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2� 1 ��8� 15 <br /> '1�. Bvrrav►rer Nat Released: Forbearance By Lender Nat a iNai�er. Extension of the time for paymen�or <br /> nzodification of amor��zation of th�sums secured�y �h�s Secur�ty �ns�rum�n�granted b� Lender�o Borrov�rer <br /> or any Successor in�nterest of Borrower shall na�operate�� re�ease th�Iiab�lity of Borrower ar any <br /> Suc�essars in �n�erest af B�rrow�r. Lender shall no�be required to comm�nce proceedings aga�nst any <br /> Successar in�n�erest of B�rro�ver or�� refuse�o extend time for payment or a�herwise m�dify amort�za�ian <br /> of the sums secured by�hzs Securi�y Instrumen�by reason of an�demand made by�he original Barrower or <br /> any Suc��ssors in Interest of Borrower. Any forbeara�ace�y Lender in exercising any righ��r remedy <br /> including, w�th�ut limi�a��on, Lender's acceptance of paymen�s from third persons, en�ities or Success�rs �n <br /> �nt�rest of B�rrower or in am�un�s less�han the amoun�th�n due, sha11 no�be a wa�ver of or prec�ud�the <br /> �xer�ise of an�ri�ht or remedy. <br /> �C 3. Jaint and Serrera� Lia��tity; Co-signers; Successors and A�signs Bound. Bnrrower covenan�� and <br /> agrees�ha�B�rrnwer's obliga�ians and�iab�lit� shal�b��o�nt and several. Howe�er, any Borrfl�ver who <br /> co-s�gns�his Secur�ty �nstrument hu�does not e�ecu�e�he Nate �a "co-��gner"}: ta� is co-sign�ng�h�s <br /> Secur��y Instrument anl�r to mortga�e, grant and�an�vey�he c�-signer's interest in the Pr�perty under the <br /> �erms of this Se�uri��Instrument; ��} is not pers�na�ly o���gat�d ta pay�he sums secured b� th�s Security <br /> �nstrumen�; and�c} agrees that Lender and any Qther�orrower can agree to extend, mod�f�r, forbear or make <br /> any accommoda��ons w�th re�ard to�he terms of�h�s Se�urity Ins�rumen�or the Note w�thout the c�-signer's <br /> consen�. <br /> Subjec�t�the provisi�ns of SeGtion 1 S, any Successor in�n�eres�of B�rrawer u�ha assumes Borrawer's <br /> obiigat�ans under this Securi��r Instrument in u�ritin�, and is approved by L.end�r, sha�� obtain al�of <br /> Borro��r`s righ�s and b�nefi�s under this Securit� �ns�rum�nt. Borrov�rer shall not be re��ased from <br /> Borrov�er's obliga�ions and��ab�lity under th�� S�curit� �nstrument unless I�end�r agrees to such re�eas��n <br /> �rri�ing. Th�covenants and agreem�n�s of th�s 5ecurity�ns�rumen�sha��bind�e�C�pt as provided in Se��ian <br /> 24} and b�nefit the succe�sors and assigns of L�nder. <br /> '14. Lvan Char�es. L�nder may charge Barro�er fe�s far serv�ces perfarmed �n c�nnect�on v�ith Borrower's <br /> defau��, for the purpose of pratec�ing Lender's interest �n the Property a�ad rights under this Security <br /> �ns�rument, including, but not l�mited�o, a�torn�y5' fees, proper�� �nspe�t�on and valuation fees. �n regard ta <br /> any ot��er fees, �he absence of express au�h�ri�� in this Secur��y �nstrument�a charge a spec�f�� fee�o <br /> Bflrro�ver shall no�be�onstrued as a�rohibi�ion on�h�charging of such fee. Lender may no�charge fe�s <br /> tha� ar�expre�sly prohibited b�this Security Instrumen�or by Applicabl�Lav�r. <br /> �f the Loan�s su��ec�to a Iav�r v�hich sets maximum Iaan charges, and�ha��aw �s �nally interpret�d so that <br /> the interest or other Ioan charges collected flr�o be ca�iected in�onnect�an wi�h the Loan ex�eed�he <br /> permitted 1imi�s, �h�n: �a) an� such�oan charge sha1�be reduced b�the amoun�necessary�a reduce the <br /> charge to the p�r�r�it�ed limi�; and�b} any sums alread�r col��c�ed from Barrower v�rh�ch exceeded pe�-mitte� <br /> �imits vv�ll�e refunded�o B�rrower. Lender ma�chaQs��o make�h�s refund b�reduc�ng the principal owed <br /> under the Note or by making a direct pa�men�tn Borrov�rer. If a r�fund reduces principal, the r�du��ion will <br /> be treated as a�artial prepaymen�vUithout any prepayment charge �wheth�r�r no�a prepayment charge�s <br /> pro�ided for under the No�e}. Borrower's accep�ance of any such refund�nad�by dire�t pa�ment�o <br /> Borrov�er w�ll c�nst��ute a wai�er�f an� right of acti�n Borrower might ha�e aris�ng out of such over�harge. <br /> �5. Not�ces. All noti�es g��ven by Borrower or I.ender�n cannec��on v���h this Secur�t�Instrumen�must b�in <br /> writing. An�n�ti�e to Borrawer�n conneCtion wi�h this Securit� Instruxnent shall be deemed t�ha�re been <br /> giv�n to B�rrower when mailed by firs�c�ass mai� or wh�n ac�ual.l�del�v�red�o�orrower's notice address �f <br /> sent by a�her r�r�eans. N'ot�ce to any ane Borrower sha�l c�nstitute noti�e t�all B�rrowers un�ess Applicab�e <br /> Law�xpressly requires otherwxse. The no�ice address sha�i be the Proper�.y Address unless Borrower has <br /> NESRASKA-Sir�gl�Family-�annie Mael�reddie Mac UNI��RM INSTFtUM�NT Form 30�8#la1 <br /> VMP O VMP6{NE��i 3�2) <br /> Wolfers Kluwer Financial Ser�tCeS Page�I of 17 <br />