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14. Enter a safe - deposit box and add to or remove contents; 15. Participate in legal actions; 17. To transfer assets to any trust of which I am the Sett lor and the beneficiary. ARTICLE II - BENEFITS 201604300 16. Represent me in regard to any government agency including, but not limited to, the Social Security Administration, Medicare and Medicaid, the Department of Social Services, USDA and the Farm Service Agency. My Agent is authorized to create or contribute to an IRA or employee benefit plan for my benefit; to select any payment option under any IRA or employee benefit plan in which I am a participant, or to change options I have selected; to make voluntary contributions to such plans; to make "roll - overs" of plan benefits into other retirement plans, and to apply for and receive any government, insurance or retirement benefits to which I may be entitled. My Agent is authorized to exercise any right I may have to renounce or disclaim any interest in property; to exercise my right to claim an elective share of the estate of any person to which I am now or may later become married, or claim a homestead or exempt property allowance. ARTICLE III - INSURANCE My Agent is authorized to insure my life or the life of anyone in whom I have an insurable interest; to continue life insurance policies now or hereafter owned by me on either my life or the lives of others; to pay all insurance premiums; to select any options under such policies; to increase coverage under any such policy; to borrow against any such policy; to pursue all insurance claims on my behalf; to purchase and/or maintain and pay all premiums for medical insurance covering me or any person I am obligated or may have assumed the obligation to support; to carry insurance of such kind and in such amounts as my Agent shall deem appropriate to protect my assets against any hazard or to protect me from any liability; to pay the premiums therefor; to pursue claims thereunder and to decrease coverage under or cancel any of the policies described herein; and to receive and make such disposition of the cash value upon termination of any such policy as my Agent shall deem appropriate. ARTICLE IV - TAXES My Agent is authorized to represent me in all tax matters; to prepare, sign and file federal, state and /or local income, gift and other tax returns of all kinds, including joint returns, FICA returns; payroll tax returns; claims for refunds, requests for exten- sions of time, petitions to the tax court or other courts regarding tax matters and any and all other tax related documents, including, but not limited to, consents, elections and agreements under Section 2057 and Section 2032A of the Internal Revenue Code