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<br /> �he pa�ment is applied�o th�ful�paymen�of one ar more Pe�riodre Payments,such e�cess may be applied to any la�e
<br /> charges due.Volun�ary prepayments shall be applied firs��o any pr�payment charges and�hen as described in the Not�.
<br /> Any applicatian of payments,insurance proceeds,or Miscel�aneous Prace�ds to principal due under the Note shall
<br /> nat extend or pastpone the due da�e,or change the amoun�,af the Periodic Payments.
<br /> 3.Funds for Escrow Items.Borrower sha��pay�a Lender an�he day Periodic Payments are due under the Nfl�e,
<br /> un�il the Note is pa�d in fu�l,a sum.��he"Funds")ta pro�ide far payment of amounts due for:�a��axes and assessmen�s
<br /> and other items which can at�a�n priarity over this Security �nstrum�n� as a lien or encumbrance on the Proper�y;
<br /> ���leasehold payments�r ground ren�s�n�he Proper�y,if any;�c�premiums fflr any and all�nsurance requ�red by Lender
<br /> under Sec�ion 5;and�d�Mortgage Insurance prem�ums,if any,or any sums payable by Borrower to Lender in lieu ofthe
<br /> payment of Mortgage rnsurance premiums in accordance v�i�h the pro�xsions of Sec�ion 1�. These items are called
<br /> "Escr�w ��ems," A� origina�ion or af any �ime during the term of the Loan, Lender may require that �ommunity
<br /> Asso��at�on Dues,Fees,and Assessments,if any,be escrawed by Barrawer,and such dues,fees and assessments shai�be
<br /> an Escrow I�em. Borrower sha�l promptly furnish �o Lender aIl not�ces of amounts �o be paid under this Section.
<br /> Barr�wer sha��pay Lender�he Funds for Es�rovv Items un��ss Lender wai�es B�rr��nrer's abiigation to pay the Funds for
<br /> any o�alI Escrovcr Items.Lender may waive Borrovver's obligation�o pay�o Lender Funds for any ar al�Escrow I�em�at
<br /> any��me.Any such waiver may only be in writing.�n the event af such wai�er,Borrov�er shal�pay dir�c�ly,�hen and
<br /> where paya�le,�he amounts due for any Escr�w��ems far�hich payrnen�of Funds has b�en vvaived by Lender and,if
<br /> Lender requires, shall furnish to Lender receipts e�idencing such paymen�vv�thin such time per�od as Lender may
<br /> require.Barrower's obliga���n�o make such paymen�s and�o provide receipts shali for alI purposes be deemed to be a
<br /> co�enan�and a�reement con�ained in this Secur��y Instrumen�,as the phrase"covenan�and agreement"is used in Sect�on
<br /> 9.�f Borrower is abligated to pay Escrow�tems direC�ly,pursuan��o a waiver,and Borrawer fails to pay�he amoun�due
<br /> for an Escrow��em,Lender may exercise i�s righ�s under S�ction 9 and pay such amoun�and BorrovWer shall fihen be
<br /> �bl�gated under Se�ti�n 9�o re�ay�o Lender any such am�unt.Lender may revoke�he�vai�er as ta any or all Escro�w
<br /> �tems at any time by a na��ce g�ven in accordance wi�h Sec�ion 1 S and,upon such re�ocation,Barrower sha�l pay ta
<br /> Lend�r aIl Funds,and�n such amounts,�hat are�hen requ�red under�his Sec��on 3.
<br /> Lender may,at any�ime,co��ect and hold Funds in an amaun��a�suff c�en�to permit Lend�r to apply the Funds a�
<br /> �he time specifed under RESPA,and�b�not�o exceed the maximum amount a lender can require under RESPA.Lender
<br /> shall est�mate�he amount of Funds due on�he basis of current da�a and reasanab�e estima�es of e�pendi�ures af fu�ure
<br /> Escrow�tems or a�herwi�e in accordance with App�icab��Law.
<br /> The Funds shali be held in an ins�itu�ion whose depos��s are insured by a federal agency,instrumenta�ity,or�n�ity
<br /> (including Lender,�f Lender is an�ns��tutifln whase d�pasits are so insured}or in a.ny Federal Home Loan Bank,Lender
<br /> sha��apply�he Funds to pay the Escrow��ems nfl lat�r�han the t�me spe�ified und�r RESPA.Lender sha�l na�charge
<br /> Borrower far holding ax�d applying the Funds,annually analyzing�he escrov►�accoun�,or verify�ng the Escraw I�ems,
<br /> un�ess Lender pays Borrflv�er in�erest on the Funds and Applicable La�v p�rmits Lender�o make such a charge.Unless an
<br /> agreem�nt is made in wr��ing or App�icab�e Law requires in�erest to be paid on�he Funds,L�nder sha11 no�be required�o
<br /> pay B�rrower any interest or earnings on th�Funds.Barrower and Lend��can agree in wr���ng,howe�er,�hat interest
<br /> shall be paid on�he Funds.Lender sha��give to Borrower,without charge,an annuai accoun��ng ofthe Funds as required
<br /> by RESPA.
<br /> If there is a surp�us of Funds held in escrav�,as defined under RESPA,Lender shall accoun��o Borrov�er for the
<br /> e�cess funds in accardance vWi�h RESPA.Yf�here is a shor�age of Funds held in escrow,as d�fined under RESPA,Lender
<br /> sha��natxfy Borra�v�rer as r�qu�red by RESPA,and B�rrawer sha�l pay�o L�nder the amaunt necessary�a make up the
<br /> shor�age in a�cordance w��h RESPA,but in no more than].2 monthly payments.If there is a defic�ency of Funds held in
<br /> escrow,as defzned under RESPA,Lender shall notify B�rrower as required by RESPA,and Borr�w�r shall pay to Lender
<br /> �he amount necessary�o make up the d�fciency in accordance with RESPA,but in na more�han 12 mon�hly paymen�s.
<br /> Upon paymen��n full of a��sums secured by�his Securi�y�nstrument,Lender sha��pr�mptly refund to Borraw�r any
<br /> Funds held by Lender.
<br /> NEBRASKA-Sing�e Fami�y-Fannie MaelFredd��Mac UNIF�RM�NSTR�MENT Farm 34�8 �1��
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