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2� 1 ��5932 Parcel !D N u m ber:4 D�17�4�8 which curr�ntly has the address of �1D W 9�h St ��treet� �ood Ri v�r �City�, Nebraska �8883-9177 ��ip�'oc�e} �"Praperty Address"�; T�GETHER WITH a11 the improvements naw�r hereafter eree�ed on the praperty,and a11 easements, appurt�na�c�s,a�nd f�xtures now or her�a�t�r a par�of the propert�.A11 r�p�a�ements and ad�ditio�s shall als� be c�vered by th�s Security Instrum�at. A11 vf the foregoing is re�erred to in this Secwri.�y�nstrunr�er�t as th� "Property." Borrower understands and agre�s that MERS holds only lega�title ta the interests gra.nted by Borrower in this Security�nstrument,but, xf necessar�r�o comp�y with�aw or custam,MERS(as n.omin�e for Lend�r and Lender's successors and assigns}has�he righ�:to e�ercise any or a11 af those interests, including, but not 1im�t�d to,the right to for�close and se11 the Froperty;and to take any action required af Lender inc�uding,but nQt limited to,releasing and canceling this Securi�y Ins�rum�nt. B�RR�WE�C�VENA�ITS that Borrower is lawfu��y seised of the es�ate he�eby canveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances af record. B�rrower warrants and wi11 d�f�nd generally the title to the Pr�pert�against a11 claims and demands, subject ta an}�encumbrances of recard. THIS SE�LTRITY IN�TR.UMENT combines uniform covenants far national use and non-uniform c��enants with lirnited�ariations by jurisdictron to const�tu��a uniform security instrument covering real property. UN�F�R�IA C�VENANTS.Borrower and Lender co�enant and agree as fallaws: 'I. Payment af Princ�pal,lnterest, Escrow Items, and Late Charges.Bonower sha11 pay when due the principal af,and interest on,the debt evidence�l by the Note and�ate chaerges due under the Note, Borrow�r shall a�so pay funds for Escraw Items pursuant to Section 3. Paymea�s due under th�Not�and #his Se�urity Instrument shall be made in LJ.S. curr�ncy. Ho�ever, if any check ar ather instrument received by Lender as paymen�under the Note ar this Securxty Instrument is returned ta Lender unpaid, Lender may require�hat any or a11 subsequent pa�rnents due under the Note and this Security Instrument be made in one or more of the following forms,as se�ected by Lender: (a��ash; (b)moa�y order; (c) certified check,bank ch�ck,treasurer's check ar cashi�r's check,provided any such eheck is drawn upon an ins��tut��n whose dep�sits aer�insured by a federal agency, instrumentality,ar ent�ty;or(d}Electronic Funds Transfer. Pa�ments are deemed ree�iv��i by Lender vvhen re�ei��ed�.t tl�e locatian design.ate��n tl��l�ote ar at such other 1oGation as may be designated by Lender in accordance vvith the not�ce prov�sian��n Section �4. Lender may return any payment or partia�payment if the payment or part�al payments are�nsufficient to bring the Laan current. Lender may accept any paym�nt or partial paym�nt�nsuffi�ient to baring the Loan current,without�vaiver of any rights hereunder or prejudiGe to its rights�o refuse such payment or partial payments in the fu.ture,but Lender is not obligated to app�y such payments at the time such pa�ents are accepted.If each Periodic�`ayment is applied as of its�che�uled due date,then i.ender need not pay interest on unapplied funds. Lender rnay hold such unapp�ied funds until B�rrower makes payment to brin.g the Loan current. If Barro�er does not do so within a reasonable period of time, Lender sha11 either apply such funds or return them to Borrower. �f not applied earlier, sueh fun�i�wi11 be applied�o the outstanding princ�pal balanc�under the I�ote immediate�y pr�or to foreclosure.No offset or c�aim vvh�ch Borro�ver might have nov�or in the future against Lender shall relieve Borrower from making payments due under the Note and th�s Security In.�trument or performing��e covenant�and agreements secured by this�ecurit}�Instsument. FHA Deed of Trust With AAERS-NE 913412fl14 Bankers 5ystemsT� VMP� VMP4N(NE}{�5fl6),p4 Wolters Kluwer Financial Services Page 4 of 17 qn3358881Z85 Q233 522 Q417