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201605684 <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 30th day of August, 2016, and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security <br />Deed (the "Security Instrument") of the same date, given by the undersigned (the Borrower") to secure <br />Borrower's Note to Exchange Bank (the "Lender") of the same date and covering the Property described in <br />the Security Instrument and located at: <br />4245 Yarrow Drive <br />Grand Island, NEBRASKA 68843 <br />(Property Address) <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other <br />such parcels and certain common areas and facilities, as described in <br />Covenants, Conditions and Restrictions of Record <br />(the "Declaration"). The Property is a part of a planned unit development known as <br />Copper Creek Estates <br />(Name of Planned Unit Development) <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent <br />entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the <br />uses, benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Constituent <br />Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of incorporation, trust <br />MULTISTATE PUD RIDER - Single Family — Form 31501/01 <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page t of 3 <br />ips, Inc. Borrowers) Initials zm(1-4�6e <br />