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2� 1 ��839�
<br /> �h.e paymen��s applied to�he full paymen�of one or mare Per�.odxc Payments,su�h excess may�e app�ied to any�.a��
<br /> c�iarges due.V'o�unfa�y prepaymen�s s�.al.1.be app7ied�rs�ta an�prepayment c�.arges and then as de�cribec�in f.he No�e.
<br /> Any app�.xca�ion of paymen�s,insurance proceeds,or Misce�.Xaneaus Proceeds�o princzpal du�under the�o��s�a.11
<br /> no�ex�end or postpone the due date,or change the amoun�,❑f the PeriQd.��Faymen�s.
<br /> 3.�'unds far�scrQ�Xfems.Borrawer shal.l pay�o Lender on the day Perzodic Payments are due und�r the 1�Iote,
<br /> uza�xl.�he Nofe�s paYd in ful.I.,a sum�the"F`unds"���pro�r�de for pa�men�af amoun#s du�for:�a�tax�s and assessmen�
<br /> and other xtems wh.ich caxa afta.in pr�orzty a�er�his S eGurx.�y �ns�rument as a��en or encumbrance on the Prop ex-�y;
<br /> �b�Ieaseha�d payments or graund ren��n the PraperEy,i�any;�c�premxums�or any and all.insuranc�required by r.ender
<br /> under Sec��on 5;and�d}Mor�gage Zrisuranc�premi.ums,if�.xzy,or any�ums payable by�orrov��r to Lender xn IYeu off.he
<br /> paymen�of Mar�ga�e Znsuran.ce premiums in a�cordarzce with the provxsxons of Sec�ion ��.Th�se x�ems are ca��ed
<br /> "Escraw ��ems." At originat%on or a� any tim� durin�the ferm of�he Loan, �ender may requx.re �ha� Cgmmuui�y
<br /> Assocxa�ion Dues,Fe�s,and Assessments,if any,be escrowed by B orrower,and such dues,fees and assessments shal�be
<br /> an �scrow Z�em, �arrower sha1T prom.pfl.y furnxsh to �ender �.�1 not�c�s of amounfs f� be paxd under�hx� S ectian.
<br /> Borr�wer shall pay Lender�he Funds foz�scrow��ems unless I�ender�aives Borrawer's abligation�a pay�he Funds for
<br /> any or a1I Escrov�Ztems.Len�.er may waxve�orrawer's o�Iigatzon to pay�o Lender Funds�or any or aII.�scrow��ems a�
<br /> an�tzme.Any such waxv�r may only be in wrx�ixag.�n�he even�of suGh waxver,Borrav�er sha1�pay direc�Iy,v�hen and
<br /> �vsrhere payabXe,�he amoun�s due�or any Escrow Z�ems�'or wh�.ch paymen�af Funds�ias been waxved by Lender anda xf
<br /> Lender requires, shall fi�rnish to Lender receYpts evid�ncing such payment u�i�hin such tim�periad as Lender may
<br /> requir�.Borraw�r's ob�.zgatzon to make such payxn.ents and fa pr�vxde receipts sha.l.X for al.�.purpases be deeme�.to�be a
<br /> �ovenan�anc�agreemen�confained%n this Securi.�y�ns�rumen�,as�he phrase"covenan�and agreement"xs used zn Sect�an
<br /> 9.Zf B orrower is o�bl.iga�ed�o pay Escro�w��ems direc�Iy,pursuan�fia a waa.ver,an�.Borrower faxls to pay th�amount due
<br /> for an Escrow Z�em,Lender may�xercxse�ts rights under S�ction 9 and pay such amnuzl�ar�d�orrower s�.a�l�then�e
<br /> ab�xgated under Sec�ion 9 t�repay�o �Lender any such amoun�.Lender may revoke�he waiver as�❑any or a.IZ Escrow
<br /> Ztems a�any�zme�by a notice gx�en i.n accordance wi.��.Sec�xon �.5 and,upon such revo�atzon,Lorrower sha�I pa�fo
<br /> L ender a��Funds,and in su�h amoun�s,��ia�are�hen requYred under�ni.s S ec�ion 3.
<br /> Lender may,at any txme,coll.ec�and ho�d Funds in an amoun��a}su�cz�n��o permz�Lender�o appIy the Funds a�
<br /> the�xme speci�ed under�SPA,and�b�nv�to exceed�.he maximum amoun�a Xender can requ�.re under�ESpA.r.ender
<br /> sha��es�in�.a�e�he amoun.�of Funds due on#.��basis❑f current data.anc�reasonab��esti�n�.tes o�r e�pend�tures of�uture
<br /> E�crow Ztems or ofherwzse�n ac�ordance v���h A�pplicable�aw,
<br /> The Fund�shal.I.be hel.d ua.an�ns�i.tution whose deposzts are insured by a f�dera�agency,instrumen�a.�x�.y,or enfxt�
<br /> �uac�.u�.Yng Lender,zfLender�s an in.stitut�nn v�hose d�pns��s axe so xnsur�d�❑r i.n.any Federa.�.�ome Loan�ank.Lender
<br /> shal].appl.y�he Funds to pay f���scrow��ems no].a�er th.an�he tun�speczfzed under R�SPA.Lender shall not chaxge
<br /> Borrower for ho�ding and applying�he�`unds,annua�.�.y ana�.yzzng�he es�rnw accoun�,or verifyin�the Escrow Items,
<br /> un�ess�ender pays B arrower xn.�eres�an�he Funds and AppXxcab�e Law permxfs L�nder�o ma��such a charge.Unless an
<br /> agreemen�xs made xn wri�i.x�g orA.pp��cab�.e�a�vv requires in�eres�to�be paic�on�he Funds,Len�.er sha11.no��be requ�r�d to
<br /> pay Borrower any i.nteres�or earnu��s an the Fur�ds.�.3orrower and L�nder can a.gree in wri�i.ng,however,that in�erest
<br /> shaX�be paic�on�he Fun�.s,Lender sha.�I give�a Borro�er,wi�hou�charge,an annuax accoun�ing of�he�unds as required
<br /> by�ESPA.
<br /> Zf there is a surp�.us of Funds h�Id i�.escrowa as defined under RESPA,Lender shal�accaunt ta�orrower for�h.e
<br /> excess fux�c�s xn acc�rdan�e�ith RESPA.Zf there is a shortage ofFunds hex�.in escrovv,as defined under RESPA,Lenc�er
<br /> sha�Y notzfy�orrower as requYred�y RESPA,anc�B oxrower sha��.pay�o Lenc�er�he amount ne�es�az-�fo make up the
<br /> s�.or�age in accordance wi��x RES�'A,but in no more�han.12 manth.�y payments.�f�here is a dea��xency of Funds�.e�d in
<br /> escro�,as c�efined under RESPA.,�ender shaXx not�fy Borrower as required by R.ESFA.,and Borrower shal�pay to Lender
<br /> �he amount neGessary to xnake u�the defzczenc�xn accordance wrth RESPA,�u�xn no m�re�han 12 monthly payments.
<br /> Upon paymen�in full af a�X sums secured by�hz.s 5ecuri.�y�n.strumen�,Lender sh�.IX pra�np��y refund�o Barrovver any
<br /> Funds held by Lender.
<br /> NEBRASKA-SingIe Family-Fannie N�a�IFredd�e Mac UNIFaRM INSTRLIMENT Farm 3�28 �10� I
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<br /> EDS,Enc.-��s�� Barrower s InEtials .�, �
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