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2� 1 �� 138 Parcel ID Number: 4��3714�4 whi�h currently has the address of �1�3 w �ood R�ver �d �,�trQ�t� A 1 d a (�'i ty}, Nebraska 6 8$1 D-9�4� �r��'ode} ("Prap�rty Address"}: � T�GETHER�VITH a11 the improvements now or hereai�er erected oa the property,and a11 easements� appurtenances,and fixtures n��v or h�reaft�r a part of the property.A�1 replacernents and additi�ns�hal�also be cQ�ered by this S�curit�Ins�rument.A11 vf the foregoing�s referred to in this Security Ins�ument as the "Property." Barrower u�.derstands and ag�rees that MERS�iolds only Iega1 title to the interest granted by Borrvwer in�his Security I�strumeat,bu�, if necessary ta corr�piy with law or�ustom,MERS�as nominee for Lender and I�ender'�successars and assign.s�has the r�ght:to exercise an.�or a��af thos�interests, including,but not limited to,the right to foreclose and sell the Property;and to ta.ke any action requued of Lender ineluding,but nat 1�mited ta,releasing and canceling this Security Instrument. B�RRt7WER C��ENANTS that Borrower is lawfully seised of the estate here�y conveyed and has the right to grant and convey the Pr�perty and that the Frapexty is unencumbered,except for encumbrances of record. BQrrotiver wanants and wi11 defend generally the title to the Property aga�nst a11 claims and demands� subject t� any en.cum�ranGes of record. THIS SEGURITY INSTRUMEI�TT combines uniform co�enants for aational use and non-uniform co�enants with limited�ariativtis by jurisdiet�on to constitute a uniform security instrument co�ering real property. Un�form�o►renants.�3arro�ver and�.ender cove�.ant and agree as fol�ows: 'I. Paymer�t of Principal,�nterest, Escrow ltems, PrepaymentCharges,and Late Charges.Borrower sha�l pa�when due the principal of�and int�rest+�n,the debt evidenced b�th�Note and any prepayrnent charges a�xd late charges due under the Note.Borrower shalt also pay fund�far Escrow Item�pursuant to Section 3. Paymen.ts due under the�Tate and this Seeurity Instrument shall be made in U.S. currency. Howe�er, if an�check or ather Yas��nent re�e�ved by Lender as pa�ment u�der the N�te or th�s Secu��ty Instrument is returned to Lender unpaid,Lender may require that any or all subsequent payments due und�r the Note and this Secur�ty Instrument be made in one�r more of the fo��owing forms,as seleeted by Lender: �aj cash; �b}money order; (c}certif�ed c�eck,�ank check,treasurer's ch�ck vr cas�iier's check,pravided an� such check is dravvn upon an institutian whose deposits are �nsured by a f�deral agency, instrumentality,or entity;or(d}Elec�ronic Funds Transfer. Payments are deemed received by Lender when rec�i�ed at the locat�an designated in the Note�r at such ather location as may be d�signated by Lender in accordance with the notice provisio�s in Section 15.. L.ender ma�r return.any payment or part�a�pa�ent�f the pa�ment or part�a�payrnen�s are�ns�f�cient to bring the Loan current. Lender may accept any payment or pa�rtiai payment iasuff'icient to bring the Laan cun�nt,w��h�ut waiver of�ny rights hereunder or prejudice to its rights to refuse such payment or partial payme�ts in the futur�,but L�nder is not obiigated�o app�y sueh payments at the time such payments are accepted. If each Periodic Payment is applied as af its seheduled due date,then Lender need not pay�nterest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment ta bring th�Loan eurrent. If Borrower doe�nat do so within a reason.able periad of time,Lender sha��either apgxy such�unds or return them to$orrower.If nat applied earlier,such funds will be applied to the outst,anding principal ba�ance under the Note immediate�y prior to foreclasure.No offset or claim which Borrower might ha�e n.ow or in the future against Lender shall relieve Boxrower from making payments due under the Note and thrs Security Instrument or performing the co�enant�and ag,reements secured by this Secur�ty Instrument. MEBRASKA Singie Family-Fannie MaelFreddie Mac LlNiF�RM INSTRLIMENT WITH MERS Farm 3428 1l�1 VMP� VMPBA(NE}(1342).44 Nlolters Kluwer Firt�ncEal 5erv'rc.es Page 4 of 9 7 qa335��a.o�1 oz�� 3�� o�l