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2� 1 ���933 <br /> slYal� then be ob2zga�ed x�repay to Lender any such amoun�. L�ader may reWoke the�aiver as to <br /> an�v�•a��E.��row�tems ax any t�rn�by a notice gi►��n in acrarda�ce with the Loan Da�um�nt�,and, <br /> upon��ch re�veatiar�,I�hali pay�a I,ender a�i Funds,and ir�su�h arnaunts,that are#hen �•��u��ed <br /> und��'f.�is S�cti�n�.E. <br /> Len�ier �na�, a� any tir��e, co1���� and hvld �un�s i.n an amount ��� �uff c�ent to �ermi�Lender tv <br /> apP�y the Funds at th�t�me spec�.fte�under the�.e�.��state Se�tiemer�f P�•acedur+es Ac��"����"�, <br /> and tb) n�t to exceed �t�e max�mur�n amaun# a �end�r �an r�quire under 1��SPA. Lender sha.�� <br /> est�mate #he amount of ��nds �ue vn th� basis of curtenr da�ta and reasonab�e estirnates �f <br /> expend�tur�s o�fuitzre�s�rflw�tems or��er�vise in accardanc�vr�ith app��cab�e�aw. <br /> The Funds sUa[! be he��. in an institu��on vwh�se depos��s are insured by a federas agency, <br /> instrurr�e�.#a�ity, or �nti�y ���c7udircg .Lender, �f�.ender �s an in�titutian �wh�se deposi� are s� <br /> insur�d}a�•in any�`edera�H�me Loa�B���ls,Lendet�shall appl�the.�urids t��ay th�FscrBvsr zt�ms <br /> no�ater t�.tan�e time sp�;f e�under It�SPA.1�end�r sha�I n�t c�iarge me for ho�di�g artd a�s���ing <br /> th� �unds, annusl�y �naly�ng the escmw a��oun�, a�• W�ri�ying th�F.��raw �tems, un�ess �.�nde�• <br /> pays me�t�rest os�the Funds�nd app�icab�e Ia�v permits Ler�d�t�to rrr�ke such a ch�r�e.�Jnless an <br /> ��reemet�t is n�ade in wri�in� or a�plicab�e �a�t req�t�res �.�t��res�t�a �e �aid an �he k`unds, Lender <br /> sha�I no�he ret�ired to �ay r�ne any inter��t or earniugs �r� the�unds. Lender an� T �an agree �n <br /> �vriting,havr�e�rer,that ir�te��st sha�l b�paid on�he�unds.I.ender sha�i�prov�de me,witho�z�char�e, <br /> ' an an.taua�ac�ount�ng of th�Funds as require�i b}+R��PA. � ' <br /> If�here is a sutpl�s of Funds heid in es�ra�v,as d�fined under R��PA,�ender sha��account to n�� <br /> far th�excess fun�s�n ac�ordance with R�SPA. �f there �s a shartage o��unds held in escro�,as <br /> defined und�r RESP�i,Lend�r�ha�.�notify me as��equtred b�R�SFA,a���shal�pay tn�.ender�e <br /> amaunt ne��ssary �o n�a�ce up the shortage �n accordance with R�SP�, but in no mare �han �� <br /> mont���r paymen�s. I�t�ere is a d��cien��r uf Funds hei� in esGrova, as def ned u�der RE�PA, <br /> Lender sha�l notify m��.s r�quired by R�SPA, and I st�all pa�r�o i��nder#��e amount�e�essa+�to <br /> make up the�ef c��n�y�n��.cardan�e with��PA,but in ao rnore ti�an �2 man�hly payrr�ents, <br /> Upan payment in fi�l�of aIt sums secure�by ti�e Lv�n I}o�uments,I.ex�d��•sha��prornpt��ref�nd�Q <br /> me an�Fund�het�by I�ender, <br /> I7, If�he�orrvvvers batance�zas ��en reduced as a resu�r�f 1�his nevw Agreement,i�is unders�ood tha� <br /> any credit�ife,a�c�den�and he��t��,and�nva�untary unempioymen�t�nsurane�wri�#en �n connect�on <br /> with t�iis Zoan has been cancelle�, and tha� any refund af�near�i�d ��•err�i�ms or �har�e� mad� <br /> beCSuSe �f the CSnCe����7Qrl af su�h credit insurance is reflected in t�a� amaunt due under �lass <br /> Agreemen�.�xce�at�ion: �n th�sfate�f�a�i�ornia,Life,�&H�and� ir�suran�e must be�anc��Ied, <br /> with r�fund�app�i�d t���accaun�pri�r�v�r�tty o€t��e settZern�r�t�-ansa�t�on,e�en th�ugf�t�i�re is, <br /> no reduc��Qn in ba�ance as patrt af the sett�emen�, <br /> E. Xf t�zis �oan t�as "��r�#��y Add-�n Premi�m" �redi�Lif� ar Credi�Accident& I��af�h Insurane� <br /> ea�erage,it�s underst�o�d and�gree�t�i���h�Bo�•rowers ac�,ep�anc�of fih.is 14�r�emer�t w��tesu�t�n <br /> t�ie cancel���ian af the abo�e-�n�nti�ned insurances. <br /> F. Lf�he B���ro�er's hc�me nu�ners insurance sho�t�d �apse,�V'�lls Fargo Hvme�orxgage reser�es�e <br /> rig��xa �aIace �ender P�aced Insuranc� {L.PI� on #��� ac�nun�. �f�,PI �s plaeed on �I�� ac�auat�he <br /> monthiy pa�+��en�cau�d in�neas�.A��o�h�r t�rrns af the rnodif�ati�n A�re�rnen�v�rit�nof�e af�'ected <br /> �y the��'I an�vNi��r�ma�in in effec#with accordanee to this Agreetrient, <br /> G. If a��or any par�af the Prap�Y-ty ar any inferest i n the Prope,�+is sa�d Q�•tra.nsfer•t•et��or if�3orr�wer <br /> �s no�a na#�ura1 person and a beneficiat int�r+est in Borrower is sold or tt�nsferred}wi�hout Lender's <br /> �e��s I�a�go Custom A�I�ilt�state�Iaroe At�ordabt�11�'l�di�ic�ti�n Agreernent ��g����������� <br /> �-Sin$le�amiiy 4?.2�Z�I6 �68 <br /> Fag�� <br />