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<br /> pre�r�pt�c�by fed��al lar�.�he �a►�vs af�he S��te a�Neb�aska�v�thou#r�g�rd to i�s con�lic�s c�f lar��ro►risions. This
<br /> �ee�f af Y�us�has b�ern accep#�d by Lend�r in th�S�ate v�N��raska.
<br /> Time is o��he Essence. Tsme is❑f�he essence in�he per�ormance ot this Deed ❑f Trus�.
<br /> l�V�ive� of Hor�r�es�ead Exemp�ion. Trustor hereby releases and waE�es all rights and bene�its of the homes�ead
<br /> exemp�ion laws a�the 5�ate ot fVebraska as ta all Indebtedness secured by this Deed of Trust.
<br /> D�FI��T'1pi�S. The�ollowing ►rvvrds shall ha�e the fvflowing meanings when used in this Deed af Trust:
<br /> ��ne�iGiary. The ►nrard "Beneficiary" means FiWe Paints Bank, and i�ks successars and assigns.
<br /> �orro�ver. The word "Barrawer" means LARRY J SKARKA and SH�RLEY M Sf�ARKA and includes al! ca-signers
<br /> and co-makers signing�he Credi�Agreemen�and a!!their successvrs and assigns.
<br /> C�edit �►g�eer�ent. The words "Credit Agreement" mean �he credit agreemen� dated iVo�ember 2�, Z�1 F, ���1�
<br /> ��"�dli$ ���6$ �f �������a��#rom Trustor to Lender,tage�her with all renswals a�, ex�ensions vf, madi�ficatians
<br /> ��, refinancings o�, �ans�lida�ions o�, and substitutions for the prvmissary no�e ar agreement.
<br /> Deed o� T'rus�. Th� words "De�d ❑f Trust" mean �h�s Deed af Trust am�ng Trustor, Lender, and Trustee, and
<br /> includes vuithout limitation all assignment and se�uri�y interest pra�isions relating to the Personal Praper#y and
<br /> Rents.
<br /> Enwironmental Law�s. The wvrds "Enviranmen�al Laws" mean any and a!I sta�e, federal and IacaE statu�es,
<br /> r�gulativns and ordinan�es re�ating ta the prot�e�ion o� human health or the en�ri�onment, including withaut
<br /> limita�ion the �amprehensiWe En��rnnmental Response, Cnmpensation, and Liability Act of 1 g8D, as amended, 4�
<br /> U.S.C. Sec�ian 95�1, et seq. �"CERCLA"}, the 5uper�und Amendments and Reauthorizat�vn Ac� ❑f 'I986, Pub. L.
<br /> fVo. 99-499 {"SARA"�,the Hazardous Ma�erials Transportatian Act� 49 Ll.S.�. Section �8��, et seq.,the Resource
<br /> Canser�a�ion and Reco�ery Act, 4� u.S.�. Sectian �9�T, et seq., ❑�-❑ther applicable state ar federal laws, rules,
<br /> or regu�ations adapted pursuant thereto.
<br /> Ewen�v�D�fa�l�. The words "E�en�❑f❑efault" mean any of�he events ❑f default set farth in this Deed of Trus�in
<br /> the e��nts ❑�F de�au�t se�tian af this Deed of Trust.
<br /> Exis�ing Indebtedrness. The words "Existing �ndebtedness" mean �he indeb�edness des�ribed in the Exis�ing Liens
<br /> pro�isian o�this Deed af Trust. �
<br /> �r�nprav��ents. The word "Imp�a�ements" me�n� a�l exis�ing 'and #u�ure impraWements, buildings, structures,
<br /> mobif� homes a�#ixed ❑n the Reaf Property, �acili�ies, additions, replacements and oth�r cvns�ruction on the Real
<br /> Praperty. .. . _ , .
<br /> . .. .�
<br /> Ir�deb�ec�rtess. The word "[ndebtedness" means a11 principal, �nterest, and other amaunts, �os�s and expenses
<br /> payable under �he Credit Agreement or Refated C�ocuments, together wi�h all renewafs af, ex�ensions of,
<br /> madi�ications a�, cansolidations o# and subs�itu�Eons �vr the Cred�t_Agreement or Rela�ed ❑ocuments and any
<br /> amaunts expended ❑r ad�anced by Lend�r to discharge Trustvr`s ❑bliga�ions ❑r expenses incurred by Trustee or
<br /> Lender to enforce Trus#or's ob�iga�ions under this Deed of Trus�t, �ogether wi-�h interest an such amvunts as
<br /> pro�ided in�his ❑eed o�Trust.
<br /> L�nder. The word "Lender" means Five Paints 6ank. i�s successors and assigns. The words "successars nr
<br /> ass�gns" mean any person or campany�ha#acquires any interest in the �redit Agreem�nt.
<br /> Persvnal P�a�erty. The words "Pers�nal Property" mean all equipment, fix�ures, and other artic��s of personal
<br /> property now or hereafte�- awned by Trustvr, and naw ❑r hereafter attached or af�ixed to the Rea! Property;
<br /> together with all access�ons, parts, and addEtions to, af! replacements af, and all su�st�tutions for, any a'� such
<br /> praperty; and t�ge�her with all prviceeds �including without [imitation aEl insurance prviceeds and refunds a�
<br /> premiumsy from any sale vr a�her disposition o#the Praperty.
<br /> P�operty. The word "Prvperty" means collecti�eiy�he Real Property and the Personal Property.
<br /> Fieal Prope��y. Th� wvrds "Real Praperty" mean the real proper�y, in-�eres�s and rights, as fur�her descr�bed in�his
<br /> Deed of Trust.
<br /> Refat�d Documen�s. The words "Re�ated Dacumen�s" mean ail promiss�ry notes, credi� agreements, laan
<br /> agreemen�s, en�iranmen�al agreements, guaran�ies, securi�y agreements, mor�gages, deeds �f trus�, security
<br /> deeds, collatera� mortgages, and all ❑ther ins�ruments, agreements and documents, whether now ❑r hereafter
<br /> e�is�ing, executed in connection with�he Indebtedness.
<br /> Ren�s. The word "Ren�s" means ait present and �uture rents, re�enues, income, �ssues, royalties, profits, and
<br /> nther bene#its deri�ed from the Property.
<br /> T�ustee. The word "Trustee" means Fi�e Paints Bank, whose address is P.� B�x �547, G�and lsland, IVE
<br /> 588a2-�5�7 and any substitute or su�cessor�rustees.
<br /> Trus�v�. The word "Trus�or" means LARRY J SKARKA and SHIRLEY M SKARKA.
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