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r <br /> 2� 1 ��5�31 <br /> �2. B�rrower Nat �eleaset�; Fo�hearan�e By Lender N�t a VIJ`a��er. Extension of the�ime far pa�men�ar <br /> modification of amar��za��on of�he sums secured by�h�s Securit� Instrumen�granted�by Lender to Barrower <br /> or an� Successar�n�n�erest of Borrower shall not operate to release the liab�l��y nf Borrower or any <br /> Successors in In�eres�of Borrower. I�nder shall no�be requir���o �omrnence proceedings agains�any <br /> Successar in In�erest of Borrower ar tn refuse to e��end time f�r paym�nt or o�herw�se mod�f� amor�iza�ian <br /> of the sums secur�d b��his Securit� �nstrumen�by reasan of any demand made by the orig�na�B�rrow�r or <br /> any Successors in In�er�s�of Borrower. Any forbearance by L�nder in exercising any r�gh�or renr�edy <br /> including, w�thout I�mitation, Lender's acceptance nf paymen�s fram.th�rd persons, entities or Success�rs in <br /> �n�erest of Borrower or in amnunts less �han the am�un��hen du�, shall not be a waiver of or preclude�he <br /> exere�se of an� righ�or remedy, <br /> "�3. Joint and SeWera� Liabi�ity; Ca�signers; Successors and Assigns Bound. �orr�wer co�enants and <br /> agrees that Borrower's o�iigat�ons and Iiah���t� shall be join� and se�rerai. However, any Borra�er wha <br /> c�-signs th�s Security �nstrument bu�d�es not exe�ute the Nate�a "co�signer"}: �a} �s co--si�ning this <br /> Se�ur��y �nstrumen�on��to mor��a�e, grant and convey�he co-sign�r's inter�st �n the Proper��under the <br /> terms of�his Securi�y Instrument; �b} is not personaliy obligated t�pay �he sums secured b�this Securit�r <br /> �nstrum�nt; and �c} a�rees that Lender and any ather Borr�wer can agre�to e�tend, modify, forbear ar make <br /> an� acc�mmoda�ions vvi�h r�gard to the terms of this Se�urit� Instrumen�or th�Na�e v�r�th�ut the c�-signer's <br /> consent. <br /> 5ub��ct to the pro�is�ons af Sec�iar� �S, any Success�r in In�erest of Borrower vvho assumes Borro�ver's <br /> �bliga�ions under th�s Security �nstrumen� �n writing, and is approWed by Lender, shal�obtain al� af <br /> Borrower's righ�s and ben�f��s under this Security �ns�rumen�. Borro�ver shall n��be re�eased fr�m <br /> Barr��v�r's o�iiga�ians and Iiabi��t�under th�s S�cur��� �nstrument un�ess Lender agrees to such re�ease�n <br /> wri�in�. The co�enan�s and agreemen�s of this Secu�ri��r �nstrument shall bind �except as pro��ded �n Sec��on <br /> 2�} and�en�fit the success�rs and assigns of Lender, <br /> 'i 4. Laan Charges. Lend�r ma� eharg�B�rrovver fees f�r ser�ices performed �n connect�on with B�rrower's <br /> d�faul�, for�he purpos��f�rotect�ng Lender's i�a�eres� in the Prap�rty and right�und�r th�s Secur�ty <br /> �nstrumen�, inciudi��g, bu�no�I�rn��ed�a, at�orn�ys` fe�s, property inspec�ion and va�uat�on fees. �n r��ard to <br /> an�o�her fees, �he absenc�of express auth�rit� in�his Securi�� �nsrrum�nt to charge a speci�c fee to <br /> BnrrovW�r sha�I no�be construed as a prohibitxon on the charging of such fee. Lender may not�harge fees <br /> �hat are express�y prah����ed by th�s Securi�y �nstrument�r b� Applicab�e Lavv. � <br /> If�he Loan�s sub�eGt to a�av�r wh�ch sets maximum�aan.charges, and�ha� la�� �s �nally interpreted so that <br /> the interes�or other�nan charges c�ilected or t�be collected in conn�ction with�he Loan�xce�d the <br /> perm�tted lim�ts, �h�n: �a} any such Ioan�har��sha�1 be reduced b� �he amount ne�essary to reduce the <br /> charge�o the perm��ted ��mit; and �b} an� sum.s a�ready cai�ected fram Borrov�rer wh�ch exceeded permitted <br /> Iimits vwill b�refunded to Borrow�r. Lend�r ma��hoose to make�his refund b� reducing the prine�pa� ov�ed <br /> under the Note or by making a dire�t pa�ment to Borrower. �f a refund reduces prin�ipal, �he reduct��n v�iil <br /> be trea�ed as a partza� prepayn�ent withou�any prepa�men�charge tv�hether or n�t a prepa}�ment charge is <br /> pr���ded for under�he Not�}. Borr�wer's a�ceptance of any such refund naade by d�r�ct payment�o <br /> Borr�vuer wi�l��ns�i�u�e a v�ai�er�f an� right of action Borrov�er might ha�e arising aut of such nv�rcharge. <br /> �5. Notices. Al� not�ces gi�en�y Borrov�er or Lender in conne���on v�r�th�his Se�urit� �ns�rumen�must be�n <br /> �rit�ng. Any notice to Bflrrov�rer�n connect�on with�his Securi�y �r�strumen�shal�be deemed t�ha��been <br /> gi�en�o B�rrower when ma��ed by f�rst c�ass mail �r vvhen actually de�ivered�o Borrow�r's not�ce address �f <br /> s�nt�y other means. No�ice�o an�r one Borrower sha�� cons���ute no�ice�o al� Borro�ers un�ess Appl��ab�e <br /> Law express�y requires other�v�rise. The no��ce address shall be the Property Address unl�ss Borrower has <br /> NEgRASKA-Single Famity-Fanni�MaelFr�ddie Mac UNIFORM lNSTRUMENT �arm�ozs��ai <br /> VMP(� VMPfi[N�]{13023 <br /> Walt�rs Kluwer Financial Ser�ices Page 1 i of 17 <br />