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<br />Amendment to Mortgage /Deed of Trust
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<br />This Amendment to Mortgage /Deed of Trust ( 'Amendment') is made as of this 8 t h day of March , 1.9 2000
<br />by and between Norwest Bank Nebraska National Association having its office at
<br />202 W 3rd. St. Grand Island, NE 68801 (the "Lender "),and
<br />Diana L. Kellogg and Patrick J. Kellogg
<br />(whether one or more, the "Mortgagor ").
<br />Recitals
<br />A. The Lender is the holder of the Home Equity Access Line Agreement of.
<br />❑ the Mortgagor (also referred to as the ' Borrowor'),
<br />® p i 2. p. a, -1, Y,- 110 g g —a n d Pa r r; r k J K e 1 1 n g g (referred to as the "Borrower "),
<br />which is dated February 5 , 19 98 under which the Lender has extended to the Borrower a revolving line
<br />of credit (such Home Equity Access Line Agreement, together with any modifications to it made prior to the date of this Amendment,
<br />referred to as the "Note "). The credit limit for the revolving line of credit evidenced by the Note currently is $
<br />B. To secure payment of the amounts outstanding under the Note, the Mortgagor has given a mortgage or deed of trust to the Lender
<br />dated February 5 , 19 98 , (such mortgage or deed of trust, together with any modifications to it made
<br />prior to the date of this Amendment, referred to as the "Mortgage'), covering and placing a lien upon the real property more
<br />November 2 97
<br />particularly described in the Mortgage. The Mortgage was originally filed for record on 19 ,
<br />in the office of the Register o f Deed s of Hall County,
<br />as PoeumeAt No. 97-109948 in Book/Roll Page /Image
<br />C. In connection with the original filing of the Mortgage, a mortgage registry tax was paid to the Treasurer of such county in the amount
<br />of $ on , 19 and that Treasurer placed his /her
<br />stamp on the Mortgage, such stamp bearing number
<br />D. The Mortgagor acknowledges that the Mortgage is valid and enforceable and represents the Mortgagor's legal and binding
<br />obligations, free and clear of any claim, defense or offset.
<br />E- The Mortgagor and the Bank now desire to amend the Mortgage to reflect certain changes to the Borrower's revolving line of credit
<br />with the Bank that is secured by the Mortgage.
<br />F-
<br />Lot 9, Colonial Estates Ninittii, Subdivision in the City of Grand Island,
<br />Hall County, Nebraska
<br />Agreement
<br />Accordingly, in consideration of the premises and other good and valuable consideration, each paid to the other, the parties to this
<br />Agreement agree as follows:
<br />® HEALOC Modification Agreement. The Borrower has executed and delivered to the Bank a HEALOC Modification Agreement
<br />dated March 8 , 1.9 2 0 0 0 (the "Modification'), which modifies the Note as follows:
<br />Q Change in Credit Limit. The Borrower's maximum credit limit under the revolving line of credit is changed to a maximum
<br />principal amount of $ 3 0, 0 0 0. 0 0
<br />❑ Extension of Maturity Date. The revolving line of credit will terminate and the entire unpaid principal balance outstanding on
<br />the Note, together with any unpaid finance charges and other charges, will be due and payable in full on
<br />Until such date, the Borrower agrees to make the monthly payments as disclosed in the Note, or if modified by the HEALOC
<br />Modification Agreement, as disclosed in the HEALOC Modification Agreement.
<br />❑ Increased Rate of Finance Charge. The daily periodic rate is now equal to 11365 of % over the "Index Rate. " The
<br />"Index Rate" is the variable reference rate, adjusted in accordance with the Note (if previously modified, as so modified), which is:
<br />❑ the highest prime rate published in the Wall Street Journal "Money Rates" table.
<br />❑ the 91 -day Treasury Bill Rate (established at last auction average on a discount basis, rounded to the nearest .10%).
<br />El
<br />Each reference in the Mortgage to the "Note" shall be deemed on and after the date of this Amendment to refer to the Note as it is
<br />now amended by the Modification, together with any future extensions, modifications, or renewals thereof. The lien of the Mortgage
<br />shall continue to secure the revolving line of credit, which is now evidenced by the modified Note.
<br />NC 12506 MTG (12-96-180019-P) CO. MN, MT, ND, NE, NM, OH, SO, WY
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<br />1= r D
<br />� �
<br />67 t � CD
<br />2JOv0� '7
<br />CD
<br />co _44
<br />v—.
