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2� 1 ��5722 All insurance polic�e�reQuired by Lender and renewals of such palicies shall be subject ta Lender's right to disapprove such policies, shatl inciude a standard mor�gage clause,and shall name Lender as mortgagee andlor as an additional loss payee.Lender sha��ha�e the right to hold the poiicies and renewal c�rtificates. If Lender requires, Borrower shall promp�ly gi�e to Lender all receipts of paid pr�miums and renewa�notices.If Borrower�btains any form of insurance co�erage, not otherwise required by Lender,for damage to,or destruction of,the Property,such policy sha�l include a standard martgage�lause a.nd shal�name Lender as mortgagee andlor as an additional loss payee. In the event of loss,Borrawer shall gi�e prompt notice to the insurance carrier and Lender. Lender may make proof of lo�s if not made prompt�y by Borrower.Unless Lender and Borrower oth�rwise a ee in vWriting,any�nsurance praceeds,whether or not the under�ying insurance was required �' by Lender,shali be app�ied tv restoration or repair of the Property, if the restoration or repair is economica�ly feasibie ar�d Lender's se�ur�ty is not lessened.Dur�ng�uch repair and restoration per�od, Lender sha�l have the r�ght to hold such insurance pra�eeds until Lender has had an opportunity to ins ect such Praperty to ensure the wark has been completed to Lender's satisfaction,pravided that p • • ma di��urse ro�eeds for the re airs and such�nspect�on shall be undertal�en promptly. Lender y p p restoration in a sir�g�e payment or in a series of progress payments as the wor�is completed.Unless an agreement is made in writing ar App�icabie Law requires interest to be paid on such insurance � raceeds,Lender shal�not be required tv pay Borrower any interest or earnings on such proceeds. Fees far ublic adjusters,or other th�rd parties,retair►ed by Borrower shal�not be paid out of the insurance p p roceeds and shall be the soie obligation of Borrower. If the restoration or repair is not economicaliy feasible ar Lender's security wauld be�essened,the insurance pro�eeds shall be applied to the sums secured by this Security Instrument,whether or not then due, with the excess, if any,paid to Borrower. Such insurance proceeds shal�be apptied in the order provided for in Section 2. If Borrower abandor►s the Property,Lender may file,negot�ate and settle any available insurance claim and related matters.If Borrower does not respond within 3�days to a natice firom Lender that the u�►suranGe carrier has offered to settle a claim,then Lender may negotiate and seitle the claim. The 34-da riod will begin when the notice is given. In either e�ent,ar if Lender acquires the y� Pro e under Section 22 or otherwise,Borrower hereby assigns to Lender(a}Borrower's rights ta p � • ' Note or this Se�uri any insurance praceeds�n an amount nat to ex�eed the amounts unpaid under the ty Instrument,and(b�any oth�r of Bvrrower's rights[other than the right to any refund of unearned remiums aid b Borrower�under ail insurance policies co�eri.ng the Property, insofar as such rights p , p Y ar�a licable to the co�erage of the Property.Lender may use the insurance proceeds either to repair �p or restore the Pra erty or to pay amaunts unpaid under the Note or this Security Instrument,whether P ar not then due. S. ��Cu anCy. Barrower shall occupy,establish,and use the Property as Borrower's principal p res�dence vv�thin 6�days after the execution of this Secur�ty Instrument and shall continue to�ccupy the Pra e as B�rrower's princ�pal res�dence far at�east one year after the date of accupan�y,unl�S� p �Y Lender otherwise agrees�n writing,whiGh consent shali not be unreasanably w�thhe�d,or unless extenuating circumstan�es exi�t which are beyond Barrower's cantro�. l. Preservation, Maintenance and Protect�on of the Property; Inspe�tions. Borrower sha�l not destroy,damage or�mpair the Property,all�w the Pr�p�r�y ta deteriarate or commit vvaste HCFG-Q�359 NEBRASKA-5ingle Family-Fannie MaelFreddie Ma�UNIF4RM INSTRLIMENT F°rm 3�8�ro1 44J1 fi VMP� W�olters Kluwer Financial Servioes 201fiD82315.3.2.350�J2016U42fiY Page 7 0�7l f «