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2� 1 ����42 <br /> �C� "Lende�' �s Citibank, N.A. <br /> . . � <br /> Lender is a Corparat�an <br /> organized and existing under the laws of the United Si�ates • <br /> Lender's address is 1���Technology Dri�e�'Fallon, M� 6336&Z24� <br /> �Dj "Trustee" is U!d Republic National Title Insurance Company <br /> . <br /> �Ey "M ERS" is Mortgage Ele�tronic Registration Systems, �n�. MERS is a separate corporation that is a��ing <br /> so�eiy as a nominee for Lender and Lender's successors and assigns. MERS is the bene�ciary under this <br /> Secur�ty Instrument. MERS is organi2ed and exis�ing under the Iaws of Delaware, and has an address and <br /> telephone number of P.�. Bax 2�26, F lint, MI 48541-��25, tel. (S8S}�79-MERS. <br /> �F� "Nate" means the promissory note s�gned by Barrower and dated September Z9, 2�16 . The Note <br /> states�hat Borrower owes Lender �ne Hundred Se�enty 5ix Thousand Fi�e Hundred Thirty Se�en <br /> Dollars�LJ.S. $176,537.U� }plus interest. Barrower has promised�o pay this debt in regular <br /> Periodi�Payments and to pay the debt in full not tater than No�em�er 1, 2U39 . <br /> ��� "Pnvper'ty" mearis �he property that is described below under the heading "Transfer of Rights in the <br /> Property." <br /> �H� "L+o�an" means the debt e�idenced by the Note, plus in�erest, any prepayment charges and late charges due <br /> under the Note, and all sums due under this 5ecurity Instrument, p�us interest. <br /> ��� "Fbders" means a11 Riders to this 5ecurity Instrument that are executed by Borrower. The follvwing Riders <br /> are to be executed by Borrower �check box as applicable]: <br /> 0 Adjustable Rate �tider 0 Condom inium Rider [] Secand Home Rider <br /> Q Balloon Rider []Flar►ned[Jni�De�elopm�nt Rider [] 1-4 Family Rider <br /> �VA Rider ❑Biweekly Payment Rider 0�ther(s} [specify] <br /> 5ehedu�e"A" <br /> ��j "Appl�ble Law" means a11 contralling applicable federal, state and local statutes, regula�ions, ordinances <br /> and administrati�e rules and orders(tha�ha�e the effec�of law}as well as ail applicable fina�, non-appealat�i� <br /> judi�ial opinions. <br /> �Ky "Community Association �ues, Fees, and As�essments" means al� dues, fees, assessments and ather <br /> �harges that are imposed on Borrower or the Property by a cond�minium assaciation, h�meowners <br /> asso�iation or similar orgartization. <br /> 4Ly "Electronic Funds Transfer�' means any transfer af funds, other than a �ransaction ariginated by check, <br /> draft, or similar paper instrument, which is initiated through an eiectron�c terminal, telephonic�instrument, <br /> computer, or magneti� tape so as �v order, �nstru�t, or authorize a financiai institution to debit or credit an <br /> account. Such term includes, but is not l�mited to, point-of-sale transfers, au�omated teller machine <br /> transactians, transfers �nitiated by telephone, wire transfers, and automated clearinghouse transfers. <br /> �Ni y "E�Crow Items" means those items that are described in Section 3. <br /> oo��za3s4oss Citibenk 3.2.10T.9 2 V2 <br /> NEBRASKA-5ingle Famiiy-Fannie MaelFreddie Mx UNIFQRM lNSTRUMEMT WlTH MERS Form 3�28 11D1 <br /> VMP� VMP6AtNE][13�2].0❑ <br /> Wotters Kluw er Financial 5ervi�es Page 2 of 1 T <br />