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2� 1 ��839�
<br /> . �.Charges;L�ens,�orrowe�shaZx pay aX�taxes,assessments,chaxges,f nes,ar�.d imposz�.ons at�r�ibufa.�b�e�a�he
<br /> Property�hxch can attain priar�ty aver f�hxs S�curity Znstrumen�,�easeh�Xd pa�ments ar graund rents on the Property,xf
<br /> ar�y,an�.�ommunity Asso�xa�xon Dues,Fees,and Assessmen�s,xf an�.Ta fhe exten��h.at��.ese items are Escrow�fems,
<br /> L�rrawer s�xall pay�h.�m in�he manner pr�vxded in Sec�xon 3.
<br /> Borro�er shall promptly dYscharge any�.i.en whi.ch has prxorzty ov�r#hxs S�curi�y Zns�fruxnen�unless Y3orrov�er:
<br /> �a}agrees zn wx�.�ing tfl the paymen�of the obl.xgation secured by th�e��en ua a manner acc�pta.bXe to Lenc�er,�ut only so
<br /> long as�3arrower i.s performing such agreement;��con�es�s�i.e I.�en�n goad fax.th by,�x defends agair�.st enforcement of
<br /> �he�xen in, ��ga�proGeedings wh��h�.n�.ender's opxnxon❑perat�ta preven��he�nforcemen�af th��xen�rhxle those
<br /> pro�eedzngs are pendirig,but only un�1.suc�prnceedings are conGludec�; or�c}s�cures from�he ho�der of�ie Ixen an
<br /> agreemen�sa�zsfac�or�to Lend�r subar�.ix�.atuzg the Ii�n fo this S�curzty Ins�r�um.en�,xf Lend�r de�ez7mv.�es�hat any par�❑�
<br /> t�e praperty i.s subjec�fo a Xi�n whi.ch can attaiu priarzty aver thzs Security Zns�rumen�,�.end�r may gzve Borrawer a
<br /> no�zce iden��fying�Yie��en.�Ythin 1��.a.ys of the date on which fha�notice is gxven,B orrawer sha1l sat�sfy�h��ien or f.ake
<br /> one or mare of�he actions sef for�h above in thxs Section 4.
<br /> Lender may requ3re Barrov�er to pay a�ne-�ime charge for a rea1.esfiate tax verzfca�ion andlor repoxti�n.�service
<br /> used by Lender in canne�ti.on with thxs Loan.
<br /> 5.�roperty Insurance.Borrower shal�keep the i.m.provements nav�exis�ing or herea�ter�recfed on�he Praper�y
<br /> insured agaans�I.oss by�i.re,hazards inc�.uded w�th�n.the terrn"e�tended caverage,"and ax�y o�her hazards including,bu�
<br /> no�I�mx�ed fo,ea.r��aqua.kes and floods,for wh�ich Lender requires znsurance.This xnsurance shall be m.aintained�n�he
<br /> amoun�s�incXud.i.ng c�educfible�evels�and for�ie period�tha�Lender re�uires.Wha�Lender requires pursuan�ta f.�.�
<br /> preceding sen��nces cau.change durYng th.��erm of the Loan_The z.z�suranc�c�,rr�.er provid�.z�.g�he�nsuranc�sha11 be '
<br /> chosen by Barrower su�ject ta Lender'�r�g�i�fo dxsapprove�3orrower's choxce,urh�Gh righ�sha11 not b� e�ercrsed
<br /> unreasonably.�end�r may require Borrower fn pa�,xn canx�.�c�xon v�ith fh.xs Loan,ei�her:�a�a one-tzme charge�or fload
<br /> zarie d��ermYnat�on, cer�i�.ca�xon and tra��Cing servzces; or �b}a one-time charge for f�ood zone determ�na�ion an�. �
<br /> �ex-�i.fxca�zon services and su�s��uent charges�ach�ime remappings or similar changes accur wh�ch reasonabXy mig�t �
<br /> affect such de�ermi.n.a�.an or cer�ification.B orro�rer sha�l.X aYso be responsible�or the paymen�of any fees imposed b�th� ;
