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200003677 ❑ New Home Equity Access Line Agreement. The Note matured on 19 and the Mortgagor and Lender now desire to amend the Mortgage to reflect the execution and delivery by the Borrower to the Lender of a renewal and replacement Home Equity Access Line Agreement, dated 19 (the "Renewal Note'), which now evidences the Borrower's revolving line of credit described in the recitals above. The Renewal Note is issued in renewal and replacement of (and not in repayment of) the Note. The references in the Mortgage to the principal amount (credit limit), maturity date, and rate of finance charge in the Note are hereby amended to the extent necessary to reflect the principal amount (credit limit), maturity date, and rate of finance charge in the Renewal Note. The Renewal Note is in the principal amount of $ (the credit limit), it matures on , and it bears a daily periodic rate of finance charge equal to 11365 of % over the "Index Rate." The "Index Rate" is the variable reference rate, adjusted in accordance with the Renewal Note, which is: ❑ the highest prime rate published in the Wall Street Journal "Money Rates" table. ❑ the 91 -day Treasury Bill Rate (established at last auction average on a discount basis, rounded to the nearest .10 %). El Each reference in the Mortgage to the "Note" shall be deemed on and after the date of this Amendment to refer to the Renewal Note, together with any future extensions, modifications, or renewals thereof. The lien of the Mortgage shall continue to secure the revolving line of credit, which is now evidenced by the Renewal Note. The following terms and conditions apply regardless of which boxes are checked above: All original terms and conditions of the Mortgage (including any previous modifications) remain in full force and effect, except as modified by this Amendment, and the Mortgagor agrees to be bound by and to perform all of the covenants and agreements in the Mortgage at the time and in the manner therein provided. The Mortgagor agrees to pay or reimburse the Lender for any and all fees payable to public officials in connection with this Amendment, and the recording hereof, including any mortgage registry tax that may be due. IN WITNESS WHEREOF, the Mortgagor and Lender have executed this Amendment as of the day and year first above written. No st a Nebraska National Association By.+ Its: Persona]. Banker STATE OF Nebrask Hall COUNTY OF ) ss. Mortgagor Diana L. Kello g a.,J Mon gorPatrick J. Kellogg Before me, a Notary Public in and for said county and state, personally appeared Patricia c c hm i t ,the Personal Banker of Norwest Bank a National Association , and acknowledged the execution of the foregoing Amendment on behalf of such Associatioil on this 8th day of March 482000 . Notary Public Nebraska STATE OF Hall COUNTY OF `� I�� _') State of GENERAL NOTARY -State of Nebraska )SS. 16 MARILYN 3 PRICE ti1. »3 _ Before me, a Notary Public in and for said county and state, personally appeared n i a n P T. _ K P I I n g g—a n d Patrick J. Kellogg (a single person)(single persons)(husband and wife) and acknowledged the execution of the foregoing Amendme t Lhis8 t h day of Ma r c h , 49- 2 n n o Notary Publi State of This Instrument was drafted by. �I� 6IIL NOTARY State of Nebraska MARILYN S. PRICE Mht Comm. Exp. t 1