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201605684 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />-Witness <br />zlx��A LGt% (Seal) <br />Matthew C Ripp -Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />-Witness <br />J01 O_Z� Seal <br />Shannon M Ripp e -Borrower <br />The foregoing instrument was acknowledged before me this 30 day of August <br />2016 , by Matthew C Ripp and Shannon M Ripp. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires:Tune 19, 2019. <br />GENERALNOTARY - State of Nebraska <br />SARAH M. WILES Qu� <br />My Conan. EV. June 19, 2019 Notary Public <br />Loan originator (organization): Exchange Sank; NMLS #: 411384 <br />Loan originator (individual): Kari Rogers; NMLS #: 819028 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc, - 31639 <br />