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2� 1 ��8347 r�qu�r��by R�SPA, and B�rrav��r shail pay to Lender th�amount necessary to mak�up �he def�ciency in acCordan�e w�th R�SPA, �ut in n� more�han �2 n�onth�y paynlents. Upon pa�ment �n fu��of a�l sums secured�y th�s S�cur��y �ns�rument, Lender sha�l pr�mptiy refund ta Borrow�r any Funds he�d by Lender. 4. �harges; Lien�. Borrawer shal�pay a�l taxes, assessments, charges, fines, and impositions at�ributahle to th�Praper�y which can attain pr�ari�y over this Se�uri�y Instrumen�, �easeho�d payments or ground rents�n the Prope�y, if any, and Community Ass�ciation Dues, F�es, and Ass�ssments, if any. To�he extent�hat these items are Escrov� Items, Borraw�r shall pay them in the manner prov�ded in Sec�ion 3. Barr�w�r shal�promptly d��harge an�r�i�n whic�has priority��r thi�S�curi�y�n�trument unless Borrower: �a} agrees in writing to�he payment of the�bligati�n secured by the lien in a manner accepta�Ie �o L�nder, but anly sa long as Borrovver is performing such agr�ement; �b} contests�he�ien in go�d faith by, or defends agains�enf�rcement of the lien in, legal proc�edings vvhi�h in Lender's opinion npera�e�o pr�vent the enf�rcement of the�ien wh�le�hose praC�ed�ngs are pend�ng, but Qn�y untz� such praceed�ngs are cancluded; or�c} secur�s from the ho�der of the��en an agreement sat�sfactary to Lender subardinating the l�en t��h�s Securi�y �ns�rument. If Lender�ietermi.nes�ha�any part�f�he Pr�perty is subje�t t� a lien whi�h Ga�a at�a�n priflrity a�er�his�ecurity �nstrurnent, Lender may give Bflrrawer a noti�e�dentifying t�ae��en. �z�hin l�days of�he date�n wh�ch that no��ce is g�ven, Barrower shal� sa��sfy th��i�n nr ta.�e�ne�r mar� of�h�acti�ns s��for�h abo�ve in�h�s Sect��n 4. L�nder may requ�re Borrower to pay a one-t��ne charge f�r a rea� �state ta�.ver�fzcat��n andlar rep�rti�g ser�ice us�d by Lender in conn�ct��n w�th this Loan. 5. Pr�perty Insuranc�. Barrawer sha�i keep the improvement�now existing or hereafter erected on the Praperty insur��agains��oss�y�re, hazards �nc�uded within the term "extended coverage," and an�r o�her hazards inc�uding, but n��imited ta, earthquakes and �loods, for which Lender requ�res insurance. This insurance shall �e ma�n�ained in the amoun�s ��ncluding deduct�ble�ev��s} and for�h�perzads�ha� Lender requ�res. VVhat Lender requires pursuant to th�preced�ng s�nt�nces�an chang�during�he term�f the LQan. The znsurance carr�er pravidinb the�nsuranc�sha�l be chosen by Borrower sub�e�t to Lender's righ�to d�sapprove B�rrow�r's choice, whieh righ�shall n�t be exercised unr�as�nab�y. Lender may r�qu�re Borrotiver to pay, in��nnect��n wi�h this Laan, ��th�r: �a} a one-�ime Gharge for�ln�d zone determ.�nation, certi�icatian and�rackzng serv��es; ar�b} a one-t�me charge for f�o�d zone d�t�rm�nat��n and cert�fication �ervi�es and �ubse�u�nt charges�ach t�me remapp�ngs or s�xni�ar cha.ng�s occur wh�ch reasonably might aff�c�su�h�.eterminat�on or cer�ificat�on. Barrower shall a�so be responsible far the paymen�of any f��s �mpo�ed b� the Federal Emergenc� �anagement Agency in cannecti�n with the review �f an��Zood 2one de�ermination resulting from an obj ec�ion b�Borrower. �f B�rrow�r faz�s ta maintain any af�he�averages �.escr�b�d abo�r�, Lend�r n1a�r abtain�nsurance co�erage, a� Lend�r'� op�ion ax�d Borrower's expense. Lender is under n�ob�igatian ta purchase an�par��cuiar type or amount�f caverage. Ther�fore, such coverage shall c�ver Lender, bu�migh�or might not prot�ct Borrawer, Barrower's equi�y in the Proper�y, or�he conten�s af the Praperty, agains�any ri�k, hazard or liabzlity and m�ight prov�de greater or less�r coverage than was pre��usly �n effe�t. Barrower acknowled�es�hat the c�s� af�he insurance co�erage so o��a�ned might significantly exceed the cos�of znsurance that Borro�ver could ha�e obtain�d. Any amaunts dxsbursed by Lender under th�s Sec�ian 5 shall became addit�onal debt of Borrovver secured hy this Security Instrument. T`h�se amoun�s shall bear�nter�st at the Nate rat� from.th� date of d�sbursemen�and sha�i be payab�e, with su�h �nt�rest, upan not�ce from Lender to B�rr�wer reques�ing paymen�. NEBRASKA-5ingt��am�ly-�annie MaelFreddie Mac UNiFpRM iNSTRUMENT Farm 30�8 11�1 VMP Q VMPfi4N�)t'€3fl�� Wvlters Kt�w�r�inanciaE Ser�i�es Page fi af 17