<br />Amendment to Mortgage /Deed of Trust
<br />JWRWESr BANKS
<br />IIIII
<br />(HEALOC) C,
<br />II III®
<br />This Amendment to Mortgage /Deed of Trust ( 'Amendment') is made as of this 8 t h day of March , 1.9 2000
<br />by and between Norwest Bank Nebraska National Association having its office at
<br />202 W 3rd. St. Grand Island, NE 68801 (the "Lender "),and
<br />Diana L. Kellogg and Patrick J. Kellogg
<br />(whether one or more, the "Mortgagor ").
<br />Recitals
<br />A. The Lender is the holder of the Home Equity Access Line Agreement of.
<br />❑ the Mortgagor (also referred to as the ' Borrowor'),
<br />® p i 2. p. a, -1, Y,- 110 g g —a n d Pa r r; r k J K e 1 1 n g g (referred to as the "Borrower "),
<br />which is dated February 5 , 19 98 under which the Lender has extended to the Borrower a revolving line
<br />of credit (such Home Equity Access Line Agreement, together with any modifications to it made prior to the date of this Amendment,
<br />referred to as the "Note "). The credit limit for the revolving line of credit evidenced by the Note currently is $
<br />B. To secure payment of the amounts outstanding under the Note, the Mortgagor has given a mortgage or deed of trust to the Lender
<br />dated February 5 , 19 98 , (such mortgage or deed of trust, together with any modifications to it made
<br />prior to the date of this Amendment, referred to as the "Mortgage'), covering and placing a lien upon the real property more
<br />November 2 97
<br />particularly described in the Mortgage. The Mortgage was originally filed for record on 19 ,
<br />in the office of the Register o f Deed s of Hall County,
<br />as PoeumeAt No. 97-109948 in Book/Roll Page /Image
<br />C. In connection with the original filing of the Mortgage, a mortgage registry tax was paid to the Treasurer of such county in the amount
<br />of $ on , 19 and that Treasurer placed his /her
<br />stamp on the Mortgage, such stamp bearing number
<br />D. The Mortgagor acknowledges that the Mortgage is valid and enforceable and represents the Mortgagor's legal and binding
<br />obligations, free and clear of any claim, defense or offset.
<br />E- The Mortgagor and the Bank now desire to amend the Mortgage to reflect certain changes to the Borrower's revolving line of credit
<br />with the Bank that is secured by the Mortgage.
<br />F-
<br />Lot 9, Colonial Estates Ninittii, Subdivision in the City of Grand Island,
<br />Hall County, Nebraska
<br />Agreement
<br />Accordingly, in consideration of the premises and other good and valuable consideration, each paid to the other, the parties to this
<br />Agreement agree as follows:
<br />® HEALOC Modification Agreement. The Borrower has executed and delivered to the Bank a HEALOC Modification Agreement
<br />dated March 8 , 1.9 2 0 0 0 (the "Modification'), which modifies the Note as follows:
<br />Q Change in Credit Limit. The Borrower's maximum credit limit under the revolving line of credit is changed to a maximum
<br />principal amount of $ 3 0, 0 0 0. 0 0
<br />❑ Extension of Maturity Date. The revolving line of credit will terminate and the entire unpaid principal balance outstanding on
<br />the Note, together with any unpaid finance charges and other charges, will be due and payable in full on
<br />Until such date, the Borrower agrees to make the monthly payments as disclosed in the Note, or if modified by the HEALOC
<br />Modification Agreement, as disclosed in the HEALOC Modification Agreement.
<br />❑ Increased Rate of Finance Charge. The daily periodic rate is now equal to 11365 of % over the "Index Rate. " The
<br />"Index Rate" is the variable reference rate, adjusted in accordance with the Note (if previously modified, as so modified), which is:
<br />❑ the highest prime rate published in the Wall Street Journal "Money Rates" table.
<br />❑ the 91 -day Treasury Bill Rate (established at last auction average on a discount basis, rounded to the nearest .10%).
<br />El
<br />Each reference in the Mortgage to the "Note" shall be deemed on and after the date of this Amendment to refer to the Note as it is
<br />now amended by the Modification, together with any future extensions, modifications, or renewals thereof. The lien of the Mortgage
<br />shall continue to secure the revolving line of credit, which is now evidenced by the modified Note.
<br />NC 12506 MTG (12-96-180019-P) CO. MN, MT, ND, NE, NM, OH, SO, WY
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