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2� 1 ��7217 :� Parc�l I D IV u m ber:4 Q��$ which curren�iy ha�the address of 4QQ� Pa1 ace Dr �St�ee�} ��rand I s�and ��a�y�, Ne�raska �8803-G403 ��e� ("property Addres�"}: T��ET�IE��ITH a��the i rnpro�err�ents nv�or h�rea fter erecte�on the pr�pe�-t�,and a��easer��nts, appurtenarices,and fixtures now or hereafter a par�vf the proper�.A11 rep�acements and additians sha11 alsa be covered by�his Securi�y Instrument.A11 of the f�regoin�is ref�rred�o in this Security�nstrument as th� "1'rdpe�y."Barr�wer understands and agr��s that�ERS ht��ds on�y�egal t�t�e to th��nterest�granted b� Borrower in this Security�nstrument,but,if necessary�o compl��vith law ar custom,MERS�as nominee for Lender and Lender's successors and assigns�has the right:to exercise any or al�of those in�erests, including, �ut n�t�imite�to,t�Ze right to forec��se and se1�the Prope�;and to tak�an�r act��n r�qui.red�f I�ender including,but not limited to,re�easing and canceling this Security Instrum�nt. B�RR��LT�R��VEI�TANT�that Borrawer is lawfully s�ised of t�e estate hereby��n�eyed and ha�the right to grant and canv�y the Property and that the Praperty is unencumbered,except for encumbr�nces of record. Borrow�r vvarrants and�vill d�fend generally�he title to the Prop�rt�against al�claims and d�ma.nds,subject ta any encumbrances of record. �. TI-iIS SE�URITY INSTRUMENT cotnbine�uniform co�enants for natxon�.1 u�e and non-uniform cov�nants �vith limited variatians by jurisdiction ta constitut�a unif�rm s�curity instrument caverir�g real pr�p�rty, UNIF�RlIA CQVENANTS,�arrower and Lender cav�nant and agree as follaws: 1. Paym�nt vf Princ�pa�,Intere�t, Escrow Items� and Late Charges,Borro�ver shall pa��vhen due t�e prxn��pa1 of,and�nt�re�t on,�he debt e�r�enced b3�the�Qte and�ate char�es due unde�-t�.e Note. Borro�ver shalt also pay funds for E�crow Ytems�ursuant to Sectian 3. Fayments�ue u�.�er the Note and thi�S�eurity Instrument shall be made in U,S,curr�ncy.H�wever,if any check�r other instrumen� rece��ed by�er�der as�a�ment under the Nate or this SeGur�ty I�.strument is returned t�Lender unpaid, Lender may require that any or alI subsequent paymer�ts due under the I�ote and this S�curity Instrument be made in one or more of the following forms,as�elected by L�nder: (a}cash;�b}mone�order;(c) �er�ified check,bank eheck,treasurer's check or cashier's check,provid�d a��such check is drawn upon an institution whose deposits are insured b�a federal agency,instrumentality,or entity;or�d}Electranic Funds Transfer. Fayments are deemed rec�ived by Lender when re�eived at�he Iocation designated in the�Tate ar at such other location as may be designat�d by Len.der in accardanC�with the notice prQvision�in Secti�n 14. Lender may return any payment or partial payrnen��f the ga�m�nt or partiai payments are insufficien�to bring t�e Loan current,Lender may accept any paym�nt�r par�at payment insuf�ei�n.�ta bring t�e Laa� current,without waiver af any rights hereunder ar pre,�udice to its rights to refuse such payment or partial payments in the future,but Lender is not obliga�ed to apgly such payments at the time such � paym�nts are acc�pte�. If�ach P�riod�c Payrr�ent is agp�ie�as of�ts schedu�ed due dat�,then Lender need not pa�interest on unapplied funds.Lender may ho�d such unapplied funds until Borra�er makes payment ta bring the Laan current.If Barrvwer daes nat do so within a reasonable period of time, . Le�.d��sha��e��her ap��y such funds or retur�the�to Bo�rower. If not applied ear�i�r,such fund�will be applied to the outstanding priacipa�balance under the N�te immediately prior to foreclosure.No affset or c�airn which Borra�er might have now ar in the future against Lender�hall reli�ve Borrower �ram xr�ak�ng payments due un�er�h�Note and this Se�urity Instrusnent or performing the cover�ants and agreements secured by this Security Ins�rument. FHA Deed of Trust With MERS-NE 9f30124�4 Bar��Cers SystemsT� VMP� V�lif PdN(i��=f 54B].d4 1Nqlte�s Ktuwer�ir�ancial Sen►ices Page 4 of 97' qq�362745624 0233 318 4417