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2� 1 ��4733
<br /> An�app��cat�on af paymen�s, insuraz�ce proceeds, �r Miscellaneous Praceeds to principa� due under�h�Na�e
<br /> sha��n�t ex�end nr pastpone�he due date, �r change th�amoun�, �f th�Per�od��Payments.
<br /> 3. Funds for�scrflw Items. Borrov�er shall pa�r�o Lender on the day P�r�odi�Pay�nents are due under�he
<br /> Nate, un��� ��e N��e�s paid�n fuli, a sum��he "Funds"} to pr�v��e far payment of am�unts due for: �a} �a�es
<br /> and as�essments and other��ems which�an a��ain priori�y over th�s S�curity �nstrument as a�ien�r
<br /> en�umbrance fln�he Propert�; �b� leasehfl�d pa�ments or ground rents on the Propert�r, if an�; ��}prexniums
<br /> .
<br /> for an�and al� �nsuranc�requ�red by Lender under Sec�i�n 5; and �d} Mar�gage Insurance prem.�ums, if any,
<br /> �r any sums payable by Borrower�o Lender�n�ieu of�he payment of M�rt�age Insurance pr�m.�ums �n
<br /> acc�rdance vvi��.�he pra��sxons�f Sec�xon 1 a. These iterns are ca�led "�scrow �tems." A�origina�ion or at
<br /> any t�rnie dur�ng�he�er�n�f��ie Loan, Lender ma� requir�tha�Communi��r Assoc�ation Du�s, Fees, and
<br /> Assessments, if any, be escro�ed by Borrower, and such dues, fees and assessments sha��be an Escrow
<br /> ��em. Borrovver sha11 promp�ly furnish to Lender a�l no�ices of amoun�s to be paid under�h�s Sec�ion.
<br /> Barrower shall pay Lender the Funds f�r Escrovv Items unl�s� Lender wa�ves Barrower's obiiga���n t� �ay
<br /> the Funds far an�or a11 Escrow ��ems. Lender may v�ai�e Borrawer's obl�ga�ion�o pay to Lender�unds for
<br /> any or a�� Escrov�r ���ms at any time. Any such wai�er ma� only be in wr�t�ng. �n�he e�rent of such wa�ver,
<br /> Borrower shal�pay dir�ct�y, when and where payable, the amaun�s due far any Escro� �tems for which
<br /> paym.en�of Funds has been wa�v�d by I.�nder and, if Lend�r requires, sha11 furn�sh to Lender rece�pts
<br /> ev�den�ing such payment w�th�n such time period as Lender may require. Borrower's obiigation to make
<br /> such paymen�s and��provide rece�pts shail for all purposes be deemed to be a co��nant and agreemen�
<br /> conta�ned xn th�s Secur�ty �nstrumen�, as the phrase "covenant and agreemen�" �s u�ed �n Sectxon 9. If
<br /> B�rrov�er i� abliga�ed�a pa�r Escrav� I�ems d�rec�ly, pursuan��o a wai�er, and Borrower fa�ls ta pay�he
<br /> amoun�du�for an Escrow Ytem, Lender may exercis� i�s rights under Se�tion 9 and pay such am�un�and
<br /> Borr�wer sha�i th�n be n��igated under Sect�on 9�o repay ta Lender any such amount. Lender may revok�
<br /> �he vwai�er as �o any or all Escr�w I�ems a�any t�me by a not�ce gi�en in accordance with Section �5 and,
<br /> upon such revocat��n, Borrower shali pay�o Lender a�l Funds, and in such amounts, that are�hen requir�d
<br /> un��r t�xs S��t��� 3�
<br /> Lend�r ma�r, a�an���me, collec� and hold Funds ir� an amount (a} sufficien�to pernzi� Lender�o apply�he
<br /> Funds at the��me speci�ed und�r RESPA, and (b� no�ta exceed the ma�cimum amaun�a lender can requ�re
<br /> under RESPA. Lender shall estimate the amount of Funds due an the basis of current data and reasonable
<br /> estxma�e�of expendxtures of fu�ure Escrow �tems ar otherwise in accardance wi�h Applicab�e Law.
<br /> The Funds shall be he�d �n an�nstitution whose deposits are insured by a f�dera�agenc�, �nstrumentali�y, nr
<br /> en�i�y ��nc�uding Lend�r, if L�nder is an in�titut�an�vhase deposits are sa insured}or in any Federa� Home
<br /> Lnan Bank. Lender sha�� app�y the Furids�o pay�h�Escraw I��ms n� �ater than the t�me sp�c�fied under
<br /> RESPA. L�nd�r shall no�charge Borrower for hold�ng and applying the Funds, annually analyzing the
<br /> escr��v account, or verifying the Escrow I�ems, un�e�s Lend�r pays Borr�wer in�eres�on the Funds and
<br /> App�icable Law permits L,ender to make such a charge. Un�ess an agreemen� is made xn writing�r
<br /> Applicable Law requ�res interest to be paid on the Funds, Lender shall not be r�quired ta pay Borrov�er any
<br /> in�er�st or earnings on the Funds. Borrow�r and L�nder can agree in wri�ing, howe��r, that interest shali be
<br /> pa�d on the Funds. Lender shail gi�re ta Borrower, urithout charge, an annual accounting of�he Funds as
<br /> r�quired by RESPA.
<br /> �f�here�s a surp�us of Funds he�d in�5cr�vv, as defined under RESPA, Lender shall account to Borrawer for
<br /> the excess funds �n accordance wi�h RESPA. �f there is a shar�age of Funds held in escrow, as de�ned under
<br /> RESPA, I.�nd�r shall no��fy Borrow�r as required by RESPA, and B�rrawer shal� pa�t� Lender the amaunt
<br /> �.e�essary to ma.k�up�h�shor�age in accordance wi�h RESPA, �ut �n no more�han ��m�n�hly paym�nts. �f
<br /> �here is a deficiency�f Fund�he�d �n esGrow, as defined und�r RESPA, Lender shal�natify Borrower as
<br /> N�BRASKA-Single�amily-Fannie Mael�redrfie Mac UNI�C3RM�N5TRl3MENT Form 3028 11D'i
<br /> VMP[R] VMP6tIVE}t�3a23
<br /> Wolters Kiuw�r�inar�ciaf Ser�icss Page 5 a#17
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