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2� 1 ��7432 <br /> BaRR�V�TER C�VENANTS that Barrower�s lavvfu�ly se�sed tif the estate here�y con�eyed a�nd has th�righ� to <br /> gran� and con�ey �he Pr�per�y and tha�the Prop�r�� is un�ncum�ered, except f�r�n�urnbrances of record. <br /> Barro�ver�varrants and�vi�l defend gen�ra��y the title to the Prop�rty aga�n�t ali c�a�ms and demands, sub�ect to <br /> any encum�rances of record. <br /> T��S SE�UR�TY �NSTRUMENT cam��nes uniform cavenants for nat��na1 use and non�unifnrm co�venants with <br /> ��m�t�d�ariat�ons hy jurisdiction to c�nstitute a uniform s�curity ins�rumen�c�vering real proper�y. <br /> Unifvrm �ovenants. B�rrower and Lender cflvenant and agre�as fol��w�: <br /> 1. Payment �f Pr�n�ipai, �nterest, Escrvw ltems, Prepayment Charges, and Late Charges. Borrov�er <br /> sha�l pay when due�he pr�nc�pal �f, ar�d int�rest on, the deb���zdence�.b�r the No�e and any prepayx�en� <br /> charg�s and late charges due und�r the No��. Barrower shal� a�sa pay funds for Escr��v ��ems pursuant ta <br /> Sect�on 3. Payments due und�r th�Note and th�s S��ur��y �nstru7ment�hali be made�n U.S. currenc�. <br /> Hawe�er, �f any check or�ther instru�ment r�ce�ve�b�Lender a�payment un�ier the N��e or this Secur�ty <br /> �nstrumen� is returned�o Lender unpaid, Lend�r may r�quire that any or a1� subsequent payments due und�r <br /> th�N���and this Securi�y �nstrument be made�n one or m�re af�he fo��ow�ng farms, as selec�ed by Lender: <br /> �a} cash; �b}money. order; (c} cer�ified check, �ank ch�ck, �reasurer's che�k�r cash��r�5��eC�, pro�ided any <br /> such�heck is drawn upfln an ins�i�ution whose deposits are insured by a federal agenc�r, xns�rumen�alit�, or <br /> en�ity; or�d} El�ctron�c Funds Transfer. <br /> Paym.ents are deemed recei�ed by Lender wh�n recei�ed at the loca�ion designat�d in the Note or at such <br /> other�aca��on as may be designated by Lender�n accordan�e with the notic�provi�ions in Se�tion �S. <br /> L�nder may, return any. paymen�ar partia�paymen� �f th�paym�nt nr par��al paym�n�s ar�insuffxc�ent ta <br /> brzng�he L�an�urr�nt. Lender may accept any payment or partial paymen� insuffic�ent to bring�he L�an <br /> curren�, w�th�ut waiver of any r�gh�s hereund�r ar prejudice to �ts rights to refuse such pa�rmen�or partia� <br /> payments in the futur�, bu� Lender�s no�obl�gated�o apply such payments at the t�me such payments are <br /> a��epted. �f each Per�ndic Payment is app��ed as�f i�s scheduled due date, �hen Lender need not pay interes� <br /> an unappiied funds. Lender may ho�d such unapp���d funds unt�� B�rrower makes paymen�s ta bring �he <br /> L�an cr�rrent. If Borrow�r d�e�n�t da s�w�t�ir�a reasona��e p�ri��i of�ime, Lender sha�i eith�r apply such <br /> funds or return�hem t� Borrovver. �f nat appli�d ea�lier, such funds wil���applied t��he outs�anding <br /> principal �a�anc�under�h� Note immediate��r pr��r to fQrec�osur�. No offs�t or�laim which Barrow�r m�ight <br /> ha��n�w ar in the future against Lender sha�� r���eve B�rrower fr�m ma.k�ng payments due under�he N��e <br /> and�his�ecurity Ir�strumen�or performing the�avenants and agreemen�s secured by, this Se�urity <br /> �nstrument. <br /> �. Appl�cativn �f Payments or Proceeds. �xcept as nth�rwi�e des�r�b�d �n�his�ect��n 2, ai�pay.m�nts <br /> a�cepted a�.d app�ied b�r Lender shall be app�ied in the fal�ow�ng arder�f priflr��y: �a} �nterest due under the <br /> No�e; �b}principal due under the No�e; �c} amounts due under Sect�on 3. Such payments sha�l be app�ied�a <br /> each Per�adic Pa�men�in the order�n,which it became du�. Any remaining amounts shall be appl�ed�rs�to <br /> �a�e charges, sec�nd t� any other amaun�s due under th�s Security �nstrument, and then ta reduce the <br /> principal ba�ance of the N�t�. <br /> I�Lender r�ce�ves a payment from Borr�wer far a de��nquen�P�riod�c Payment which �nc�udes a suf�cient <br /> amount t�pay any �a�e charge due, th�payment m.a�be applied�o �he delinquent paym�nt and�he late <br /> charge. �f mar�than one Periodic Payment is�utstanding, Lender may app�y any pa�ment receiWed fram <br /> Borrov�er�� th� repa�ment of the Periadic Pa�ments if, and to the e���nt tha�, each paymen�can be paid in <br /> full. To�he extent that any excess exis�s after the payment is appl ied t�the fuli payment�f ane ar more <br /> Periodx�Payments, su�h excess may be app�ied to ar�y Iate charges due. Volun�ar�prepa�ments sha��be <br /> applied first t�any prepa�ment charges and�hen as described in the No�e. <br /> NEgRASKA-Sir�gle Far�r�iiy-Fanni�MaelFreddie Mac UNIFQRM INSTRUMENT �arm 3028 11a1 <br /> VMP Q VMPfitNE}t13�2y <br /> Wolters Kluwer Financiai Services Pag�4 of�7 <br />