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2� 1 ��� 138
<br /> The Funds sha11 be held in an instituti�n whose depasits are insured by a federal agency, instrumentality,or
<br /> entity(including Lend�r, if Lender is an institution whos�deposits are so insure�}or in any Federal Ho�me
<br /> Loan Bank. Lender sha11 apply the Fund�to pay the Escrvw�tems no�ater than the time sp�cified under
<br /> RESPA. Leader sha11 nat charge Borrower for holding and applying the Funds,annualiy analyzing the
<br /> escrow ac�ount,or ver��y�ng t�.e Escro�Ite�s,un��ss Len.der p�y�Bo�-r�vver znteres�vn.the Fun.ds and
<br /> App��cab��Law permits Lender to make such a charge.Unless ax�agreement is mad�in writing or
<br /> ApplicaUle Law requires interest to be paid on the Funds,L�nder shall nat be requir�d to pay�orrower any
<br /> interest or eanniag�on the�unds. $orrower and Lender can agree in writing,hawever,that interest shal�be
<br /> paid on the Funds. Lender sha11 give to Barrovver,wi�hout charge,an ann.ual acG�unting of the Funds as .
<br /> required by RE SPA.
<br /> If�here is a surplus of Funds held�n escraw,as defined under RESPA�Lender sha�1 account to Bo�-rawer for
<br /> the excess funds in accordance with RESPA. If there is a shortag�of Funds h�ld in escrow,as defin�d under
<br /> RESPA,Lender sha11 natify Borrower as required by RE�PA,and Barro�ver sha11 pay to Lender the amount
<br /> nec�ssary t�make up the shortage in accordance with RESPA,but in no more than �2 monthly pa}�ments. �f
<br /> there is a defic�ency of Funds held�n escrow,as defined under RESPA,Lender sha11 notify Borrower as
<br /> required by I�ESPA,and Barrawer s�a1�pay to Lender the arnaunt necessary to make up the def ciency in
<br /> accordance with RESPA,but�n no more than �2 monthly payments,
<br /> Upon payment in fu11 af all sums secur�d by this Security Instrument,Lender sha11 promptly refund to
<br /> Borr�wer any Funds held by Lender.
<br /> 4. Charges;LEens.Borrower shall pay a11�axes, assessmen�s,charges, fin�s, a�n�1 imp�sitions attributable to
<br /> the Property which can attain priority o�er this Security Instrum�nt, �easehold payments�r ground rents on
<br /> the Property, if any,and�ommunity Association Dues,Fees,and Assessments, if any. To the extent that
<br /> these items are Escrow Items,Borrovver shall pay them in the mann�r provided in Section 3.
<br /> Borrower shall promptly dis�harge any lien which has priority over this Se�urity Instrument unless
<br /> Borrower: [a}agrees in wr�ting to the paymeat of the abligation secured by the lien in a manner acceptabie
<br /> to Lender,but only so iong as Borrawer is perforrn�ag such agreement;(b�contests the Iien�n goad faith by,
<br /> or defends against eaforcement of the lien in, legal prQceedings which in Lender's opinion aperate to pr�vent
<br /> the enforcement of the lien while those proceedings are pending,but only until such proc�edings are
<br /> c�ncluded;or[c}secures from the holder of the lien an agreement satisfactary to Lender subordinating the
<br /> lien tv this Security Instrument. If Lender determ�nes that any part of the Froperty is subj ect to a lien which
<br /> can attain priorit�o�er this Securit�Instrument, Lender may give Borrower a notice id�ntify�ng the 1ien.
<br /> �ithin 1 Q days of the date on which that n�t�ce is given,Borrower sha11 satisfy the lien Qr tak�one or more
<br /> af the actians set forth above in this Section 4.
<br /> Lender may require Borrower to pay a one-time charge for a real estate tax verifi�ation and�or reporting
<br /> service used by Lender in connection with this Loan.
<br /> - 5. Property��sur�an�e.B�rrawer sha11 keep the improvements no�v exis��ng�r hereaf�er erected�n t�.e
<br /> Property insured against loss by fire,ha�ards inc�uded within the term"extended coverage,"and any other
<br /> ha�ard��ncluding,but not limited to,earthquakes and floads, for which Lender requires insurance. This
<br /> insurance sha11 be maintained in the amounts(including deductible levels}and�for the periods that Lender
<br /> requires. �Vh.at Lender requires pursuant to the preceding sent�nces can change during the term of the Loan.
<br /> The insurance carrier providing the insurance sha1��e chosen by Borrovver subject to Lender'�right to
<br /> disappr�ve Borrower's choice;which right sha11 aot be exercised unreasonabl}�. Lender may requue
<br /> Borro�ver to pay, in connection with this Loan, either: (a}a one-time charge for flood zone determination,
<br /> cer�ification and tracking services;or(b�a one-time charge for flood zon�determina�ion and certificatian
<br /> NEBRASKA-5i�gle Famiiy-Fannie MaelFreddie Mac L1NIF�RM 1NSTRl]MENT WITH MERS Form 3�26 1149
<br /> VMP C� VMPQA(NE)[13U2�.a4
<br /> WoJ#er�Kf�wer Financla!Services Page fi of 17
<br /> q�3359971421 ��33 371 U61� �
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