<br /> Fec�eral.�mergency Maraagement A�ency in.connec�zon wi�h�he rev�.ew of any fXood zone de�ermination resu�ti.�.ag fram i
<br /> an o�j ectxon by�orrower. . 1
<br /> If B orrower faz�s ta maznta.7.n.an� Qf#he cavera.ges ��scrzb ed ab ove,L enc�er may ob�ain insurance coverag�, a� �
<br /> Lender's op�xan an��3orraw�r's expense.Lender i.s under no a��igation�o purchas�any particulax type ar amount of
<br /> coverage.'�'herefare,su�h coverage sha��cover�ender,but migh�ar mx�t na�pra�ec�Borrower,Borro�er's�quxty iu
<br /> �he Proper�, ar th�contents of�he Pr4�erty,agains�any�i.s�,�azard ar lxabz�x�y and mig�.�pro�ic�e grea�er ar Iesser
<br /> coverage than was previnusly in e�ect.Borrower acknow�edges�ha��e cas�of�he xnsurance cnverage so ob�axxa.ed m.�ght
<br /> signifzcax��ly exceed�he cos�of i.nsuraxa�ce�ha�Barrov�er couXd hav�ob�ained,Any amoun�s disbursed by Lender under
<br /> �h�s Sec�on�shaXl become ad�.i�iona�d�bt of Borrower s�cured by�hzs Secur�ty�nst�rumen�.These amounts shal.�.bear
<br /> xn��res�a��he�ote ra�e from the c�a�e flf d�.sbursemen�and s�ia11 b�paya�a�e,with such i.nter�st,up�n no�ice from Lender
<br /> �o Borrower reques�ing paymen�.
<br /> AI1 insurance pol.xczes requxred by Lender a.nd renewa�s of such poxxcre� sha�X be subjec�to Lender's righ�to
<br /> disapprove suc�.policxe�,shall Ynclude a s�andard mor�gage clause,and shal.�.name Lender as mor�gagee an.c�.l.lor as an
<br /> addxtzonal lass payee. Lender shal.�.have th�right to hold�he policres and renewa� cer�xfxcates. Zf Lender requires,
<br /> �orrawer shal�promp��y give�o L.enc�er aXJ.r�cexpts of pa�d premiums and renewal no�.ces.Zf8 orrower ob�ins any form '
<br /> af insurance coverage,not Qtherwxse requ�.�red by Lender,for�.ama�e to,�r c��structzon of,�he Proper�y,such pal.i.cy shal�
<br /> inc�.ude a s�andard mor�ga.ge cxause and shall name Lender as mar�gagee anc�..lor as an adc�rtianal.�.oss payes. '
<br /> �n��.e even�of�oss,Borrow�r sha1.].give promp�na�ice fo th�xnsurance c�xrzer and�ender.Lender may make proof
<br /> af Ioss �f n���x�.ade prompf�.y by Barr��er. Unl�ss Lender and�3orrower atherwzse agree in wri.�z.zag, any insurance
<br /> pr�ceeds,v�he�her ar not th�unc�er�ying�nsuran���vas required by Lender,s�.al�he appli.ed ta res�oration or repair oft�e
<br /> Pro�er�y,xf�he res�ox�a�ion or repair is economzcaJ.Iy fea.��.ble and�.ender's securzty xs not Iess�ned.l7ur�.ng such repair and
<br /> resfora�an perzod,Lender s�iaXl h�.ve the r�gh�to ho�d such�.suran.ce praceeds un��X Lender has had an.opportun�ty to
<br /> inspect such Proper�y to ensure�.he work has heen completed to�en�.er's sa�isfaction,provic�ed th.a.t such inspection shal�.
<br /> NEBRASKA-Singie Family-Fannie MaelFreddie N[�c L1NIF�RM INSTRLIMENT Form 3028 �1��
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<br /> �_���� �orrower s �nitia�s �
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