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2� 1 ��73�5
<br /> The Funds shall be held in an inst�tutivn�vhose deposits are insured by a federal age�cy, instrumentality,or
<br /> en�ity(including L�nd�r,if Lender is an i�st�tution.�vhose�leposits�re sa insured)or in an�Federal Home
<br /> Loan Bank. Lender sha11 apply the Funds to pay the E�crow Items no la�er�han the time spe�ified under
<br /> RE�PA. Lender sha11 not charge Borrovver for ha�ding and�pp�y�ng th�Funds,annu�Iiy an.al�zing the
<br /> escrov�accaunt,ar verif��ng the Escrow Iterns,ttniess Lender pays Borr�tiver interest on th�Func�s and
<br /> Applicable Law permits Lender to mak�such a charge.Unless an agreement is made in writing ar
<br /> App�icable La�v requires interest�o be paid on the Funds,Lender shall not be requued to pay Bvnower any
<br /> �nterest�r earnings Qn the�uads.�orrower an�Lender can agree in writ�ng,hotiv�ver,that interest sha11 be
<br /> pa�d on the Funds. Lend�r shall g��re to Borrower,wi�hout charge,an ann.ual accaunting of the Funds as
<br /> required by RE�PA.
<br /> If there is a surplus of Funds he�d in escro�u,as defined under RESPA,Len�ier shall account tQ Barro�ver for
<br /> the e�cess funds in accardance with RESPA.If there is a shoar�age of Func�s held in�scrow,as def ned under
<br /> 1�.ESPA,Lender shall notif��3orrov�er as required by R�SFA,and Borrower shall pa�to Lender the amount
<br /> necessary to make up the shortage in acc�rdance with I�ESPA,but in no more than 1�monthly paym�nts. If
<br /> there is a de�ciency of Fun�s held in escrow,as def ned under RESPA,Lender shall notify�orrower as
<br /> re�uired by RESPA,an.d�orrawei sha11 pay to Len.der the amaunt�a�G�ssa�t�ma1�e up the deficiency in
<br /> accordance with RESPA,but in no more than 12 rnanthly payments.
<br /> �C.Tpon p�ym�n�in full of al�sum�secured by this S�curity Instrument,Le�dear sha11 pro�nptly refund to
<br /> �orrawer any Funds he�d by Lend�r,
<br /> 4. Charges;Liens.Borrower sha11 pay all ta.x�s, assessments, charges, fines, and impositi�n�attributa.ble to
<br /> the Prop�rty which�an attain prio�'�ty over this Security Instrument, �easehold pa�rments or ground reats an
<br /> the Propert}�, �f any,and Community Ass��iat�an Dues,Fees,and Assessments, if any. To the extent that
<br /> these items are EscrQw I�ems,Borrower sha�l pay them in the man.ner pro�ided in SeCtion 3.
<br /> �orrower sha��pr�mptly discharge any lien v�hich has priority over this Security Ins�rument unl�ss
<br /> �orrower: (a}agrees�n tivr�ting to the payrnent of the obligation secured by t�e lien ir�a manner accepta.ble
<br /> to Lender,but only so long as Barro�ver is performing such agreement; (b}contes�ts the�ien in good faith by,
<br /> or defends again�t enfarc�ment of the lien in, �egal proceedings whi�h in Ler�der'�opinion operate to prevent
<br /> the enforcem�nt of the���n�uhile thase proceedings are pending,but only until such proceedings are
<br /> conc�uded;or�c)secures�rom the hotder af the li�n an a�reement satisfactory to Lender subord�nating the
<br /> l�en to this S�curity Instrument. If Lender determines that any part of the Praperty is subj eGt to a lien which
<br /> can attain priority��er this Securi�Instrument,Lender may gi�re Borro�ver a notice identifying the�ien.
<br /> �ithin ��days of the date on which that notice is g�ven,Borrower sha�l satisfy the Ii�en or take one or more
<br /> of the actions set forth aba�e�a this�ection 4.
<br /> �ender ma�re�uire Barrower tv pay a one-time charge for a real estat�tax verif cat�on andlo�'reparting
<br /> ser�i�e used by Lender in connection with this Loan.
<br /> , �. Qro�erty�nsu�an�e.Borro�er s�.al�keep the i��rov�ments nvv�existing or herea��r erec�ed on the
<br /> Property insured against loss by fire,ha�ards�ncluded within th�term"extended coverage,"and any other
<br /> hazards including,but not�imited to, earthquakes a�d floods, f�r�vhiCh Lender requires insu.rance. This
<br /> ins�ran�e shall'be maintained in the amounts�inc�ud�ng deductible��eve�s)and for the periods that L�nder
<br /> requires. What Lender requires pursuant to the preceding sentences can ch.ange during the term of the Loan.
<br /> The insurance carr�er pro�iding the ins�rance shall be chosen by�orr�wer subject ta Lender's right to
<br /> d�sappro�e�orr�wer's choice,which right shall not be exercised unrea�onably.Lender may require
<br /> �orrower to pay, in connection with this Loan, eith�r: (a}a one-time�harge for flood zone determinatiQn,
<br /> cert�f cation and�cacking ser�ices;or�ba a one-time charge for flood zone determinatian and certification
<br /> NEBRASKA-S�ngie F�mily-Fannie MaelFreddie Mac UNIFORM IIdSTRUMENT WITH MERS Form 3026 1141
<br /> VMP� VMPBA�NE}(13D2)A�
<br /> Walters I�uwer Financial Services Page 8 of 17
<br /> q4336353(��4� ��33 295 4617
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