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2� 1 ��4�41 Any amounts disbursed by Lender under this Section 9 shal�be�vme additiona�debt of Borrawer��ured by � this Securi�r Instrument. These amounts sha11 bear interest at the N�te rate from the date of disbursemen� and shall be payabl�,with such intere�t,upan notic�from Lender to Borrower reques��ng pa�rment. If�h�s Securi�ty Ins�trument is on a leasehold,Borrower shall c�mply with all the pr�visions of the 1eas�. If Borrower acquir�s fee title to th�Property,the leasehold and the fee tit1�sha11 not merge unless�.,ender agrees to the mer�er in writ�ng, 'I�. �Avr#gage lnsuFanc�.If Lender r�quired Mortgage Insurance as a�ondition of rna.l�ing the Loan, Bo�'o�er sha11 pay the premium�required to mainta�n the Martgage Insurance�n effect. If, for an�reason,the Martga�e Insuranee coverage required by Lender ceases to be a�ai�able from the martgage insurer�hat p��ew�ausl�p��ided st�ch i�surance and Bo�row�r was required to mal�e separately designated payments towa�rd the premiums for Mc�rtgage Insuran�e,Borrower sha11 pay the�remiums required to obta.in cov�rage substa.ntially�quivalent to the Mor�gage Insurance previousl�r in effect,at a cos�substantially equiva�ent to t�e cost to Borr�tver of t�he N�artgage Insurance previously i�n effect, from an alternate mortgage insurer selected b}�Lender. If substantially equi�atent M�rtgage�nsurance coverage�s not avai�able,Bvrrower sha11 continue to pay�a Lender the amflunt of the separa�e�y designated payments that were due when the �nsurance coverag�ceased to be in effect. I�ender will accept,use and reta.in these paym�nts as a non-refundab�e�oss reserve in lieu of Mor�gage Insurance. Such loss reser�re sha11 be�.an-refundable, notwithst�nding the fact that�he Loan�s ultimatety paid in fu��,and Lender shall not be required to pay Borro�ver any�nteres�or earnin�s on such lass reser�e. Lender can n+o longer requir�loss resexve payments if Mortgage Insurance coverage(in the amount and for the period tha�Lender requires}pro�r�ded by an insurer selected by Lender aga�n be�omes availab�e, is obtain�d,and Lender requi.res separate�y des��nated payments toward the premiums for Mortga�e Insurance. If Lender required Mortgage Insurance as a condition of mal�ing the Loan and Borro�er was required ta make separately designated payments toward the prennium.s for Mortgag�Insurance,Borrovver shall pay th�premit��ns required to maintain Mortgage �nsurance in effec�,or to pravide a non-refundable 1�ss reserve,until Lender's requuement fvr Mort�a�e Znsura�ce ends in accordan.ce with any writt�n agreement between Borrower and Lender provid�ng for such termination or until termination�s required by A�p��ca�al�La�v.3�ot�ing in t}�is Section 1�affects Barrower's ab�iga�ion to pay interest at the rate provided in the Note. Mortgage Insuran�e reimburses Le�der�or any entity that�ur�hases the Note�far c�r�ain�oss�s it may in�ur if Barrawer does not r�pay the Laan as agre�d. Borrovver is�.ot a party to the Martgage Insurance. Mor�gage insurers eva��.ate their total risk on a11 such insurance in forc�from time�o time,and may enter into agreements with other parties that share or modify�heir risk,or reduce losses. These agreements a.re on terms and conditi�ns that are satisfactory to the mortgage insurer and the oth�r part��or parties}�v these agr�em�nts.These agreements may require the mortgage insurer to make payments using aay source of fun�ls that the mortgage insurer may have available[which may in.clude funds nbtaiaed from Mortgage Insurance premiums). As a result�f thes�agreements,Lender,any purchaser of the N�te,an�#her�nsurer,a�.y reinsu.rer,any other entifiy,or an�af#"iliat�of any of the foregoing, may receive�direct�y�r indi.rectly}amounts that derive from�or m�ght be�haraGterized as}a portion of Borrower's paym�nts for Mortgage I�.surance, in exchan.ge for�haring or modifying�he m.ortgage insurer's r�sk,or reducing�osses. If such agre�n�ent provides that an affiliate of Len.der�a.kes a share of�he insurer's risk�n exchange far a share of the premiums paid ta�he insurer�the arrangement is oft��termed"captiv�reinsurance."�urther: q�3357448245 �233 �75 D317 RVEBRASKA-Single Family-Fannie MaelFreddie Mac UNIF�RM�NSTRLiMENT VillTH MERS Form 3fl28�i�1 VMP� VMP�P��NE�('f34�}AQ Wolters Kluwer Financial Services Page 9 of 17