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<br /> _._ �.Charges;i.�iens�Sor�rower shal�pay aIl tax�s,assessmenf�,charges,fznes,arid�m�asitiorts attrihutable�o the
<br /> Pr�perty�hich�ar�atta�n priority av�r�hzs Securit�Zn�rument,�ease�o�d payments or gr�und rents on th�Properiy,if
<br /> any,an�.�o�n�nunity Associafion�ues,�ees,and Assessments,if any.To the exfen�th��these zf�ms are Escr4��v Y��ms, -
<br /> BorrQw�r sha�i�ay�hem�n the manner prc�vided in�ec�xa�x 3.
<br /> �orr�wer�hall pr�mpt�y �isc�iarge any�i�n ti�hzch has pr��rifiy o��er this �ecuri�y Instrument ur�Ies��Borrower:
<br /> �a�agrees�n wrating ta the�a3�ment of the abIigatian secured by the li�n zn a manner�ccep�able fo Lender}bu�on ty so
<br /> lang as Bo�-z-a�ver is p�rforming such agr�em�n�;�b�confests i�h��z�n in good fai�h.�by,or defends against enfor�emen�of
<br /> th��ien zn,l�ga�pr�ceeding��.�h�ch �n Len�i�r's tipinian opera�e fo�revenf the enfvrcement�f th�Izen��hiZe�ho�e
<br /> pro�e�ding�are pendings buf 4n�y un�il such proc�edzngs are conc�ude�.;oz��c}secures from�he ho�der of�he li�n an
<br />! agreem,en�sa���fac��ry fv Lender subordina�ing the l��n�a this Security Iz�s�.-t�rnent.�fLend�z-deterxrunes that any paErt�f
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<br /> �h�Praperty is s�.bject��a�zen�vhich can attain p�r�a�rity�ver�his 5�eurity In�rum�nt,I��n�.er may g�ve S�rrower a
<br /> no�ice idenf�fying�he Izen.ti�i�.hin�.�days of the date on tivhzch that nfl���e is gi.ven,Borrotiver sha��satisfy fhe�zen c�r fake
<br /> ane or more af th�aetians set forth�b�ve in��is Se�tzon 4.
<br /> �.end�r may r�qu�r�Sorrower f�pay a ane��irr�e charge for a reai es�ate�a.x verif cafion andlar repartirig�erv�ce
<br /> used hy Lend�r in eannectxori�wi��this L�an.
<br /> . �.P,�op�rty�nsurance.Sorrower s�aIl keep,the improvemen�s now ex�s�ing ar hereaf�e�r�re�ted on the Pr�pez-ty
<br /> insured aga7ns�Iass hy fire,hazards incluc��d wxth�n�he�erm"ex�ended�a�erage,"and any other ha�ards incxudu�g,but
<br /> not iimzted�a,earthqua�es and fl�ods,far�vhi�h Len.der requzres insuran�e.Thrs�nsurar�ce s�al1 be main�aY�ze�xn the
<br /> amounts�in�lud�ng deductible�evels�and far fhe p�r�ods that Lender requir�s,�'hat Lender r�quires�pursuan�ta�h�
<br /> prec�dzng sentences�an change durzng the term af�he Loan,Th�in�urance carrier pro�idxng the insu�ance shall be
<br /> chasen by Borrawer�ub�}ect to Lender'�righf to dasapprove Sorrowerss chazce, ��hxch ri,ghf shall not be ex�rcised
<br /> unreasonably.Lender may require S�rrn�ver to�ay,in connec�i�n t�zth thzs Laan,eifh,�r;(a�a ane--tir�e charge for fio�d
<br /> 2ane de�ermina��on, certz�ica�ian and irack�ng servi�es; ar ��}a one�t�rn��harge far flo�d zvne det�rmina�ion an�i
<br /> � �erti�ca�ifln sez-��ices anc�subs�qu�n�charges�ach time remappings o�-sizxzilar chang�s accur wh.�ch�reasa�.ab�y migh�
