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<br /> The Fund�sha�l be h�1d in an institution�vhose dep�sits axe insured by a federal agency, instrumentality,or
<br /> entity(inc�uding Lender,�f L�nder is an inst�tutian w�.ose deposits are so in.sured�or in any Federa�Home
<br /> Loar�Ban1f. Lender shall apply the Funds���ay the Escrow I�ems na later th,�.n the time sp�cifi�d un.der
<br /> RESPA. Lender sha11 not charge Borrower for holding an�applying the Funds,annually analy�ing the
<br /> escrow account,or verifying the Escrow Items,unless Lender pays Borrower interest on the Funds and
<br /> Applicable Law permits Leader to make such a charge.Unless an agreement�s made in writing or
<br /> Applicabl�Law requires interes�to be paid an the Funds,Lender sha11 not be required to pay Borrower any
<br /> interest or earnings an the Funds. Bonawer and Len�ler can agree in writing,howev�r,that int�rest shall b�
<br /> paid on th�Funds. Lender sha�l give to Borro�ver,vvithout charge,an annual accaunting�f the Funds as
<br /> requued by I�E SPA.
<br /> If there is a surplus of Funds held in escr�w,as defined under RESPA,Lender sha11 account ta Borrovver for
<br /> th�excess funds in accordance with RESP�. If there is a shortage of Funds held in escr�w,as defined und�r
<br /> RESPA,Lender shall notif�Borrawer as requi.red�y RESPA,and Borrower shat�pay to Lender the am�unt
<br /> n�cessary to make up the shortage in ac�ordance with RESPA,but in no more than 12 mon�hl�pa}�ments. If
<br /> there is a d�ficiency of Funds held in escr�u�,as defined uad�r RESPA,Lender sha11 notify Borra�ver as
<br /> �e�uired b��SPA,and�vrrower shal�pay to Lend�r the a�nount necessary to make up the deficienc�in
<br /> accordance with RESPA,but in no more than ��monthly paymen�s.
<br /> Upon pa�nent�n full of a11 sums secured by this Securit�In��rument,Lender sha11 prompt�y refund ta
<br /> Borrawer any Funds he�d by Lender.
<br /> 4. Charges;Liens.Borrower shall pay a�l taxes, assessments, eharges, fines, and�mpositian�attributable to
<br /> the Propex�ty�vh�ch can at�ain priori�y over this Security instrument, Yeaseha�d paymen�s or ground rents on
<br /> the Praperty, if any,and Cammunity Association Dues,Fee�,and Assessments, if any. To the extent�ha�
<br /> these items ar�Escrow I�ems,Borrower shall pay th�m in the man�er provided i�SeGtion 3.
<br /> Borrawer sha11 promptly discharge any lien�hich has priority over th�s Securit3r�nstrument unless
<br /> Borrower: �a)agrees in writing to the payment of the�bliga�i�n secured by the lien in a manner acceptable
<br /> ta Lender,�ut�nt��o��ng a�Borrawer r�perfarming such agreement; �b}contests the�ien in gaod faith��,
<br /> or defends against enforcement of the l�en in, 1ega1 proceedings tivhich in Lender's�pinion operate to preven�
<br /> the enforcement af the lien white those proceedings are pendin�,but Qn1y un���su�h proceedings are
<br /> concluded;or(c�secures�ram the holder of the lien an agreement satisfac�ory ta Lender subordinating the
<br /> lien to th�s Securi.ty Instrument. If Lender determines that any part of the Property is s�bj ect ta a li�n tivhich
<br /> can attain priority aver thi�Secur�ty Instrument,Lender may give Borrower a notice identifying the lien.
<br /> �Vithin 1�days of the date on�hich that notice�s�iven,B�rrower shall satisfy th�lien�r take one or more
<br /> of the actions s��forth ab�ve in this Secti�n 4.
<br /> Lender rr�ay require Borro�er to pay a one-time charge f�r a real estate tax verification andlor reporting
<br /> s�r�ice used by Lender in connec��on with this Lvan,
<br /> 5. Prapert���surar�ce.Bvrrower sha��keep the improvem��ts nv�u exis��n.g Qr hereafter ere�te€�4n the
<br /> Proper�y insured aga�nst loss�y fire,hazards included with�n the term"extended G�verage,"and any other
<br /> hazards including,but not�imited to,earthquakes and flaods, for which Lender requues insurance.Th�s
<br /> �nsurance sha��be maintained in the amaunts(including deductib�e levels}and for the periods that Lender
<br /> requires.�hat Lender requires pursuant to the preceding sentences can change during the�erm af the Loan.
<br /> The insurance carrier pra�iding the insurance sha11 b�chasen by�orrower subj ect ta Lender'�right to
<br /> disapprove Sorrower's chaice,which r�ght sha�t not be exercised unreasonab�y.Lender may require
<br /> Barrower to pay, in connection with this Loan.,e�ther: [a)a one-time charge for fload zone determinatian,
<br /> cer�if�cation and traGk�ng�er�ices;or�b}a one-time�harge for flo�d zane determination and��r��f ication
<br /> NEBRASKA�ingle F�mily-Fannie MaelFr�eddie Mac UNIFQRM INSTRUMENT WITH MERS Fvrm 34Z81141
<br /> VMP� VMPfiA(NE��'�3��}.0�
<br /> Wolters Etluwer Finartcial Sen►ices Page B ofi 97
<br /> q43356077974 0�33 434 �617
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