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2� 1 ��5�31 d�signat�d a substitut�nnt��address�y not��e�a Lender. Borr�wer sha�l promptl� notify Lende�r af Borrower`s change of address. Xf Lender sge��fies a procedur� for r��or�ing F3�rrow�r's�hange of addr��s, �hen Borrower sha�l only repor�a change af address �hraugh tha� spe�i�ied pro�edur�. There may be only one designated not�ce address under this Security �ns�rumen� at any one�ime. An�r notice to Lend�r shall be given by deli�rering it�r by ma�ling it by first class mai� to Lender's address s�a�ed h�rein unless Lender has d�s�gna��d another address by notice t�Borrawer. Any notice in c�nnect�on��th th�s Security Instrumen�shall no�be deemed ta have been g��en�o Lender unt�l actua��y r�ceiv�d by Lender. �f an�natice requ�red by this �ecur�ty �nstrument is a�s� required under App��cab�e Law, �he Applicab�e Law requirement will satisfy�he�orr�spond�ng requ�remen�under th�s Secur�ty �nstrum�nt. '16. �overn�n� Law; S�rr�rability; Ru�es �f �nnstructian. This 5ecuri�y Instrumen�shall be go�erned b� federal lav�r and the Iaw of the jurisdiction �n which�he Praperty is loca�ed. AI� r�gh�s and obli�a�ions cantained in this 5ecurity �nstrument are sub�ec�to any requirements and�imztat�ons of App�z�ab�e Lav�r. Appl�cable Law might explic�t�y flr �mp�icitly allow �he part�es to a�ree by contract or i�might be si�ent, but such silence shall not be cons�rued as a prah�b�t�on aga�ns�agre�n�.�nt by contract. In the event that any provision ar c�ause af�h�s S�curity Instrument or the �ote con�l�c�s w�th Appli�able Law, su�h c�nfliG�shall no� affect oth�r pro��s�ons af this S�curity �nstru�ent ar�he Note which can be g�ven effec�w��hout the conflic��ng provis�on. As used in this Securit� Instrument: �a}words of the mascul ine gender sha�l mean and �nc�ude corresponding neu�er words �r words of�he fem�n�ne gender; �b} w�rds �n the s�ngular sha�� m.ean and inciude th�plurai and�ice versa; and�c� the word "may" g�ves so��discr��on w�thaut any o��gatian t� take any ac�ion, '[7. Sv�rower's �vpy, Borr�wer�hall b�given on�copy of the Nate and af thi�Securi�y �nstrumen�. '18. Transfer af the Praperty or a Beneficial lnterest in Borrower, As used in�his Sec�i�n �8, "�n�er�s� in the Proper�y" means any l�ga� or benefi�ial in�eres� in the Praper�y, �ncluding, but nat l��nzted to, thflse beneficial int�rests transf�rre� xn a band �or deed, ��ntract f�r de�d, �n�talim�nt sa�es contract or es�row agreemen�, [he �ntent o�wh�ch zs the transfer of t�t�e by Borrower at a future da�e ta a pur�has�r. �f ali or any part of�he Prap�r�y or any �n�erest �n the Property is sa�d�r�r�nsferred �or if Barrower�s no� a na�ural person and a ben��c�a� interest in Borrower is �o�d or trans�erre�} withau� Lend�r's pr�or wr�tt�n consent, Lender may requ�re immediate payment i� fu�l of al� sums secured by th�s Securz�y �ns�rument. Hoti�ever, this optian shaii not be exercise�by Lender if�uch exercis� �s prohih�ted by App��cab�e Law. �f Lender exercises this optian, Lender shall g��e Borrower not�ce of accelera��on. The natice shal� prav�de a peri�d of nat less than 34 days fr�m the da�e th�nat�ce�s given �n accordance w�th Sectian 15 withir�which Borro�ver mus�pay all sums secured�y this Security �nstrument. �f Barro�ver Fai�s ta pay thes�sum�priar t� the e�pira��on of�h�s per�od, Lender may �nvake any remedi�s permitted by �h�s Secur�ty �nstrumen�withaut fur�her not�ce or demand on Borrovv�r, 'L 9. Bvrr�wer's Right tv Reinstate After Acceleration. �f Barrower meets cer�a�n cond�tions, Barrov�r�r shal� have the righ�to have enfflrcemen�of thi�S�cur��y �nstrum�n�d�scontinu�d at any time priar to the earliest of: �a} f��e days before sa�e of�he Proper�y pursuant to any p�wer af saie c�ntained in this S�curity Znstrumen�; ��} such�ther perzod as App��cab�� Law mzgh�specify f�r the�erminat��n of Borrower's righ�� re�nstat�; or�c} entry�f a judgmen�enforci�g this Security Ins�rumen�. Those�and�t�ans are that Bflrrower; �a}pays L�nder al� sums whi�h th�n would be due under this Secur�ty �nstrument and the Note as if no acceleration had�ccurr�d; �b} cures an�r d�fault�f any a�her�avenants ar agre�ments; (c}pays ali e�penses in�urred in enf�rc�ng�h�s Security �nstrument, �nc�ud�ng, but n�t limited to, reasanable attarneys' fees, proper�y �nspe�t�on and va�uatian fees, and o��er fees incurred for the purpose af prote�ting Lender's interest N�BRASKA-5ingle Fami[y-Fannie MaelFreddie Ma�UNIFaRM tNSTRUMENT Forcn 3D28 11�i VMP� VMPs(N�y{i 30�� Walters Kluwer Financia�Ser�ices Page 12 of i 7'