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2� 1 ��4�4� services and subsequent charges each t�me rem�ppings vr simi�ar changes occur which reasanably might affect such determination ar certification. Borrower shall also be resp�nsible for the pa�ment of any fees imposed by the Fede�al Emergency Management Agency in�on.nectian with the review of any fload zone determinati�n resutting frvm an vbj ectian by Barrovver. If�orrower fai�s to maintain any of�he c��erages de�cribed above,Lender may o�tain insuraa��co�erage, at Lender's option and Barrower's expense. Lender is u�der nv ob��gation.to purchase any particular type or amount of co�erage. Therefore, suGh coverage sha1l cover Lender,but might or might not protect Borrower, Barro�ver's equity in the Property,or the co�ntents of the Property,against any risk,hazard ar liability and migh�provide grea��r or lesser coverage than was prev�ously in effect. Borro�er ack�owledges tha�th�cost of the insurance co�erage so obtained might s�gnificantly exceed the cos�af in.sur�nce that Borro�er couid have o�ata�ned.Any amounts disbursed by I�ender under th�s Section S sha11 become additional debt of Barrower secured b�this S�curity Ins�rument.Thes�amoun�s shall bear inter��t at the Nate rate fram th� date�f disbursement and shal�be payable,with such interest,upon not�ce from Lender to Bonovv�r r�questing payment. A11 insurance po�ieies required by Lender and renewa�s of such policies sha11 be subj ect to Lender's right ta disapprove such policies, sha11 include a standard mortgage clause,and sha11 name L�nder as mor�gagee andlor as an addi�ional iass payee. Lender shall have the right to hold the policies and ren�wai c�rti�cates. If Lender requires,Borrower shall pr�mp�ly gi�e to L�nder al�receipts of paid premiums and renewa� notices. I#'Borr�wer obtains any form�f in�urance cov�rage,not other�ise re�uired by Lender, for damage to,or destruction af,the Property, such po�iey sha�t include a standard martgag�clause and sh�.11�ame Lender as martgagee andlor as an additional�oss pa��e, In the event of�oss�B�rr��ver sha��g�ve pron�pt not��e��the�nsurance carrYer and Lender, Lender r�a� make proof of loss if nat made pramp�ty by Borr�wer.Un�ess Lender and Borrotiver otherwise agree in writing,any insura.n.ce proceeds,whether or not the under�ying insurance was required by Lender, shall be applied to restorat�on ar repair�f the Pr�perty, if the restarati�n or repair is econom�cally feasib�e and Lender's security is�not�es�ened. During such regair and res�vrati�n�eriad, Lender sha11 ha��he right to hold such insurance proceeds until Lender has had an opportunity to in�pe�t such Proper�y to.ensure the �vork has been completed to Lender's satisf�,ction,pro�id�d that such inspection sha��be undertaken promptly, Lender may disburse proceeds for the repaus and restaration in a single payment or in a seri�s of progress paym.ents as the�rork is completed.Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds,Lender sha11 not be required tv pay Borrow�r an� interest or earnings on such proceeds. F�es for public adjuster�,�r other third parties,retained by Borrow�r sha�I not be pai�.out of the insurance proceeds aad shall be the so�e obl�gation of$onower. �f the r�storation or repair is aat econornically feasible or Lender's security would be less�ned,the insurance proceeds sha11 be applied ta the sums secured by this Secur�ty Instrument,wh�ther or not then due,with the excess, if any, paid to Borrower. Such insurance proceeds sha11 be a�p�ied in the order provided for in�ectior��. If�arrovver abandons th�Property,Lender may file,negotiate and settle any avail�ble insurance c�aim and related matters. If Borrower does not respond within 3�day�to a notice from Lender that the insurance carrier�aas offered ta sett�e a c�aim,then Lender may negot�ate an�set��e th�c�aim. �'�.e 3�-day period�i�� begin when the notice is gi�en. In�ither even�,or i�'Lender acquues the Prap�rt�under Sectian��or otherwise,Borro�er hereby assign.s to Lender(a}$orr�wer'�rights to any�nsurance proceeds in an amount not to exceed the amaunts unpa�d under the Note or this Seeurity Instrument,and�b}any ather of Borro�c�ver's r�ghts�ather than th�right to any refund of uneaxned premiums paid by Borrower}unc�er a11 insurance palicies covering�h�Proper�y, insofar as such rights are applicable to the caverage of�he Property. Lender may use the insurance praceeds either to repa�.r or res�ore the Prvperty or to pay arnvunts unpaid under the Note or this Security Instrument,�vhether or n�t then due. NEBRASKA�ingle Family-Fannie MaelFreddie Mac UNIF�RM INSTR�MENT WITH MERS Form 3U28 1141 VMP� VMPfiA(NE]�1302}.Q4 Woiters#C�uwer Financial Services Page 7 of 17 q�3356��7974 0233 434 ��17