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<br /> TH�S�N�TRUMENT PREPARED BY: AFTER REC�RD�NC RETURN T�:
<br /> Home Federal Savings&Laan Asso�iation af Hvme.F�deral Sa��ngs&Loan As�ocia��on af
<br /> Grand i��artd �rand �s�and
<br /> Z�1 Sau�h Lacus�Stre�t Z�1 Sou�h L�cust Street
<br /> �RAND ISLAND,NE 6S$U1 �RAND ISLA,ND,NE 558�1
<br /> �Spa�e Abo�e Th�s Line For Rec�rdi��g Da�a}
<br /> L�AN�R�CINAT�R C�N�PANY NAME: Harne Federal Savings&Loan Assac�at�on of�rand Is�and
<br /> NMLS��MPANY�DENT�FIER: 4�4�443
<br /> L,�AN�RI��NAT�R NAME: L�sa Mayer
<br /> NMLS�RZG�NAT�R�DENTIF�ER: 494659
<br /> D��D �F TRTJST
<br /> (PR�AIJTH[]RI�ED ([�PEN END} �R.EDIT - FUTIJR� ADVAN�E� ARE S�CUI�EI�
<br /> BY TI�IS D�ED �F TR.U�T)
<br /> TH�S DEED �F TRUST �"Securi�y �nstrumen�"} xs rnade an May 1�., �D1G. The grantars are 1EFk'R,EY S
<br /> R�CHARDS�N and JANE L RI�HARDS�N, HUSBA►ND AND'WIF�, �vhose address �s 47 KU EST�R LK,
<br /> �RAND �SLAND, Nebraska �88�1--86�9 ("Borzower"�. B�rrov�er is not necessar��y �h� same as the Persan �r
<br /> Persons v�ho sign �he Home Equity Line nf �red�� Agreemen�, dated �Vlay �.l, ZU�6 �"C�n�rac�"}. The
<br /> ob��ga��ons of Barrawers�vho d�d n�t sign the Con�ract are exp�a�ned further in the se���an t���ed Succes�ars and
<br /> Ass�gns Baund; Jv�nt and Severa� L�a��l�ty; Accommnda��on S�gne�rs. The �rus��e xs Arend R. Saack,
<br /> A�tarney vcrh�se address is P.�. Box 79U, Grand Island, Nebraska G88U2 �"Trus��e"}. The benefi��ary is Home
<br /> Federal Sa��ngs � Loan Assac�a�i�n �f Grand Is�and, v�hich is arganized and e�zs�ing und�r �he laws af�he
<br /> Un�ted S�ates of Amerx�a and whase address �s ��1 Sou�h Locus� Str�e�, Grand Island, Nebras�a 6$8�1
<br /> �"Lender"�. JEFFREY S R�CHARDS�N and JANE L R��HARDS�N ha�e en�ered �n�v a C�ntrac� w�th.
<br /> Lender as of May 11, 2�1�, under the �erms af which Bflrrower may, fr�m ��me �o ��zne, obtazn ad�ances na��o
<br /> ex�eed, a� atay �ime, a ''�x�NiA�IML�M PRINC�PAL AM�UNT �E�CLUDING PR�TE�TIVE
<br /> ADVANCES)*''�Y af []ne Hundred Eighty-fi�e Thousand and DQllfl� Do�lars ��U.S. $185,�UD.U�) �"Cr�d�t
<br /> Lxm��")..A,ny par�y�n�erested i,n the deta�.�s rela�ed ta Lender's continuang obliga��an�a make ad�ances�o Borrov�er
<br /> is adv�sed to �onsult d�rec�ly vvi�h Lender. If na� paid earlier, �he sums owing under Borrvwer's C�n�ra�t vv��h
<br /> Lend�r v�ill be due �n May I5, 2�21. This Secur��y �nstrument secures to Lender: �a� �he repaym.en� �f the debt
<br /> under�he Contra��, ���h in�erest, includ�ng future ad�ances, and a�I renev�a�s, extens�ons and modzfca�iflns�f the
<br /> �an�rac�; (b� the paymen� af ail o�her sums, with interes�, ad�anced ta pro��c� the s�cur�ty af �h�s Secur�ty
<br /> �ns�rument under the provis�ans af the sec�ion�it�ed Protect�on vf Lender'� R�ghts in �he Prnperty; an� �c� the
<br /> perf�rrnance of Borrower's covenan�s apd agreemen�s under �h�s Security �nstrumen� and the �antrac�. F�r �his
<br /> �3u�45�y Borrau�er, in �ansidera�xon of the debt and �he trus� herein crea�ed, �rrevaca�ly grants and canveys t�
<br /> Trustee, �.n�rus�,vv��h po,wer of sale,�he f.a��flw�ng descr�bed praperty Ioca�ed�n�he�UUI�TY af HALL, State of
<br /> Nebraska:
<br /> Address: 47 KUEST�R L.K,GRAND ISLANIl,Nebraska 6S8�I-SfiD9
<br /> Legal Des�r�p��on: LQT TW�NTY-NINE (�9� ��CATED �N TH� WEST S�DE �F THE �AST
<br /> P[]RTI�N �F �UESTERS LAKE, �E�NG PA�tT �F THE EAST I3ALF �F THE S�UTHVVEST
<br /> �UARTER �ElI2 SW 114� [)F SE�TI�N TH�RT�EN �13}, T�WNSHIP ELEVEN ���} N�RTH,
<br /> RANGE NINE�9�WEST�F THE S��TH(6TI��P.M.,IN HALL��UNTY,��ESRASKA
<br /> T�GETHER �VITH a�� the impravemen�s na� or hereafter erected on �he property, ar�d a�Z easements,
<br /> appur�enances, an.d f�x�ures nnv� �r hereafter a par� of�he pro�er�y. A�I replacements an� add��ions sha�l a�sfl be
<br /> c��ered by �his Security �ns�rumen�. Ail af. �he fflregaing �s referred ta �n th�s ��curz�y �nstrumep� as the
<br /> „Proper�.'►
<br /> B�RR�V�ER��VENANTS that B�rrower zs �a�futly�e�sed vf t��e es�ate hereby c�n�veyed and has the righ�to
<br /> grant and con�ey the Property and �ha� �he Pr�per�y is unencumbered, excep� for encumbrances af record.
<br /> Borrower warrants and_vvill defend general�� �he t�t�e �a �he Proper�y aga�nst a1I c�aims and demands, sub�ec� �a
<br /> any en�urnbrances�f rec�rd.
<br /> LQ��0�-ZO�5 CO�'1�]�i�.i10E S�StEtt75,In�.8C54-B26D-2015.�t.3.I098
<br /> C�ns�mer Real Estate-Sec�zrixy Instnzment DLZ436 Page i�f 5 www,compliancesystems.com
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