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2� 1 ��8�7� Instrurnent and�he Note. For this purpose,Borrower irxevacably grants and conveys to Trustee, in trust,with povver ❑f sale, the foltowing described property located in the C�UNTY �f Ha 11 � �Type of Recording Jurisdiction� [Name of Recording Jurisdiction] . � Lot Nine �9}� Le H,�ight s Fau�h Su�k�d.ivi sion u� the �ity of Gra�zd I sland. hall Cr.�.inty. Nel�raska A.P.N. ## 4�0158�35 whi�h currently has the addr�ss af 4 2 3 9 Kay Av� [sr��tl GRAND I S LAND , Nebraska �S S 4 3--14�� "Property Address"}; [C�ty] [Zip Code� T��'rETHER �VITH a11 the impra�ements now or hereafter erec�ed on the praperty, and all easements, appurtenances, and fix�ures now or hereafter a part af the property. Ali replacernents and additions sha11 also be co�ered by this 5ecurity Ins�rument. All af�he foregoing is�eferredto in this Security Ins�rument as the"Property." B�RR��VER C�VENANTS tha�Borrower is lawful�y seised of the esta�e hereby conveyed and has the right to grant and con�ey �he Prapexty a.nd that the Praper� �s un�ncumbered, except for encumbrances of recard. Borrov�rer warrants and will defend generally the title to the Property against ali claims and demands, subject ta any encumbrances of record. T'HIS SE�URITY INSTRUMENT combines unifarm covenants for national use and non-uniform covenants with limited�aria�ions by jurisdiction to constitute a uniform secur�ty instrument cavering rea�property. UNIF�RM �C]VENANTS. Borrower and Lender cavenant and agree as fo�iaws: 1. Payment of Pr�ncipal,Interest,Escrow I�ems,Prepayment Charges,and Late�harges. Borrower shail pay when due the principal of, and interes�on, the debt evrdenced by the Note and any prepayment charges and late charges due under the Note. Borrower shali also pay funds for Escrow items pursuant to 5ectian 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. Howe�er, if any checi� or other instrument received by Lender as payment under the Note ar this Security Instrument is returned to Lender unpaid, Lender may require that any or aIl subsequent payments due under the Note and this Security Instrument be made in one or mare of the follovsring forms,as se�ected by Lender: [a}cash;�b}money arder;�c}certified check,bank check, treasuxer's check ar cashier's check,pro�ided any such check�s drawn upan an institutian whose depasits are insured by a federal agency, ins�rumentality, ax entity; or�d�Elec�ronic Funds Transfer. Payments are deemed received by Lender when recei�ed at�he locatian designated in the Nnte or at such ather I�catxan as may be designated by Lender in accordance with the notice provisions in 5ect�on 15. Lender may return any payment ar par�ial payment if the payment or partial payments are insuff cien�to bring the Loan current. Lender may ac�ept any payment or partial payrnent insuff cient �a bring the Loan current, wi�haut wai�er of any rights hereunder or prejudice to its rights to refuse such payment or part�al payments in the future, bu� Lender is not oblxgated ta apply such payments a�the time such payments are accepted. If each Periodi�Payment is applied as af its scheduled due date,then Lender need not pay inte�rest on unapplied funds. Lender may hold such unapplied funds NEBRASKA--Sing1� Family--Fannie MaelFreddie Mac UNIF�RM INSTRLfMENT ��C� Form 3028 11D� Fage 3 of 14 www.daCmaglc.�om