<br /> af.�`e�t such determ�nation❑r cert�fzc��i�n.�arr��ve�r shall also be responsible for#he payment of any fees zmposed�ay the
<br /> Federal Emexg�ncy Management Agency zn�ann�ctiorr.w�th the r�view o�any fl�ad zone�eterminat�on r�suiting firam
<br /> an obj�c�ian by Borrawer. ,
<br /> If Sarrs����er fazis��main�ain any of fhe cav�-ages describ�d a�ave, L�ender may vb�a�n insuxan�e coverag�, a�
<br /> Lender's a����n and Barr�we�-'s expense,�ender is unde�no obligafzgn ta pu.rc�ase any particulax�yp�or am�unf of
<br /> cv�er�ge.Therefvr�,such co��rage sha�1 c�v��r Lender,�ut migh�flr mzgh�nr��prafec�Bprra�ver,Bar�Qu�er's equity in
<br /> ��P�-operty, or fh�can�en��af the Pz�ap�rty,�gainsfi an�risk,ha.�ard flr lxability and migh�p�ovide g,�-�ater ar lesser
<br /> coverage fhan was pre�z�usly in eff'ec�,Borraw��r a�knat��Ie�.g�s�hat f�e cost of f�Ze zn�urance c�verage sa abtained mig�.t
<br /> sign�fi�ant�y exceed the cos��f x�s�rance fhat Barrower could hav��h�ained.Any amounts di�burset�by�end�r under
<br /> this S�ctian 5 shall becom�addztional debt Qf Borrower secured by�hzs Se�urity Z�nstrumen�.Th�se amaun�s shall bea�
<br /> inferes�a��he No�e z�a��-C-am the dat�of d'zsbursemenf and shall��payable,wz�h such interest,upan no�ice from Lendex
<br /> to B orraw�r request�ng paym�n�.
<br /> All �nsurance policies required by Len�er and r�newaXs of such pa��czes sha11 be subjec�fo Lend�r's righ��o
<br /> disappra��such polici�s,sha1X�nclude��andard mortgage clause,and sha1�nam�Lend�r a�martgagee ancUor as an
<br /> . � add�tz�nal ]oss paye�. Lender sha�l hav�the rig�t ta hold#.he p�Zicxes and renewa� Gertifica��s. If Lender requ�res,
<br /> Barrvwer shail�rc�mp�Iy g�.ve�o Lender a�i recexpts of�aa7d premzums and ren�wa�notiees.rf Barrowe�-fl��ains any farm -
<br /> of insuran�e cauerage,nof atherwrse xeyuir�d by Le��ier,f�r�.amage�a,vr destruc�ion�f,the�raperty,such��zcy shall
<br /> rnclude a sfa.ndard mortgage c�ause and s�al�name Len�.er as mart,gagee andl�r as an addzf�anal lo�s pay�e.
<br /> �n�h�event�f�oss,B axrower�hall give param�t no��ce to��t�insurance carrier a.nd L�nder,L�nder may make proof
<br /> , ❑f]ass if no�made pronapt��1ay �vrrower, Unless Lender and Borrower afh�n�is�agr�e in.writingy any insurance
<br /> proceeds,whether or nat�he und�riying insurance tiva.�requ�red hy�ender,shall 1�e applie�.fo restarati�n orrepazr❑f�t�e
<br /> Property,zf the res�ara�i�n�r repair is econvznically feas�ble and L�endear=s s�curi�jr zs nat�e�s�ned,I3u.ring su�h repai�r and
<br /> res�oratian periad,L�nder sha���.ave��.e right�fl h��d such insurance proeee�s un�il Lender has had an��partunx�y�4
<br /> in�pec�such Property to en�ure�he�,v�rk has�een�ampleted to Lender's satisfaetion,provi�ied tha�su�h inspec�ian s��al.I
<br /> N�gRA51�A-Single Fami�y�Fa�nie Ma�1FTeddie I�ac�1NIF�R�II INSTR.l1MENT Fvrm 3�28 �1��
<br /> Page 5 of�3
<br /> �os,�nc.-�1s�s Bor�ower{s}I��iais
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