, if any, and�or�munity Asso�iation Dues, Fees, and Assessmen�s, if any. To the extent that these items are Escr�w Items, Borr�wer shall pay them in�he manner pro�ided �n Section 3. Borrower sha�i pr�mptly discharge any l��n which has priority o�er this Security Instrument unless Borrower: �a}agrees in writing to the payment of the ob�igation seCured by the lien in a manner accepta�le ta Lender, but only so lor�g as Borrovver �s perf�rming such agreement; [b}cantests the lien in good faith by, or defends agai�st enfarc�ment of the �i�n in, lega� proceedings which in Lender's op in ion operate to pre�ent the enforcement�f the ��e�wh i�e those proceed ings are pend ing, but only until su�h proceedings are conciuded; or�c� secur�s fror�n the ha�der of the l�en an a�reeme��t satisfactary to Lender suhordinating the �i�n to thi� Se�urit��In��r�m��. If Len�er determines that any part�f the Property is subject to a lien which can a�tain priority�ver this Securi�y Instrument, Leflder may giv�Bor�r�wer a r�atice i�entifying t�e lier�. W�t�in l Q d�ys of the date on whi�h that no�iGe is g�ven, B�rrower shal� sa�isfy the l�en or take Qne�r m�re�f the actions set forth above �n th�s Secti�n 4. Lender may require Borrower ta pay a one-tir�e charge f�r�.real estiate tax�erification andlar reparting service used by Lender in �onne�tion with this Laan. 5. Property insuran�e. Barr�wer sha�l �e�p the impravetner�is now existing�r h�rea�t�r�rected on th� Praper�y ir�sured aga�nst 1��by �ir�, ha�a�rd��r��ude�l within th�ter��n "ext�nded co�erage," anc� any other hazards ��cludi��, �u�:��n� l�rnite��o, ear�h�ua��and flo�ds,for whi�h L�nder requires insuranc�. This insuran�e sha��be mainta�n�d in th��.�our�t��ir�ciuding d�ductible le�el�}and far the p�riads�hat L�nd�r requir�s. �'ha� L�nder re�ui�es p�rsuant��the pr�Geding sentences�an �han �during th�term of the Laar�. The ��sur�.n�e carrier pro�idin�the insuranc� shall be ch�sen by � ��rrower subje�t to L�nder's ri�ht t�disa�p�o�e ��rro��r's�hoi�e,vWhich right shall not be exerc�sed unr�asanably. Lerid�r may require Borro�v�r ta pa�, in connection ti�it�this Laan, either: (a)a ane- time charg� f�r fl�od�one determir�ation, certification and tra�king s�r�ic�s; ar(b}a one-time charge for flood zane determination and certi�cati�n serW�ces ar�d subsequent charges each time remappings �r simi�ar changes�ccur which reasonab�y might a�fec�such determinatian or cer�if�cati�n. Borr�vver shall also be respans�ble far the paymer�t of any fees imposed hy the F�deral Emergency Management Agency in connection wi�h the re��ew of any fl�od zon�determinatian resul�ing from an obje��ion �y Borrower. If Borrower fails�� ma�ntain any of the co�erages describe� �bo�e, Lender may obtain insur�.nce ca��rage, at Lend�r's�ption and B�rrower's expens�. Lend�r�s under na obliga�ion to purchase an}� particular typ��r am�ur�t�f co�erage. Therefore, such co�erage sha11 co�er Lender, but m ight or rn�ght not protect��rrower, Borrower's equity �n�he Propert�, or the�antents of the Property, against any risk,hazard or tia�i�i�ty and might provi�e�reat�r�r��s�er co�erage than was pre��ously in effect. Bflrrower ackno�vl�dges tha�the�ost�f the in�ura��e�overage s�obtained mi�ht signif cant�y ex�eed the cost af i��surance that BQrrawer could have ob��.ined. An��rr�oui3ts d�sbursed by Lender under th is Section 5 shal� hecame addi�ional debt af Barrower s�cured by this Security �nstrument. These HCFG-�0359 �4�3�007�sz�� NE6RASKA-Single Famiiy-�ar�nie MaelFreddie Mac�NIFQRM iN5 i R�M�NT Farm 30�8 11a1 �M� 04l1 fi Walters Kluwer Financial Services 2�1�i219�5.3.�.3509-J��'i6C1721Y Pag�fi a€17 � ��