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, 2� 1 ��4815 , under this Security Instrument unless Lender agre�s to such release in wri�ing. The caWenants and agr�ements of th�s Security Ins�rument shall bind�e�cept as prov�ded in Sect�on 2�}and benefit the successors and assigns of Lender. 14. Loan�harges. Lender rnay charge Barrower fees far ser�ices performed in connec��on with Barrower's defaul�, for the purpose of protecting Lender's interest in �he Property and rights under this Security Instrument, including, but not limited to, attorneys' fees,praperty ins�ect�on and va�uation fees. �n regard to any a�her fees, the abs�nce of express authority in this Security Instrument to charge a specif c fee to Borrower shall na�be cons�rued as a prohibitian an the charging of such fee. Lender may not charge fees tha�are expressly proh�bited�y�his Security Instrument or by Applicabl�Law. �f the Loan is subj ect to a taw whzch sets maximum Ioan charges, and that law is finally interpreted�a tha�the in�erest or other �oan chaxg�s collected or ta be c�llected in cannecti�n with th� Loan exceed the�ermitted limi�s, then: �a�any such loan�harge sha��be reduced by the am�unt necessary to reduce the charge ta the permitted limit; : and�b}any sums already collec�ed from Borravver which e�ceeded permitted lim�ts W�II be refunded to Borrower. Lender may choose to make�h�s refund by reducing�he principal o�ved under�he No�e or by mak�ng a direct paymen� tv Borrower. Tf a refund reduces principal, the reduction will he �reated as a partiai prepayment without any prepayment charge�vvhether ar not a prepayment charge is pravided for under the Note�. Borrvtiver's acceptance of any such refund made by direct payment�o Barro�ver wi�l constitute a waiver af any right of ac��on�3arrawer might ' have ar�s�ng ou�af such overcharge. 1S. NotiCe�. All notices g�ven by Barrawer or Lender in cvnnect�an with this Security In�trument must be�n writing. Any nfltice to Borrower in cann�ctian with this Security Instrument shall be deemed t�ha�e been given to Borrow�r when mailed by f rst class mai�or when actua�ly delivered ta Borra�ver's na�ice address if sent by other means. Notice ta any one Borrower shall consti�ute natice td all Borrovvers unless Applica��e Lav�express�y requ�r�s otherwi�e. The notice address sha�l be the Property Address unless Barrawer has designa�ed a substitute nat�c� address�y notice�o Lender. B�rrower shal�promptly no�ify Lender af Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address,then Borrawer shall anly report a change af addr�ss through�hat spec�fi�d pracedure. There may be only on�designa�ed notice address under this Security�nstrument at any ane��me. Any notice�o Lender shall be given by deli�ering it or by mailing i�by f rst cta�s mai�to Lender's address stated herein unless Lender has des�gnated anather address by notice to Borrower. Any nvtice�n connection with this Secur��y�nstrument shall nat be deemed t�ha�e been gi�en�o Lender until actuai�y received by L�nder. If any notice required by this Security �nstrument is also required under Applicable Law, the Appl�cable Law requirement will satisfy the carresponding requiremen�under this Security Instrument. 16. Go�erning Law; Severa�ility; Ru�es of�onstru�tian. This Security Instrumen� shal� be governed by federal�aw and the Iaw of the�urisdict�on in which the Proper�y is �ocated. All rights and obligativns contained in this Security Instrurnent are subj ect to any requirements and limitations of Applicab�e Lav�. Applicable Law might explicitly or implicitly a��ow the parties tv agree by cantract or it might be silent, �ut such s�lence shall nat be eonstrued as a pr�hib�tion agaxnst agreement by contract. �n the�vent that any provision or c�ause of th�s Secur�ty Instrument or�he Note confl�cts with Applica�le Law, such confl�ct shal�no�affec�other pro�isians of this S�curity ; Ins�rument ar�he Note wh�ch can be given effect without the conflic�ing pra�ision. As used in this 5ecurity Instrument: �a}w�rds of the mascuiine gender shal�meari and include correspond�ng neuter�vords ar words of the feminine gend�r; �b}words in�he singular shali mean and in�Iude the plural and��ce versa; and(c}the word"may" gi�es so�e d�scretion withaut any obliga�ion to�ake any action. 17. Borrower's Copy. Borrawer shall he given one copy af the Nate and af�his Securi�y Ynstrum�nt. 18. Transfer af the Property or a Beneficia� Interes�in Borrawer. A�us�d in this 5ectian �8, "�nterest xn the Praperty" means any �egal or beneficial interest in the Property, including, but nat tim�ted to, thos�beneficia� interests transferred in a bond for deed, �ontrac�for deed, instal�ment sa�es cantract ar escrow agreement, the intent of which is the transfer af tit�e by Barra�ver at a futur�date to a purchaser. If a��or any part of the Property or any Interest in the Prop�rfiy is sold or transferred�or if Borro�ver is not a natura�person and a beneficial interest in Borrawer is sold ar transferred}without Lender's priar�rri�ten consent, Lender may require immediate payment in full of al�sums secured by this Securi�y�nstrument. Hovvever,this optian shal�nat�e exerclsed by Lender 1f such exercise is proh�b�ted by Applieabl�Law. NEBRASKA--Single Family-�Fannie MaelFreddie Ma� UNIF�RM fNSTRUMENT- MERS DoclHaylc o Form 3Q28 1101 Page 1� of 15 www_docmagic.corrr � �L- .. � ' � �..m.�.... � � i r� i i