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2� 1 ��73�5 <br /> ser�ices and subset�uent charges each ti�me remappings or similar chang�s o�cur which r�asonabl��nig�t <br /> affect such determination or certification. Borrower sha11 a�so be respansible for the paym�nt of any fees <br /> �mp�sed by the Federal Et�nerg�ncy lll�ana�ement Agen�y in connection�t�t�the revie�of any flood zo�e <br /> determination resulting from an obj ection.by Barrower. <br /> If�orrower fails to mainta�n any�f the coverages descr�bed above,Lender may abtain insurance co�erag�, <br /> at Lender's opt�an and�orrower's expense.Lender is under no obligation to purchase any part�cular type or <br /> arnount af co�erage. Therefore, su�h c�verage�ha�l ca�er Lender,but migh�ar m�ght not protect Borrfl�ver, <br /> B�rrower's equity in the Property,or the contents of the I'ropex�y,against any risk,hazard or li�b�lity and <br /> might provide gr�ater or lesser coverage than vvas pr��iausly in effect. Borra�v�r acknotivledges that the cast <br /> of the insuranc�coverag�so obtained might significantly exceed the cost of insurance that Borro�ver could <br /> have obtained.�ny amaunts disbursed by Lender under this Sectian S shall becom�additional debt of <br /> Barrower se�ured b�this Securxty Instrument. These amounts shall bea.r�nterest at the Note rate from�he <br /> dat�of disburserrient and s�all be payable,with such interest,upon aot�ce tram Lender to Borrativer <br /> requesting payment. <br /> A11 insurance palicies required by Lender and renewals�f such po�ic�es shall be subject to Lender's right to <br /> disapprove su�h po�icies,�ha11 inclu�e a standard m�rtgage clause,and shal�name Lender as mortgagee <br /> andlor as an additionallass payee. Lender sha11 have the r�gh�to ho�d the polici�s and renewal certificates. <br /> If�,ender requires,Borrower shal�promptly g�v�to Lender a11 receipts of�a�d premiums and renewa� <br /> notices. If Borrower obta�ns any form of insuranc�coverage,no�otherwise required b�Lender, for damage <br /> tn,or destructian of,the Property,such polic�shal��nc�ude a sta�ndard mor�gage c�ause and sha11 name <br /> Lender as mortgagee andlor as an additio�al loss payee. <br /> In the e�vent�f loss,Borrower sha�l g��re p�'ompt nQtice�a the insurance carr�er and Lender. Lender may <br /> mak�proof of loss if not made prvmptly by�o�rvwer.Un�ess Le�der and�orr�wer othertiv�s�agree in <br /> wr�ting,any insurance proce�ds,�vhe�her or not the und�rtying insurance was requ�red by Len.der, sha��be <br /> applied tv r�st�rati�n ar repa�x of the Property,if the restoratio������air is economica���fe�srble and <br /> Lend�r's security is not 1es��ned. During such repair and restoration period,Lender sha11 hav�the right t� <br /> ho�d su����s�rance proce�eds�antil Lender has had an oppor�unit�to inspect such Prope��o�e�sure the <br /> �vork ha�been completed to Lender'�satisfact�an,pro�rided that such��.spection sha�l be undertaken <br /> prvn�ptly.i.�nder�a�dis��s�proceeds�'€�r the repair�and restoration in.a sin�le pay�ent ar in a series of <br /> progress payments as the work is completed.I�n�ess an agxeement is made in writing ar Applxcable Law <br /> �equi�e�i�nterest to�e�aid on su�h in�u.rance proceeds,Lender sha11 n�t�e required to pay B�rrvwer any <br /> interest pr earnings on such praceeds. Fees for pub�ic adjusters�ar�ther thircl parties,retained by Borrawer <br /> s�a�l�ot be paid out of the insurance proceeds and shai�b�the s�le obligatian�f�orrower.If th�re�tor�t��n <br /> or repair is not econQmi�al�y feasible ar Lender's security woul�be l��s�ned,th�insurance prviceeds sha11 be <br /> appl�ed to the sums secured by this Se�urity��.strument,wheth�r or not then�ue,wit�the excess, if any, <br /> paid to Barrower. Such insurance proceeds shall be applied in the arder provid�d for in Section 2. <br /> If Bvrrower abandons the Praper�,Lender may file,negotiate and set�Ie any ava��able insurance cl��m and <br /> related rnatters.If Barro�er do�s not respond within 34 da�s tc�a notice from Lender that the�nsur�n�e <br /> carrier has�ffered to s�ttle a c1a�m,then Lender may n�gotiate and settle the claim. The 3 D-day period wi�� <br /> begin when the natice is gi�en. In either event,�r if Lender acquires the Property under 5ec�ion 22 or <br /> otherwise,Borrower hereby assign.s�o Lender(a)Bor�rower's rights to any insurance proceed�in an am�unt <br /> not to exceed the amounts unpaid under the Note or this Security Instrument,�.nd�b�any oth�r vf <br /> Borro�ver's rights�other than the right to any refund of unearned prem�ums paid b�Borro�ver)under a11 <br /> insur�nce polici�s co�ering the Pr�perty,it�sofar as such�i.ghts a�r�applica��e tc�the coverage of the <br /> Praperty. Lender may use the insurance proceeds ei�her to repau or rest�re t�.e Prvperty or ta pay arnounts <br /> unpaid under the Note or this Secur�ty Instrument,whether Qr not th�n due. <br /> NEBRASKA-5�ngfe Family-Fannie MaefFreddie Mac�NIFdRM ENSTRUMENT WITH MERS Form 34281/41 <br /> dMp� VMP�A(NE}[1302}.44 <br /> Wolters Kluwer Fir�anGial Serv�ces Page�of 17 <br /> q�336353��4� t�233 zg5 a717 <br />