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2� 1 ��8552 <br /> B�RR��VER C�VENANTS �ha�Borrov�er is lawfully s�ised of�h�estate h�reby con��yed and has �he right �fl <br /> grant and con�ey the Property and that the Proper�y is un�ncumbere�., exc�p�for�ncumbranc�s of record. <br /> Borr�wer warrants and wil� defend general�� the�z��e to�he Prflperty agains�all ciaims and demands, subject to <br /> any encumbrances of record. <br /> TH�S SECURITY�NSTRUMENT combines unifarm c�venar�ts f�r na�ional use and nan�uniform c��enants w�th <br /> l�rn��ed variatians by jurisd�c�ion t�constitute a unif�rm s��urit�r zns�rumen��o�ering rea.i praper�y. <br /> Un�f�rrn Cavenants. Borrower and Lender cavenant and agree as fo���ws: <br /> 1. Payment af Principai, �nterest, E�crvw Items, P�epayment Charges, and Late Charges. Barrower <br /> sha��pay when du�th�principa�of, and in��r�s�an, t��debt e�idenceci by th�Note and any pr�paym�ent <br /> charges and�ate c�arg�s due und�r�he Note. Barrawer sha�.l alsa pa�funds for�scrow Items pursuan�to <br /> Sect�on 3. Paymen��due under th�Note and this Security�nstrument shali be n�ac�e zn[J.S. currency. <br /> Haw��er, if any check�r other instrument rece�ved b� Lender as payment under the Note ar�h�s Securi�y <br /> �nstrument�s r��urned to L�nd�r unpaid, Lender may require�hat any or a�.i subsequen�payments du�under <br /> th�Not�and this Security�nstrument�e made�n one ar more of�he fo�lowxng f�rm.s, as selec�ed by Lender: <br /> �a} cash; �b}mone�order; �c} �ertx�ed�heck, loank ch�ck, treasurer's chec�ar cashier's�heck, pra�ided any <br /> such�heck is drav�n upan an inst�tutxon whose d�pos�ts are insured by a federal agency., instrumenta�i�y, �r <br /> entx�y; or�d} E�ectronic Funds Transfer. <br /> Payments are deemed received by Lender vvhen recei�ed a�the location designated in�he Nate or a�such <br /> o�her�ocatinn as ma�r be designa�ed by Lender in aGcnrdance w�th�he no�ice pr��isions in Sectian �5. <br /> Lend�r may return any pa�me�t ar partial pa�men� if the paym�nt�r partxal paymen�s are insuf�cien�to <br /> bring�he L�an current. Lender may accept any payrnent or part�al payrnent in�uff�cxent ta bring�he Loan <br /> curren�, �ithout waiver af any righ�s her�und�r�r prejud�ce to i�s r�ghts to refu�e such paymen��r par�zal. <br /> payments �n the future, bu� Lender is not�bl�gated to app�y such paymen�s at the�ime such payments are <br /> accepted. Zf each Periodic Payment is app�ied as of its schedu�ed due date, then L�nder need not pay interest <br /> an unappli�d fun�s. Lender may hold�uch unapp�x�d funds unt�� B�rrower makes pa�ments ta bring the <br /> ��an current. If Borr�wer does not do sa wi�hin a reas�nabi�p�r�ad����m.e, L�nder sha11 e�ther app�y sueh <br /> funds ar re�urn them to Barraw�r. �f no�appiied ear�ier, such funds wi�� be appiied to th�outstan.ding <br /> �ar�n�ipal ba�ance under the Nate immed�ately pri�r to f�rec�o�ure. No offset or claim whi�h Borrower m��.gh� <br /> ha�e now or in the future against L�nder s�a�� re�ieve Borrvv�er frQm.making payments due und�r the No�e <br /> and�his S�curity rn��ruxnen�or p�rf�rtning�h�covenants and agreements se�ur�d by th�s S�curity <br /> Instrument. <br /> �. Applicativn of Payments or Proceeds. Exc�pt as��her�vise d�scr�btd in th�s S�c��on 2, al� paym�n�s <br /> accepted and app�ied by Lender�ha�� be applzed in the f���ow�ng�r�ier�f pri�rity; �a} interest du�under the <br /> Note; �b�principal due under the N��e; �c� amounts due under�e�t��n 3. �u�h pa�ments�hal�be apptied to <br /> each P�riod�c Paym�nt in th�order xri�vhi�h �t became due. Any r�ma�n�ng am�un�s shal� be appiie��rs�to <br /> lat�charges, sec�nd t� any ather am�unts due under th�s Security�nstru�nen�, and�h�n t� reduc�the <br /> pr�nczpai balance af the Note. <br /> �f Lender receives a payment fron�Borrawer far a de��nquent Periodi� Paym�nt�nrh��h inc�udes a suff�c�ent <br /> amount to pay any la�e charge due, the payment may�e app�ied to the de�inqu�nt paymen�and�he ia�e <br /> charge. �f more than one Periodi� Payment�s ou�stand�ng, Len�ier may app�y any payment rece�ved from <br /> Barrawer�o�he repayment of�he Ferio��c Paymen�s if, ar�.d�� the extent that, each payment can be pa�d xn <br /> fu��. Ta the extent�ha� any�xcess exist� after the pa�men��s appl�e�.ta�he full pa�men�of ane ar mare <br /> Peri�d�c Payments, such ex�e�s may be app�ied to an�late charges due. Voluntary prepayments shal� be <br /> appiied �rst�o any prepa�ment�harges and then as descr�b�d in the N�t�. <br /> N�BRASKA-5ingle Family-�a�nie Mael�reddie M��UN���HM ENSTRUMENT �orm 3�28 110� <br /> VMP� VMP6{NE}t13Q2f <br /> W�lters K[uwec Financial 5er�ices Page 4 of 1 7 <br />