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2� 1 ��7882 Parcel I D N u m ber: 4��5 S 14� �vhich currently has the address o f 1�11 E $th St �.Street� �rand I s 1 and �Crt,��, Nebraska6$841-2�35 (Zip Code� ("Prop erty Addre ss"}: T�GETHER�ITH al�the improvements now or hereafter erected on the property,and all easements, appurtenances,and f xtures naw or hereafter a part of�he property.All replacements and additions sha11 also be covered by this �ecurity Instrument.All of the foregoing is referred t�in this Security Instrument as the "Prflperty."Borrower understands and agrees that MERS holds only legal title to the inter�st�ran�ted by B�rrower in this Security Instrument,but, if neces�ary ta comply with law or custom, MERS(as nominee f�r Lender and Lender's successnrs and ass�gns)has the r�ght:tQ exerc�se an}�or a��of those in�erests, �n.c�ud�ng, but nvt l�m�ted to,the right to fareclose and sell the Property;and to take any action requi.red of Lender including,but not limited�o,releasing and canceling this Security Instrument. BflRR�WER C�7VENANTS that Borrower is lawfully seised�f the estate hereby con�eyed and has the right to grant and con�ey the Property an�tha#the Property is unencurnber�d, except for encumbrances af record. Borrvwer�varrants and�ill def�nd generally the�itle t�the Property�.gainst�1�c�aims and demands, s�bject to any encumbrances af record. THIS �ECURITY INSTRUMENT comb�nes uniform covenants far national use and non-uniform covenants with limited�ariatio�s by jurisdi�tion�o eonstitute a uniform security instrument covering real property. LJniform�o�enan�s.Borrower and Lender cavenant and ag�ree as fallo�rs: 'I. Payment of Principal,lnterest, Escrow Items, �repaymentCharges,and Late�harges.Borrower s�a��pa�w�en due the pr�n��pal of, and�nte�est on, the debt ev�denG�d�y the Note a�d any prepayment charges and late charges due under the Note. Barrower sha11 also pay funds for Escrow Items pursuant ta Sectian 3. Paymer�ts due ur�der�he Note and this Se�urity Instrument sharl be made in U.S. cuxrency. However, x f any c�eek ar��her instrument r�cerve�by Lender as paym��under the Nate or this Securit�r Instrument is returned to Lender unpaid,Lender rriay require that any or a11 subseque�t payments due under the Note and this Securi�y Instrument be made ia one or more of the fallowing forms,as se�ected by Lender: (a}cash; (b)money order; (c}cer�ified check, bank eheck,treasurer's check or cashier�s c�ec�,provided any such check is drawn upon an institution�vhose deposits are insured by a federal agency, instrumental�ty,or entity;or(d}E lectronic Funds Transfer, Payments are deemed received by Lender when r��ived at�he location designa�ed in the Note or at such other loca�ion as may be designated by Lender in accordance w�th the notice�ro�isions in SeG�ion 15. Lender may return any payment or parti.a�p�yment zf th�payrn�nt vr partia�payments are in.sUff cient tv bring the Loan Gurrent, Lender may accept any payment or partia�payment insufficient ta bring the Laan current,without waiver of any rights hereunder or pxejudice t�its rights to refuse such payment or partial payments in the future,bu�Lender is not abiigated�o appiy such paymen�s a��he��me such payments are accep�ed. If ea�h Periodic Payment is appl ied as of its schedul�d due da�e,th�n Lender need not pay in�terest o�unapplied funds. L�nd�r rrtay hald such unapplied funds unt��Borrawer makes payment to bring the Loan cunent. If Borrawer does not do so within a reasonable periad vf time,�.ender sha11 eith�r apply such funds or return them to Borrotiver, �f nQt appl�ed earlier, such funds will be applied to the out5tanding prxnci�al balance under the Nate irrimediately prior to foreclasure.No offset or claim which Borrower might ha�e na�u or in the future aga�nst Lender shal�relieve Borrawer from making payments due under the Note and this�ecurity Instrument or performing the covenants and agreernents secured by this Security Instrument. NEBRASKA-Single Family-Far�r�ie MaelFreddie Mac UNIFQRM INSTRLIMENT WITH MERS Form 3428 11�4 VMP CU VMRfiA[NE](1342].�0 Walters Kluwer�inancial Servi�es Page 4 a€�7 q�3364$95414 4�33 345 �417