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2� 1 ��7945 <br /> ���� �� �'���� <br /> L��� ��: ��������� ����������� ���� � <br /> �ene�ic���}�. The ward "�eneficiary" means �i�e Pvints Bank, and i�s successors and assigns. <br /> �orro►�ver. The ward "Borrower" means LAF�RY J �fCARKA and SH[f�L�Y M SKARKA and incfudes al! ca-signers <br /> and �o-makers signing th� Credit Agreem�nt and all their su�cessars and assigns. <br /> Gredit Agreement. The words "Credit Agre�ment" mean the cred�t agreement da�ed No�ember ��, 2415, ���h <br /> ��'�do� Ii�A� �� $�5,���.���ram Trustor ta Lender,tagether with all renewals of, e�tensions❑f, m�difica#ivns <br /> v�, re�inancings v�, cvns�lida�i�ns o#, and su�s�itu�ivns�ar the promrssory note❑r agr��men�. <br /> Deed a� T�us�. The wc�rd� "[]�ed o� Trust" mean �khis ❑eed vf Trus� amang Trustvr� Lender. and Trust�e, �nd <br /> inc�udes without limi�ation all assignment and security inter�st pro�isions �elating ta �he Persanal Proper�y and <br /> R�nts. <br /> En�ironmen�al Laws. The wards "En�irQnmenta� La�vs" mean any and a�! state, �ederal and Ioca� s�a�utes, <br /> regufatinns and ord�nances reiating to �he pra�ec�ion of human health or the �n�iranment, including �rvithout <br /> limitatinn �he Camprehensi�e Enviranrnental Response, Campensation, and Liabi[ity Act c�� 19�0, as amended, 4� <br /> U.S,C. �ection 96��, �� �eq. {"CERCLA"f, th� Superfiund Amendments and Reauthari����vn Act of �9$�, Pub. L. <br /> Nv. 99-499 �"SARA"�, the Hazardous Materials Transpor�a�ion A��, 49 U.S.C. SeG�ivn 1���, et seq.�the Resvurce <br /> Cans�r�atian and Reca�ery Ac�, 4� U.S.C. Sec�iar� 690�. et seq,,�or other app[icable s���e or federal iaw�, rul�s, <br /> or regulations adopted pursuant thereto. � <br /> E�re�rt of Def�ui�. Th�w�rds "E�en�vf De�aul�" mean any of the �rrents vf default se��arth in�his �eed v�Trust in <br /> the events of defaul�section r�f this Deed Q�Trus�. �- ����" �� � �� '� � � � � <br /> lrnp��v�m�n�s. The word "lmprauements" means ail ex�s�ing and future improwements, buildings, s�ru�tures, <br /> mobife homes a#fixed on �he Real Prop��-�y, �a�ili�ies, additEons, repla�ements and oth�r �vnstructian on the R�al <br /> Prc�perty. �� �� � � � <br /> lnd�b�edness. The word "indebtedness" me�r�s al[ principal, in�Cerest, and o�her amoun�ts, cvs�s and expenses <br /> payable under �he Credit Agreernent or Relat�d �vcuments, tagether with aEf renewals a�, extensions of, <br /> modi�ic��ions of, cansv�ida�ions �� and s�bs�i�u'�ions #or �he Cr�dit Agreement vr �te[��ed Qocuments and any <br /> amounts e�pended ❑r ad�anc�d i�y Lender tQ discharge Trustor's vbligations vr e�cpenses inGurred by Trustee ❑r <br /> Lend�r �c� enf�rce Trustvr's vbligations under �his Deed vf TruSt, together with in�erest on suGh amaunts as <br /> pro�ided in this Deed ❑f Trust. <br /> L��d�r. The ward "Lender" means Fi�e Paints Bank, its successars and assigns. The words "succE�s�rs ❑r <br /> assigns" mean any{�erson or cc�mpany that acquires any in�ere�t�n the Credit Agreemen�. <br /> Persona� Prope�#y. The words "Personal Proper�y" rnean all equipment, fix�ures, and other articies o� personal <br /> pro�rer�y nnw ❑r herea#�er owned by Trustvr, and naw vr hereaf��r a��ached ❑r a#�i�ed �❑ the Rea! Pr�perty, <br /> to�ether with a11 a��essions, par�s, and additions to, afl repla�emen�s of, and all substitutians �or, any of �uch <br /> prop�rty; and tage�her �i�h aEi proce�ds �inc�udin� without limit��ion a�l ins�urance prace�ds and refunds �f <br /> premiumsy from any sa�e or❑ther dispositian o��he Prop�rty. <br /> P"rvp�r�y. The ward "Prop�r�y" means colleGti�ely�he Rea� Prvper�y and the Persvnal Prvperty. <br /> ��a! P�op���y. The words "Re�l Prop�rty" mean the reai property, in��r�sts and rights, as �urther d�scribed in this <br /> Deed❑#Trust. <br /> R����ed Dacunn�nts. The wards "Related Dacuments" mean all prvm�ssory nvte�, �r�di� agreemen�s, laan <br /> agreements, �n�irvnm�n�ai agreernents, guaranties, security agreements, mvrtg�ges, de�ds af trust, securit� <br /> deeds, call�teral martgages, �nd a�E �ther ins�rumen�s, agreemen�� �nd da�umen�s, whe�her now or hereafter <br /> exi�ting, executed in cannection with the Indebtedness. <br /> Ften�s. The word "ften�s" means all present and �utu�e ren�s, re��nues, in�am�, issues, r�yal�ies, prv�i�s, and <br /> ❑ther bene�its deri�ed frvm the Property. <br /> T'rustee. The word "Trus�e�" means �E�e Points Bank, whase address is P.D gox �5�7, Grand Esland, hIE <br /> 6��D�-�15�7 and any subs�itu�e or successor trus�ees. <br /> Trus�or. The ward "Trustar" means LARRY,� �KARKA and SHIRLEY M SKARKA. <br /> EAGH T'RUSTDR AC�CN�V�ILEDGES H►�IIIN[� �EAC� ALL T'!�E PR�Vi510i�S D� TH�S l7EEC� C�F T'RLJST, AN� E.ACH <br /> TRUST�R AG�EES T� ITS TERNiS. <br /> TRl]STQR: <br /> t <br /> 7hC�:���� � - <br /> L►�RRY J �� � <br /> . <br /> �= - <br /> �� - � -- - <br /> i•_ •r::-:�:;: <br /> H R�.E �SKAR � <br />