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2� 1 ���933 <br /> agrt�e�d as foi�vws�n�t�vithstandixY�an�h�ng�o the con��•a.ry in the Loa��Dacumen�s}. <br /> �. The 142�d�ca�i�n. <br /> �. The madif ed pri�c�pai ba�araee Qf th�No�e will inc�ude arnounts and arrearages that wi�� be past <br /> due as of the Mod�cativn Eff�tive Dat� ��Itich rna� inc�ude unpaid �d deferred inte�•�st, fees, <br /> �scrow aduances an� other c�s�s, but �xclu��ng un�a�d late cha�g�s, va�ua��an, pt�operty <br /> prese�ratia�, and a�her char�es not pernii�ted under #he �er�s o��h�s modi�cation, collective�y, <br /> "Unpaid Amaunts"���ss any arnaunts pa�d�a�he Lender bu�not p��viaus�y cre�it�d�o�h�madif ed <br /> toan. The n�w prin��pa� ba�ance �f my I�fote wii� be $�f,��75.58 �th� "�Vew�'rinc�pa� �����ce"}. <br /> ' ��t�•ow��• unde�s�ands that by agreeing t� add �i�e Un.paid �ma�t.nts ta #�e prin�i�al balance, t��� <br /> ad�ded I�npa.�d Annaur�ts accru� interest �aased on the xn�erest rat� in e�ect und�r th�s Agreem�n�. <br /> B�a�rower alsa understands tl�a� th�s mea.r�ss in�res� �vi�� nv►� a�crr�� on t.h�unp�id Interes����at is <br /> added��tlze❑uts�arzding princ�pa�ba�a.�c�,�vh�c�r�Qu�d nvt]aappen�avit.�aut t�ais�i,greement, <br /> B, In�ex•est at the ra�� af 4.�.�5�°Io will begin to accru� ax�the�ew�'rinciga!�a1an�� as af N1�iY 1, <br /> zD 1 b and the�`�rst new m��1�I��� �aymen� on t1x���w Pri ncipa.� ���anc� will be d ue an dY.3NE 1, <br /> �415 Interest due an �ach month�y payment will be ca�cu�a�ed b� multiplying ��ne�ew �nnci�a� <br /> Balan�e an��he int�res� rate in �ffe�t a.�t��e #irn�of ca�cula�ian an�d�viding fihe resu�t b�t�v���e <br /> {i2). My Qa�men�sch�du�e for t�e modifi�d L�an i$as fo�ows: <br /> Mnntvs Interest R�te Interest R�te Moet�y Pr��eipal �ontl��y Tat�i Payrnedt <br /> Cb$ng��l�te and Intere.st Paym�nt �s�ro�v 11r[ou�ti� Beg�ns 4u <br /> Pay�ent P�ym�ent* <br /> �niauot� <br /> �1� �..izsa��a os������6 �t4o.s� �z��.sv $39?.�� asEvir���� <br /> *Aft�r your�nQt�ifitai��on�s�om��ete,�c�•aw paymex�t�adjust at Ze�st annual�y tin a�eQrdance <br /> �v'rth applic�tbRe�awr;th��•efo�e,#��e tota�a�an�hl�+p��me,�it may ci��nge according��. <br /> The ab��e�eru�s sha�! supersede any pro�i�ions to the cart�rar°y�n the.�oan Documen�s, i�cluding <br /> bv�t n�t Limited to,�ro�risians fa�an adlustab��,s�ep ar s�rr�p�e�aterest ra�e. <br /> 3. Laan�I+iadifiration Te��uns, <br /> Th�s Agr�ernen��ereb�mo�ifes the fol��wing�en.ns of fhe L�a�.DocUmen�s a�desc�~i�ed��er�in ab�ve as <br /> fa��o�avs: <br /> A. Tfie current cantrac�ua�du�da�e has been c��anged fr+a�11�Q��MSER �.,x�i5��.TUNE 1,�o��. <br /> The�rst madif et����.�ractual�ue da�e is.Ti�IVE 1,��.i�. <br /> � <br /> B. The rnat�iri�y date has�aeen extended fro�xt�iJNE Z,�42�ta J�fE�,���4. <br /> �. `�Y�e amo€�nt of Rec�v�ra���E�penses*to be capifali�ed wi�I be�3.5.$�.U�. <br /> �Reco�e�•a��� Expenses may incfud�, but a�� naf limi��� �o: x�t�e, Attarne� fee�co�ts, <br /> B���Appr�a�sai,anri�or�raperty�reserwatiar�Prop�r�y Inspecfions, <br /> ��lls Fargo�ustvim Mu�tistate Hame Affordabie i�odi�cetian Agr�em�nt ��������������� <br /> --S�ngre Fam�ly 0��6�a�G 368 <br /> Page 3 <br />